Quant

The BIS, Bundesbank, HKMA, and commercial banks across three continents have been building #tokenisation infrastructure on separate tracks, and their published work points to the same three-layer architecture for #digitalmoney. 1. Central bank money at the base for settlement finality 2. Tokenised deposits in the middle for programmable commercial payments 3. Public blockchain and stablecoins at the top for liquidity and market access 4. Underpinning all three is a horizontal #interoperability layer that makes them work as a coherent system rather than three separate silos. We've mapped that convergence into a framework for any bank building tokenisation infrastructure this year, covering what each layer does, where the industry stands on deployment, and what to prioritise before committing capital to any single component. quant.network/perspectives/t… #TokenisedDeposits #Stablecoins

83% of businesses face unexpected shortfalls on #taxpayments. Finance teams are manually reconciling, manually routing payments, and manually tracking cash positions. Surprises are inevitable when the infrastructure demands that much human intervention. Quant Flow lets you define the rules. The system handles the execution. Speak to us today: meetings-eu1.hubspot.com/quant-network1… #QuantFlow #FinancialAutomation #CFO

At #IFGS 2026, the message was clear: the UK has a real opportunity to lead the world in #payments. But leadership requires more than ambition. It demands #interoperability, programmable infrastructure, and a sequenced delivery plan that brings everyone with it. Our Founder & CEO @gverdian was on the panel. Here's the five key takeaways: quant.network/events/five-ke… #ProgrammableMoney

Tokenised deposits or stablecoins? Both? Spent yesterday at @NachaOnline #Payments2026 in San Diego debating exactly that with colleagues from TD, Northern Trust and Trovata. The transformation of financial services isn’t theoretical anymore, it’s an architecture question, enabled by institutional interoperability, programmability of digital assets and tokenised money. payments.nacha.org/session/demyst… #Payments2026 #DigitalAssets #Tokenisation #InstitutionalInteroperability

Your treasury still runs on payment instructions with no awareness of your cash position, your obligations, or your business. Fixed amounts and fixed schedules with no logic. Your infrastructure doesn't know cash is short, that a tax deadline is approaching, or that funds have been idle for weeks. Quant Flow changes that. Speak to the team today: meetings-eu1.hubspot.com/quant-network1… #ProgrammableMoney #QuantFlow #CFO #Finance

Is the future of money really winner-takes-all? Stablecoins, tokenised deposits, CBDCs, each is claiming its place in the financial system. But they serve different purposes, carry different balance sheet implications, and come with different risks for banks. We've been thinking hard about where each form of #digitalmoney fits, and why #tokeniseddeposits represent the most sustainable path to #programmablefinance within regulated banking. Read the article to understand the key differences between all three, what programmability actually means for #corporatetreasury and payments, and why the clearing and settlement infrastructure Quant is building matters for the next phase of #financialinfrastructure: quant.network/perspectives/d…

Year end is a scramble for most finance teams, but it doesn't have to be. Modern finance still runs on infrastructure built in the 1960s. The result is hours lost to manual reconciliation, cash sitting idle, and last-minute #taxprovisions that should have been handled automatically. Quant Flow gives finance teams up to 40 hours back every month through programmable automation built on our PayScript® engine. Automated #cashmanagement. Automatic tax provisioning. Zero idle money. Book a conversation with our team today, and make your next year end the straightforward one: meetings-eu1.hubspot.com/quant-network1… #QuantFlow #CFOs #Programmability

This afternoon, our Founder and CEO, @gverdian, took to the stage at @InnFin's Global Summit, joining a panel titled 'Building A "Multi-Moneyverse", Are We There Yet?' alongside Victoria Cleland, Chief Cashier and Senior Advisor to the Governors at the Bank of England, John Howells, CEO of Link, Kate Lowe, Deputy Chief Business Officer at Euroclear, and Myles Stephenson, CEO and Founder of Modulr. The panel was moderated by Kunal Jhanji, Managing Director and Partner at BCG. On the evolution of money, Gilbert put it simply: "We are moving to the next generation of money. We have had to work hard for money just to make it work. It should be the other way round - money should work for us. In a few years we will be there, and in the UK we have the opportunity to lead on that." A lot of ground was covered. Look out for our upcoming article with the full insights from the discussion. #IFGS2026 #ProgrammableMoney #DigitalMoney #Tokenisation

The UK has confirmed a mandatory 60-day cap on large-to-SME payments. The context: ➡️SMEs are owed an avg of £66,770 each in unpaid invoices ➡️62.6% of all invoices are paid late ➡️38 businesses close every day due to cash flow failure Implementation isn't expected until 2027, but contract audits, renegotiations and process changes need to start now. Discover why this reform matters and what to do: quant.network/perspectives/t… #AccountsPayable #CFOs #PaymentReform #QuantFlow

Quant has been selected as one of the Synchronisation Operators for the Bank of England's Synchronisation Lab. On 22 April, our Chief Product Officer, Martin Hargreaves, joins the panel at @InvAssoc to discuss how #synchronisation removes friction across fund operations, #collateralmanagement, and #digitalasset workflows, and what that means for the UK funds industry. Register here: theia.org/events-trainin… #FundSettlement #Tokenisation

Collateral management is under pressure. Capital sits trapped in silos, settlement failures are rising, and operations teams spend more time managing process noise than managing risk. Tokenisation fixes the core problem. When assets settle in hours, firms hold less collateral, move faster, and free up capital that could be put to work elsewhere. The technology is proven and the regulatory path is clearing. The gap now is operational, getting from pilot to production. Our new whitepaper sets out exactly how to close it: quant.network/perspectives/u… #CollateralManagement #CollateralMobility #Tokenisation #CapitalMarkets

Tokenised deposits and real-world assets have crossed $100 billion. For banks and capital markets firms, operationalising tokenisation without dismantling what already works is now the defining challenge. Our partnership with Murex addresses that directly. Integrating Quant's programmable money infrastructure into MX.3 means institutions can issue, settle and manage tokenised deposits and digital bonds within their existing operational framework, with the same risk management, compliance and post-trade processes they already rely on. As @gverdian puts it: 'The next generation of capital markets infrastructure will not replace what works. It will make what works programmable.' Read the full piece in @ATeamInsight: a-teaminsight.com/blog/how-murex… #Tokenisation #DigitalAssets #ProgrammableMoney #CapitalMarkets

There's just over one week to go until @InnFin's Global Summit where our Founder and CEO, @gverdian, will be joining a panel session on the Old Library Stage titled: 'Building A "Multi-Moneyverse", Are We There Yet?' Panellists will explore what a multi-money UK might look like, and how we can foster a mixed ecosystem. It'll also cover progress since the National Payments Vision, what remains to be done, and how #interoperability can unlock a truly connected financial landscape. Secure your ticket here: #getinvolved" target="_blank" rel="nofollow noopener">innovatefinance.com/ifgs2026/#geti… #IFGS #Payments

Tokenised deposits are becoming significant infrastructure for #financialinstitutions. A succession of central bank programmes, commercial deployments, and regulatory frameworks across 2025–26 has removed the uncertainty. The question now is positioning. When network effects begin to compound, institutions with interoperable infrastructure will be ahead. Those holding proprietary #tokenisation stacks that cannot communicate with the majority of their counterparties will be left behind. The architecture is taking shape. Read the full guide to understand where #tokeniseddeposits, wholesale #CBDCs, and #interoperability infrastructure fit together, and what that means for your institution: quant.network/perspectives/w…

📣 Don't miss out on this panel session — Building A "Multi-Moneyverse", Are We There Yet? 🤔 🎤 Feat: @bankofengland @LINK_ATM_Scheme @EuroclearGroup @ModulrFinance @quantnetwork @BCG Secure your ticket for #IFGS2026 to see this session & many more! 🎟️ hubs.ly/Q04b1MFC0

In the second instalment of our three-part series on programmable money, fintech commentator @Chris_Skinner sat down with Lenna Russ, Chief Commercial Officer at Quant, to explore the real-world practicalities of implementing #programmableliquidity in #treasuryoperations. The conversation moved well beyond theory, covering live infrastructure, corporate treasury transformation, the threat from stablecoins, and what it takes to move from pilot to production. Here are the five key takeaways: quant.network/events/program… #CorporateTreasury #ProgrammableMoney

Tokenised deposits are coming. But can they actually scale? Every major bank is racing to launch its own version. The problem is that without universal standards, we're just rebuilding the same fragmented system on a new rail. When Lloyds issues a tokenised pound and JP Morgan issues a deposit token, those assets may be technically incompatible, despite representing the same currency. The technology has real promise. But the standards to make it work across institutions don't yet exist. Read this article to understand the standards gap holding back #tokeniseddeposits, why it matters, and what history tells us about how this plays out: quant.network/perspectives/w… #Blockchain #FinancialInfrastructure #DigitalAssets

On 21st April, @InnFin's Global Summit returns to London's Guildhall. Our Founder and CEO, @gverdian, will be joining a panel titled: 'Building A "Multi-Moneyverse", Are We There Yet?' covering progress since the National Payments Vision, what still needs to happen, and how interoperability can connect the financial system in practice. Learn more and register here: innovatefinance.com/ifgs2026/ #IFGS #InnovateFinance #Payments #Interoperability

Murex built the systems capital markets trust. Quant is making those same systems programmable. Today, we’re announcing a strategic partnership that brings institutional-grade digital asset capabilities directly into MX.3, one of the most widely deployed capital markets platforms in the world. Banks and capital markets firms can now issue, settle and manage tokenised deposits and digital bonds within the systems already operational across their trading, risk and post-trade workflows. No rip and replace, no parallel infrastructure. The same platforms made ready for the next era of settlement, automation and liquidity. This partnership comes as tokenised infrastructure moves from pilot to production across the world’s largest markets. Tokenised real-world assets have crossed $100 billion. DTCC has SEC approval to tokenise US Treasuries from mid-2026. Major UK banks are already working with Quant through the Great Britain Tokenised Deposit initiative. The infrastructure moment is here, and now it runs on MX.3. Read the full announcement: quant.network/press-releases… #Tokenisation #DigitalAssets #CapitalMarkets #Programmability

Last chance to register for the @Oracle AI World Tour London Executive Roundtable on Digital Assets Issuance and Custody, where our Founder and CEO, @gverdian, will be sharing insights from the UK Tokenised Sterling Deposits Pilot. 📍 Chartered Accountants Hall, London 🗓️ 25 March 2026, 12:30 – 3:30 PM This industry roundtable aims to clarify the digital money journey, with industry examples, recommendations on business strategy, and phased implementation roadmap. Register here: eventreg.oracle.com/profile/web/in… #DigitalAssets #Stablecoins #TokenisedDeposits #TokenisedMoney