
Neeta Poddar
742 posts


@WeekendInvestng This is our latest version of Chandrayaan 4 😅
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@prideofcows what the hell is the matter with you people? Delivering such dirty filthy bottles every morning covered with mud n sometimes even gutka !😡 I am complaining every single morning on WA but no action is being taken against your delivery guys. Shame on you
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@bigbasket_com What further assistance can u scammers give us , your customers? I don't want credit . I gave cash. Pls collect your insect infected foodstuff from my home n give cash. How pathetic your service has become for all of us
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@phansi1404 @phansi1404 Your concern is important to us, and we are currently addressing it with urgency. A member of our team will be reaching out to you soon to provide further assistance.
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@bigbasket_com I gave cash on delivery and on inspection found insects in the whole moong. Is it not your duty to return cash back instead of your delivery boy refusing to return my money and take the inedible food packet back?What is this wallet credit nonsense to scam us all ?
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@bigbasket_com Pls stop writing this kind of nonsense. I spoke to your senior manager n she said nothing can be done n only a wallet credit is possible. So I should keep buying things I don't need n which will be rotten to use the wallet credit ? I gave cash please return cash
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@phansi1404 @phansi1404 We are sorry to know about the inconvenience. Rest assured, this has been raised with our concerned team and will be reaching you shortly.
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@bigbasket_com I was given an insect ridden whole moong packet on a COD option and when I asked the delivery guy to take it back he refused n I was given a credit instead for 85Rs.Why? When I gave cash I want cash returned not a credit 2 keep buying inedible food😡 Stop scamming.
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@bigbasket_com your service has gone from bad to worse. I always get broken eggs, insect ridden grains n dals n instead of returning money u give wallet credit. For what? So that I keep buying substandard goods from you ? Pathetic how u r scamming people like this.
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@GPInvestmentSol @Atulsingh_asan Is it restricted to only investing in the US market or can one invest in the Korean Kospi n Japan Nikkei stocks as well? There are several stocks in Korea n Japan that look very very promising with a long runway ahead.
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One can invest in US markets directly through apps like INDmoney.
The current limit is up to ₹10 lakhs per account per financial year, forex conversion charges and platform fees may apply.
A simple way for Indian investors to get exposure to global tech giants like Nvidia, Apple, Microsoft, Amazon etc ..
#INDMoney
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@WeekendInvestng If you wake up sane every morning , in spite of several insane Tweets by a certain President that would certainly be a whole new level of contra indicator !😂
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@IndianGems_ I absolutely adored Chengdu n Chongqing. The Panda reserve , People's Park n Chunxi rd floored me. What cities n so so reasonable the food n hotels were . Forget Europe and USA holidays everybody, China beats them all by a mile.
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@WeekendInvestng A friend of mine has been the Captain of LNG carriers for over 25 years. He is in Vietnam at the moment. Said we are having a severe shortage of Gas and Petrol, but due to elections we are told all is hunky dory . Be prepared 2 faint with shock post results !
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@darshanvmehta1 Indeed it was ! 😊No matter how many times I gaze at sunsets from my garden, they never fail to enthrall me , as each sunset is so, so different.

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@darshanvmehta1 I only use 2 banks for digital payments where I keep only 30,000Rs in the account. Hence the max I can be scammed of is 30,000Rs.
I also keep no credit cards.
I detest shopping.
With Imps n instant transfer I find no need to hang on to CCs.
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Importance of digital security. Hackers will try to loot you all the time. Late night someone tried to do an international transaction on my card based out Latin America but thankfully it got declined as I had kept card settings such that no international transactions can happen on my card as they dont require OTP. HDFC Bank immediately alerted me and blocked that card. Important to follow certain rules to protect yourself from online fraud
Keep transaction limits low and only raise it when you plan to do a big transaction. Keep online payment limits low.
Keep international transactions off
Keep very low limit on tap and pay
Also keep multiple bank accounts and very low limits on one which has internet banking. Ones with high amounts, disable all digital transactions option.
Better to be safe than sorry.
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Everyone is screaming "Buy the dip!" because markets are down. But did anyone tell you to sell at the top? Here is how the selling machine works.
📉 What They’re Saying Now
It’s April 2026. Small caps are down 20-25% from their Sept 2024 peak. Your AMC, distributor, and favourite finfluencer all have the exact same message:
"Mouth-watering valuations!"
"Best time to invest in a decade!"
They might be right. Small-cap PEs have cooled from 33.5x to ~25.5x. But before acting, pause.
🤔 Did They Warn You Then?
In Sept 2024, Nifty Midcap and Smallcap indices traded 30-40% above historical medians. Valuations were dangerously stretched.
Did those calling this a "gift" today warn you back then? No.
The ONLY institution that warned you had zero financial stake: SEBI, flagging "pockets of froth." Your distributor/advisor/AMC? Silent.
🗣️ What Did They Say Then?
Check their Q3 2024 newsletters. While I agree that SIPs are valid through all cycles and shouldn't be stopped, their messaging was meticulously calibrated to keep fresh money flowing into expensive markets:
"India is a structural growth story—don't time the market."
You won't find many saying: "Valuations are stretched—consider diversifying."
🚨 What Did They Do Then?
Actions speak louder than marketing. Look at how the industry operated while the regulator warned of froth:
1️⃣ The NFO Flood
The industry launched an all-time record 239 NFOs in 2024 (a 3x jump from 2020), aggressively vacuuming up ₹1.18 Lakh Crore exactly at the market peak. Every new fund was simply a new product to gather AUM.
2️⃣ Dumping Risky Thematics at Peak PEs
Sectoral and thematic funds are highly concentrated, notoriously risky, and extremely cyclical. They should ideally be bought at cycle bottoms. Yet, a staggering 67% of all NFO money (₹79,109 Crore) went into these funds right at the top. Why? Because retail FOMO was at a peak. Instead of protecting you from dangerous valuations, they packaged the exact same frothy mid/small-cap stocks under shiny themes to capitalise on the hype.
3️⃣ The Astonishing Rise in Payouts
Who benefits? Let the AMFI distributor commission data speak for itself:
▪️ FY21: ₹6,617 Crore
▪️ FY22: ₹10,420 Crore
▪️ FY23: ₹12,049 Crore
▪️ FY24: ₹14,850 Crore
▪️ FY25: ₹21,107 Crore 🤯
A massive >3x explosion in just four years! Honest, cycle-aware advice is structurally hard when their income relies entirely on keeping you fully allocated to high-fee equity products.
❓ The Question You Should Ask
Next time an expert tells you it’s a great time to invest, ask them one simple question:
"In September 2024, did you ask me to diversify because of stretched valuations?"
If their answer is a blanket "India is a long-term story," they aren't your advisor. They are a salesperson. And there is nothing wrong with salespeople, as long as you know that's what they are.
"Don't ask a barber if you need a haircut." - Warren Buffett

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@WeekendInvestng I adore every post he puts up on Instagram roasting a certain President 😛 especially the " outcome of a war cannot be determined by tweets,but on the battlefield!" He has a cult following by now I think.
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@gyaanwaala1 Standard scam. Telling you pipe is damaged , knob is damaged n will cause gas leakage n fire. N charge a bomb to replace it
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@urbancompany_UC I raised a complaint on 9 March regarding unauthorized replacement during gas repair service & still haven’t received any reply.
Technician replaced nozzle & valve without my approval and I was forced to pay ₹679.
Sharing email screenshot too Resolve this ASAP.

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@Bahubal43683669 @urbancompany_UC @abhirajbhal This is a very common way of extracting money from clients by UC. Standard practice by every UC A/C repair guy stating gas needs to be refilled as less
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@urbancompany_UC @abhirajbhal Warning to everyone: Be careful with Urban Company. I booked a simple AC cleaning while my unit was under warranty, and now suddenly they’re saying gas is low and demanding ₹3200 for refill. Looks like a clear fraud pattern. Very disappointing.
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May god bless the souls of the 0.07%
The Kobeissi Letter@KobeissiLetter
BREAKING: Kim Jong Un has won North Korea's parliamentary elections with 99.93% of the vote.
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@WeekendInvestng It is ironic isn't it, that people are spending an arm and a leg in order to buy electric vehicles to save the planet, and powers that be are hell bent on destroying not just land mass but oceans as well?
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@WeekendInvestng Huh? You mean you didn't buy a Dinky Porsche car decades ago ??😊
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