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Planory

@planory1

Create your Financial Story with Planory!

Katılım Mart 2026
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Planory
Planory@planory1·
Most people don’t have a money problem. They have a clarity problem. You earn. You invest. But do you actually know where you’re going? What if your entire financial life finally made sense in one place? Something interesting is coming 👀 #PersonalFinance #Investing #Planory
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Planory
Planory@planory1·
The best fund is not always the one with the best return. It is the one you understand, can hold through cycles, and can use correctly for your goal. Simple investing is not easy. But it is usually better.
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Planory
Planory@planory1·
Mutual fund investing gets easier when you stop asking: “Which fund will give the highest return?” And start asking: “Which fund fits my goal, timeline, and behaviour?” That one shift can save years of confusion.
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Planory
Planory@planory1·
Most people don’t lose money in mutual funds because they picked the “wrong” fund. They lose money because they picked a fund without knowing why they picked it. A simple thread on how to think about mutual funds better 🧵
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Planory
Planory@planory1·
@ashumadan4 With all respect, such posts are not helpful. A large chunk of investors don’t have time to invest directly in stocks or buy 1 call & sell 2 calls making the brokers rich. I do respect you a lot but not in same page on this part. A lot of people have created wealth using MF
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Ashu Madan
Ashu Madan@ashumadan4·
People invest in Mutual funds and pay charges and fees to buy HDFCBANK INFY TCS ITC etc. SAHI HAI
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Planory
Planory@planory1·
@Nithya_Shrii Depends on your definition of retirement! You can retire from your active job but you can start anything you love! Or you can choose to spend time with your family. Again it all depends on what responsibilities one needs to fulfil
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Nithya Shri
Nithya Shri@Nithya_Shrii·
Retirement at 55 has never made sense to me. People should be able to retire around 40-45 and still have enough life left to enjoy it.
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Planory
Planory@planory1·
@IndianTechGuide Depends on one’s risk taking ability. If the person has just started and have no dependents go for risk taking job as learning opportunities would be there but if someone is a bread winner for family, stay with lesser package but a secured job. Monthly paycheque is imp.
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Indian Tech & Infra
Indian Tech & Infra@IndianTechGuide·
If one company offers ₹30 LPA with layoff risk, and another offers ₹20 LPA with strong job security, which would you choose? Do you trust your gut or play it safe for a few years in this uncertain period? Thoughts? (Also, For those who got laid off, stay strong.)
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Planory
Planory@planory1·
@Chart_Wallah108 That’s absolute returns. By that logic Nifty might be starting at 42% by next year!
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Chart Wallah
Chart Wallah@Chart_Wallah108·
Nifty gave 0% returns in last two years FD gave 14.5% returns in last two years Which is Better ?
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