Raphael Vullierme

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Raphael Vullierme

Raphael Vullierme

@phareall

Partner @Hexa | Tech founder Exited @getluko previously @flyopenjet @rocketberlin #dreamer 😍🇪🇺

Paris | Berlin Katılım Haziran 2009
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Raphael Vullierme
Raphael Vullierme@phareall·
back to what I truly love: building 🏗️ Thrilled to team up with @joinhexa to launch #WalkTheFrontier, a studio building global AI ventures. 1st AI as a buyer — businesses mastered selling to humans, but AI will decide. Also venturing in #PhysicalAI (robotics & defense).
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Humberto
Humberto@patife·
🌁 Going go SF with the Superhuman Porto (Rows) team. What a magical time to work in tech. Last week we completed post-acquisition onboarding in Berlin. Now it's time to start contributing! Two things of mention: 1) AI is showing up everywhere, both a tool and as a destination for client services. While this is expected in 2026, the consistency is super encouraging. 2) Superhuman has the nicest people. Maybe they should rebrand again to Supernice. Many flew in to meet us in Porto and Berlin, from different locations in the US. They were generous with their time and their insights, open turf, all hands on deck, and big plans ahead. I feel like we've worked here for a couple of months already. DM if you'd like to catchup in SF, i'll have an hour daily towards the end of day. I already started with a chance chat with @eisokant at the airport. Can't beat that.
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Raphael Vullierme
Raphael Vullierme@phareall·
Les pouvoirs publics « se demandent comment délivrer une écologie populaire, mais, lorsqu’une solution adaptée apparaît, ce seraient les barbares qui débarquent en ville » Haine et mépris envers une solution populaire, pragmatique et décarbonée. lemonde.fr/m-perso/articl…
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Raphael Vullierme
Raphael Vullierme@phareall·
@paulichon Viens avec nous faire un safari robotics début mars. Plein de beaux toutous et de gros orangs-outans.
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Paul Lê
Paul Lê@paulichon·
Mon prochain pitbull
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Ilir Aliu
Ilir Aliu@IlirAliu_·
Everyone talks about humanoids. Meanwhile, @loki_robotics:
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Raphael Vullierme
Raphael Vullierme@phareall·
@cyrilblondel @paulichon 👋 @cyrilblondel Je n’ai pas tout réussi avec @getluko et j’ai fait des erreurs, tu as raison. Certains ont gagné de l’argent avec Luko, d’autres en ont perdu — pas mal. Je te souhaite d’avoir des échecs aussi grands que tes rêves, et j’espère réussir quelque chose un jour.
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Cyril Blondel
Cyril Blondel@cyrilblondel·
Je n’ai jamais dit que c’était simple, mais communiquer en sous entendant que Luko était une réussite c’est gros.. un peu de modestie peut être. Après ça reste un beau projet pour lui de rejoindre Hexa, et je lui souhaite la réussite.. mais c’est le communiqué qui me fait sourire.
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Cyril Blondel
Cyril Blondel@cyrilblondel·
Quand on sait que Luko a pas gagner 1€ et que l’on connaît la fin de l’histoire 👀
Thibaud Elziere@tiboel

A big moment at @joinhexa . 🔥@phareall is joining us as a Partner. You probably already know Raphaël. He co-founded Luko, a next-generation home insurance company, later integrated into Allianz Direct. At Hexa, he will do what he does best launch 2 to 3 companies per year in true studio mode. It’s demanding. Sometimes a bit chaotic. But that’s exactly where he thrives. In a world moving fast, where AI reshuffles the deck almost every week, we need people like Raphaël passionate, creative, inspiring able to turn uncertainty into very concrete projects. And unsurprisingly, he didn’t waste any time. He’s already in San Francisco! More to come very soon 🚀

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Raphael Vullierme
Raphael Vullierme@phareall·
@patamiel it's coming this year for sure. 2026 is the year AI works constantly for you in the background. Every (wealthy) consumer, and every business
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Patrick Amiel
Patrick Amiel@patamiel·
Ça doit exister, non ? Je paierais volontiers pour un agent IA sécurisé, connecté à mes comptes et documents, capable de gérer l’administratif, d’optimiser mes finances, d’organiser mes voyages et de me suggérer sorties ou lectures. Il bosse, il propose, je décide. 🤔
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Raphael Vullierme
Raphael Vullierme@phareall·
@PEntremont 100% huge opportunity to offer entire stacks/UI with blocks made/easy to vibe building.
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Pierre Entremont
Pierre Entremont@PEntremont·
Vibe coding is hilariously complicated for non technical people. Claude code obv, even Cursor is literally non-usable. You may find it funny, but those are dozens of $b+ opportunities.
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Nouwa 🔻
Nouwa 🔻@Nouwabeldia·
Seules les images sont mises en scène. Le dialogue est réel et tiré de l’interview de Guillaume Pley avec #NicolasSarkozy pour l’émission Legend. #Sarkozy
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Paul Lê
Paul Lê@paulichon·
Qui va être le premier à l’acheter en France
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Raphael Vullierme
Raphael Vullierme@phareall·
who’s behind these sarcastic paid ‘AI parenting’ dystopians billboards in SF? nurtureos.ai Parents can now grow/mine human brain to lease to @mercor_ai
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Raphael Vullierme
Raphael Vullierme@phareall·
@paulichon Je suis assez abasourdi par l’absence de réaction / mouvement de protestation plus fort. Le message : si vous êtes ambitieux barrez vous, en Europe on a décidé que l’économie c’est finalement pas si important…
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Sebastian Siemiatkowski
Sebastian Siemiatkowski@klarnaseb·
NOTE: Using OpenAi Operator at your bank in EU is illegal by law! Web access for assistants was banned years ago as part of “Open banking” Here is the story of why: 15 years ago I stumbled into Sofort in Germany. A company with the idea to build a digital assistant that would interact with your banks poor UI, so you as a user could avoid it. Just like operator. Back then it was script based, not AI but it worked. I was so impressed Klarna bought the company. It has since then processed billions of dollars. But of course banks got scared! What happens if people use the digital assistant only, instead of their bank. And what if the assistant says, stop paying those fees to your bank and let me help you switch? So German banks sued. They claimed privacy concerns. It went to Brussels and a long lobbying and legal fight pursued. This was the beginning of what we today call open banking! I and others spent years fighting over consumers right to use digital assistants, when accessing their banks. We knew this was critical to create real competition, in an industry that has been plagued by excess profits for years. At first Jonathan Hill from UK was responsible and very supportive. But then he left and a German guy came onboard. He was 100% aligned with incumbent banks and we thought the case was lost. However he did a mistake and let some Russian oligarchs take him for a ride on their private jet. And so he was out. Finally @VDombrovskis stepped in. He was smart and supportive but pressure from banks was intense. There was rumors that they were funding privacy groups in Germany, to have them use privacy concerns to kill Open Banking. What if the digital assistant accessed some of your private data? We were about to loose the vote, when the competitive authorities of EU started getting interested. They suspected the banks were lobbying and pursuing this matter for profit reasons to reduce competition(really…). A few weeks before the vote in parliament they raided the offices of some Dutch and Polish banks. Everyone got super nervous and the Open Banking regulation was passed! Almost… A small technical detail was left to EBA (European banking authorities). Should your digital assistant use an API for access to your bank account or the standard web UI you use yourself for accessing your bank? We pushed as hard as we could. We highlighted and said, if your assistant is mandated to use the API that your bank supplies. What if the API don’t support all the same features. Or the API is broken? Don’t worry said regulators. You can complain with authorities 😂 We said at least let the digital assistant, as fall back, use the web UI. Then banks cant cheat, as they will know we can always use the same UI as their human customers. It’s called self regulation. But EBA ignored us. Today web UI access for digital assistants as ChatGPT Operator is illegal by law. And surprise, surprise the open banking API of European banks, continue to be broken, lack functionality and banks add as much friction as they can. We report and see thousands of issues with these APIs every year. And people ask me why open banking has not become a larger success… What do you say @donaldtusk time for a change? Jest potrzebne!
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