OptiVault | AI Financial Advisor

Most people don’t have a money problem. They have a clarity problem. They can't track or keep their money. That’s where OptiVault comes in and helps you 🧵👇

OPTIVAULT ⚙️ That's it. That's the tweet.

@MoneyQuotesX There's no $500,000 degree

A $500 laptop has made more millionaires than a $500,000 degree.

Optivault is at $23/month right now. I’ll be tweeting every day and sharing, step by step, how I'll make it grow to $200K MRR by 2027. Follow along to watch the journey.

At what net worth would you retire and never work again?

@TineshShar81 Our app works in Canada and EU regions..

@optivault You guys in Canada?

Mint shut down 18 months ago and left millions of Canadians with nothing. YNAB is too complex. Every "budgeting app" just shows you what you already know. What are the people using as a substitue?

@DevGohi79892783 I use @optivault

Curious, what expense tracking or budgeting app do you use? YNAB? Rocket Money? Monarch? Copilot Splitwise? spreadsheets? or just checking your bank balance? Also, what’s one thing you wish it did better?

@krealdesign @ynab Here

I really love @ynab app for busgeting and have been using it for a few years. But I can’t anymore. I am not from US and I have multiple currency cards, which I use regularly. YNAB doesn’t allow to have a total overview from all accounts I add - I need to track budget envelopes and expenses manually for each, and this sucks. Is there a proper iOS app that does just that? - Zero based budgeting - Have accounts in different currencies - Add/expense money manually FAST by entering the amount / account that’s it - Budget envelopes / net worth is tracked as a total with automatic conversion I tried Budgero as it seem to be doing that but that app is vibecoded and unusable.

@vitobotta @aiwithjainam Very bold pricing

@aiwithjainam 26K stars for a budget app tells you how much people hate SaaS subscriptions for basic utilities. YNAB at $15/mo for a spreadsheet is bold pricing.

This is insane... Someone built a free self-hosted personal finance app that does everything YNAB does, keeps your data 100% on your own device, and never charges you a single dollar. It's called Actual Budget and it just crossed 26,000 stars on GitHub. Here's everything you need to know:

@VinsonXanthe Bummer

#cleoapp is a scam 100% do not recommend

Almost all AI financial tools charge $15/month and still make you do the work yourself. OptiVault builds your entire plan FOR you at $8.25/month. That's probably less than a takeaway coffee.

@TTARacing Hmmm

Budget Summary - No help re cost of living - Rents will go up meaning ⬇️ - Young people still can’t afford to buy - No reduction in immigration 🤬 - Savings all based upon NDIS miracles - No debt paid down - Still $982B - Nothing new for small business Bottom line - Hopeless

@EllardKing How are we not here??

the best UK personal finance tools (imo): - budgeting: YNAB or Gains app - investing: Trading 212 - cashback: Gains app - pension tracking: PensionBee - mortgage overpayment: your lender's own calculator or Gains app - net worth tracking: Gains app - financial news: Yahoo Finance + X

@ugnius A financial advisor ❤️

I'm a simple man, all I need is: - a laptop (money machine) - nearby gym - whole foods - peace of mind What's missing?

@tomfgoodwin Probably would go bald 😉

I'm not a hair expert But as a man. When you pay a lot more money for a haircut They just seem to take an awful lot longer & I don't think the result is any better I think we need to be honest about this, I'll pay the same amount & save 45 minutes, please Stop the faff.

A little more context on why we're doing this; We know we're early. We don't want to grow with fake reviews or paid placements. We want just 10 real people who will tell us the truth about their experience. In return — lifetime free access.