Rand

💸 Europe is saving more than ever… but not at the same pace.Savings rates are nearing 15% on average. Germany & France stay above, while Spain sits around 13% 📉Same environment, different habits. Because it’s not just how much you save, it’s how you save!📊

We’re saving more… but are we living better? 📊 With inflation, money sitting still = losing value. Saving protects you. Making it grow changes everything 💡 That’s where Rand comes in: your money, working for you 💸🚀

She automated it. That’s it. Set up recurring transfers with Rand → let it run in the background 📈 No effort, no overthinking Over 35% of users save like this… almost without noticing 💸 Start once. Let it work 🚀

Elena is 29, works an admin job, and earns €1,600/month 💰 Less than a year later… she’s saved over €3,000 💶 No extreme budgeting. No lifestyle changes ☕✨ “Wait… how?” 🤔

When something actually works, you don’t keep it to yourself 🙌 With Rand’s Earn Account, your money doesn’t just sit there, it grows 📈 Simple setup. No friction. Just smarter savings 💸 And if you share it? You can earn up to €500 for every friend 🚀 Make your money do more. And your friends too.

Haven’t you heard yet? 👀 You’re still on time… 🙌 GIVEAWAY LIVE 📚 We’re celebrating Book Day with 3 must-read books 🔥 (3 winners) How to join 👇 ✅ Follow @randapp on IG ❤️ Like the IG post 👥 Tag a friend (each comment = extra entry) 💸 +€100 deposited in Earn during April ⏳ Until April 22 📩 Winners on April 23 (DM + Stories) 🇪🇸 Spain only Don’t miss it 😏

💰 Your money, safe & growing. Rand Earn & Prize Accounts: $500M coverage via Lloyd’s + Copper 🔐📈

We give you 5 reasons to start using Rand 👇

🇪🇺 Unique in the EU: it runs on EURC, so withdrawals to your bank come without currency exchange fees. Avoid the USD–EUR risk most platforms pass to users.

💸 Rand’s Credit Line offers a fixed 8% annual interest rate — well below most market alternatives. More clarity. Lower cost. 📉

🚀 What if you could access liquidity without selling your Bitcoin or Ethereum… and pay far less than on most platforms?

Meet the new Rand Credit Line! 🚀 Need liquidity but don’t want to sell your Bitcoin or Ethereum? Now you don’t have to. Use your crypto as collateral, receive EURC, and send it straight to your bank in euros — no off-ramp fees, no currency exchange risk. ✔ 8% fixed annual rate ✔ No mandatory repayment schedule ✔ Repay anytime & get your crypto back ✔ Borrow up to 50% of your crypto’s value Available on Android, coming soon to iOS.

Saving isn’t just putting money aside: it’s gaining peace of mind and freedom for the future 💡💰 Start today and make every euro count.

Consistency + returns = real results 📱💰 Saving €37,000+ isn’t luck: it’s time and an APY working for you every day 📈 At Rand: 👉 Know the benefits you get 👉 See your money grow 👉 Worry about nothing else You save. Your money works. We handle the rest.

Although headlines talk about “moderate inflation,” Spain is still slightly above the euro area average 🇪🇸 vs 🇪🇺 The key for 2026? 🔑 Protect your purchasing power ✔️ Review fixed expenses ✔️ Don’t let your money sit idle ✔️ Explore options that can outpace inflation Because when prices rise, your savings should too 💸📈

Consistency pays. Paula’s savings grew steadily, unlocking up to 6.5% APY 🚀 After 24 months, Paula has accumulated over €11,450. €650 earned purely in interest 💰 When you use the right tool, your money starts working for you 📈

Two years ago, she started from zero with a Rand Earn account, earning 4% APY.

💡 Paula works in HR, earns €1,400 a month, and lives in a small town in Valencia. Here’s how she made her money grow 👇