Ryan Kett

@BobBuxtonLeeds @Yorkshire_Party Good to see you back in the Yorkshire Party.

Change only happens if you vote for it I'm standing for @Yorkshire_Party in Guiseley & Rawdon ward (inc. parts of Yeadon, Menston)

@kaya85kaya @AaronBastani Be a lot cheaper to give them money at age 0, which would compound for those first 18 years 🧐

@AaronBastani Give 18 year olds in UK £40k account invested into a world stock market tracker They can use this at any age to pay for university tuition or they can opt to not go and keep the £40k invested which will grow to ~£740k over 50y which they can access at retirement Self funding

Think this is sensible. At the very least you’d cap permissible interest over repayment period (say £5k) and reduce interest on students loans to 1%. I’d scrap loans entirely, personally, but we are going to need to land on something like that at an absolute minimum.

@JamesEvansMS It is not broken, and it is so deeply insulting to all of us who go out to work, who set up and run businesses, who help out at charities to say that it is. Politics is broken and Farage is helping to break it.

@PaulSuttonKing Just realised I was replying to a post of yours from 2024!!! Fairburn was a success 👍

@ryankett I’m not sure there is much on offer there. There used to be some mixed fairs but I think most dealers concentrate on events where they can maximise potential buyers. I used to have more luck at general flea markets but it’s obviously a lottery as you can travel and find nothing.

Result of my flea market #postcard haul, as ever an eclectic mix. Trying to concentrate on military and social history but still came back with a pile of topographical cards I couldn’t resist🙄

@PTApostcards Great little haul today for me from this fair!

It’s unlikely you would have forgotten, but the Fairburn (Leeds) postcards fair is tomorrow. Set your satnav to “WF11 9LA” and ⏩ It’s a smashing fair, and you’re sure to find some postcard treasure …

@PaulSuttonKing Cheers Paul. Fairburn (Leeds) for me on Sunday, proven a decent one for my interests last two times I've been!

@JonathonLambe @robprogressive He's not a junior doctor though is he, he's a doom-posting grifter.

A UK postgraduate junior doctor earning around £46,000 gross as an FY1 would take home only £35,000 after income tax, National Insurance and student loan repayments, whereas the same doctor moving to Dubai could realistically secure a tax-free package of £75,000–£80,000 (AED 30,000–35,000/month), pay roughly £4,800–£5,000 in student loan (due to the lower overseas threshold) and keep £70,000–£75,000 net. With Dubai’s cost of living 38% lower than London, that net income has the purchasing power of £114,000–£122,000 if spent in the UK — meaning the doctor would be approximately £79,000–£87,000 better off per year in real terms (226–250% more disposable income), able to save aggressively, pay off loans faster or enjoy a significantly higher standard of living, despite still having a small student loan obligation.

I think about leaving the UK more & more after each budget. But where do you go? Dubai? Monaco? Portugal? It’s sad. London used to be the global destination. Finance capital. Royalty. Beauty. History. A tax haven. Now? High taxes. High crime. Stagnant growth. Why stay? But seriously - where do you go?

Order my new book 'Old Pontefract' from Waterstones today and receive it in time for Christmas!

@DHucks6 20% of the cost of cigarettes, if that, kids don't have twenty quid for a packet of fags. Ten to fifteen years ago they'd have been puffing a Mayfair Gold behind the bike sheds.

Genuine question, you see 1000's of youngsters Vaping all the time, the vast majority of them would've never smoked? Can that be right ? 🤷🏼‍♂️

I can't remember a time a budget has made me progressively more grumpy day-on-day over a period of several days like this one. How can you increase the tax burden on normal working people so substantially without committing to anything which can be classed as reformative or having any sort of coherent plan for growth beyond (paraphrased) "I'm crossing my fingers that the OBR growth forecasts are wrong"

'Median income' is a little misleading as it excludes dividend income so is essentially 'median PAYE salary'. Most business owners will pay themselves primarily with dividends. And this includes landlords who purchase property though a Ltd company. Triple lock is the ticking time bomb.

Currently available to buy from.... Waterstones waterstones.com/book/old-ponte… Foyles foyles.co.uk/book/old-ponte… or direct from the publisher.. stenlake.co.uk/books/view-boo…

Thrilled to have published my first book 'Old Pontefract' through Stenlake, this project has been a labour of love for the past few years and utilises some of my many hundreds of Pontefract postcards. I've developed a newfound appreciation for the time, energy and patience required when publishing traditionally! The book will, at some stage, be stocked by a retailer in #Pontefract, and a couple of copies are on the way to to Ponte library, at the moment the most efficient way of obtaining a copy is via the Waterstones website or direct from the publisher at stenlake.co.uk (Amazon don't have their stock yet)

@WorldOBarry What would RPI look like on your graph Jack?

@ryankett Both balance of taxation (heavy on employment, high productivity, and early life e.g. +9% graduate marginals cancelled at peak/late career), and balance of gov spending (the retired&retiring generational cohort, Vs. everyone), are way out of whack. Needs quad lock update:

This is insane. It's hard to even write a parody of these budget policies and comms. Cash ISA allowance reduced.. but not for age 65+ Thresholds frozen.. but not for State Pensioners. New gambling taxes.. bingo duty abolished. THEY ABOLISHED TAXES ON BINGO. I am not awake.

When purchasing an annuity with a money market pension your options are essentially 'level', 'track RPI', or '3% escalation', the latter is very rarely purchased as it is offered at a huge premium due to risk to the provider (obvs). I personally feel that the state pension should just track RPI. CPI excludes mortgage interest, won't be relevant to most boomers, but may as well prepare now for a future where many will still be paying a mortgage into their 70's after getting on the ladder in their 40's. Why exclude mortgage interest now that mortgage lenders are lending up to 75 😂