umbrella

The protocol is a lending vault on Robinhood Chain. Users deposit tokenized stocks as collateral to borrow USDG using Chainlink price feeds. The Umbrella token funds the vault’s USDG lending liquidity, increasing borrowing capacity. 0xf4de720c00d518eb88553a0916627ec9ca2a333a

Dev supply plan: we burn it as the pool grows. Every time USDG lending liquidity crosses a new milestone, a slice of the dev allocation gets burned

We’re increasing the lending pool to unlock more borrowing capacity across the protocol. As the protocol grows, we’ll also be executing planned $UMBRELLA token burns to strengthen long-term token economics. More liquidity. More capacity. Stronger incentives. Stay tuned.

@vladtenev Built a lending protocol on Robinhood Chain: deposit tokenized stocks as collateral, borrow USDG against them, would love your take on whether stock backed credit is the kind of thing you want built on the chain. :)

Proceeds from the Umbrella token launch flow into the vault's USDG lending pool, so every token sold directly deepens the liquidity available to borrowers. As the pool grows, borrow caps rise, letting users draw larger USDG loans against their stock-token collateral.

Umbrella lets you borrow against your stocks without selling them. Deposit tokenized equities like NVDA, AAPL, or SPY on Robinhood Chain and borrow USDG stablecoins at a fixed 5% APR, up to 40% of your collateral's value. Because stocks trade 24/5 while blockchains never sleep, Umbrella pauses all liquidations whenever the market is closed