Rafael Varjão

23:34, e já bebi 5 drinks.

A FERGIE É MUITO A-LIST

Brazil's Pix processes 6-7 billion transactions per month. Venmo, CashApp, and Zelle combined don't come close. India's UPI took six years and eight months to reach 8 billion monthly transactions. Brazil got there in five. 170 million Brazilians use Pix. That's 93% of the adult population. Merchant fees average 0.33% (cards charge 2-5%). Transactions settle in seconds. On December 20, 2024, the system processed 252.1 million transactions in a single day. That one day exceeds the entire monthly volume of most European instant payment systems. Then they built Open Finance on top of it. 60+ million active data-sharing consents. Four times the API volume of the UK's Open Banking. Nubank (built entirely on this public infrastructure) now serves 110 million customers, posted $895 million in quarterly profit, and carries an $85 billion valuation. The most valuable financial institution in Latin America was founded 13 years ago by three people with no bank. The Fed launched FedNow three years after Pix. Adoption remains minimal. The US has no Open Finance mandate. No active CBDC pilot. Brazil is two full technology cycles ahead of the United States in public financial infrastructure. The next time someone tells you Brazil is a "risky emerging market," ask them if they know what Pix is. Read more here: x.com/drewcrawford_/…

Quem trabalha com mídia precisa urgentemente de alguém que trabalhe especificamente com revisão de texto, seja nas artes, nas legendas e até nos stories. São tantos erros que a gente precisa praticamente decifrar para entender o que está correto.

@brunoferreiraeu Tem que sair testando.

@rflvrj Então me ensina amigo hahaha

Um boy gente boa, mas que transa mal, ou um meio chato mas que te dá um chá bem dado?

@jovisosamu Um sonho: dar uma surra nele 🫦

@wakinthewitch E eu jurava que ele era gay.

as sapatonas do twitter vão chorar muito hoje

9 years ago. @HillaryClinton warned us: “This is not someone who should ever have the nuclear codes – because it’s not hard to imagine Donald Trump leading us into a war just because somebody got under his very thin skin.”

Entrei hoje no sétimo dia sem doce.

Choka choka cuerpo con cuerpo boca con boca Tá chegando! Prontos para Choka Choka? Quinta-feira 09 de abril ás 21h (brt)

@kaaleeby Queria me dividir em dois.

@rflvrj Dia 1° é dobradinha Baile Camp + V de Viadão ❤️🎀

Eu amo uma festa 📺

Esse é o EQUILIBRIVM

Teremos Anitta no Shakabana, e eu estarei lá. ❤️

ELA!

Pense em um Sábado bom.

Vocês estão passando fome. Essa é a única explicação.

Tracklist EQUILIBRIVM 16.04

Um mês para o meu aniversário. 🎈