SaneCents | Personal Finance

In college, if I had $300 in my bank account, I was elated. Now, we have nearly $100k cash in our emergency fund, yet it doesn’t seem “enough”. What’s wrong with this mindset?

@jjeffrose No need to prove you wrong, because I agree with you. 😂 I would only consider it if the interest earned on my assets could cover the monthly payment. But even with that said, I’ve conditioned my brain enough to not allow myself to do that.

You should never lease a car. Prove me wrong.

We have no idea: - what the market will do next - where interest rates are going - how the Fed will react - when the next recession will hit Neither does anyone.

. @Delta flight attendant: Would you like cookies or Jesus? Me: Huh? Her: Cookies or Jesus? Me: Her: Me: Her: Me: (looks at cart) Me: Oh!

@your_money_blog Yes! We started a new business, and purchased four more rental units. Also in the process of acquiring our first flip, and have made a TON of awesome connections with people. This year far exceeded our expectations.

@DollarSprout We have all our excess cash with CIT Bank. No notifications that I’ve seen...

Is it normal for your bank to NOT proactively tell you when the interest rate on your savings account is lowered? I only have a small sample size but curious what others’ experiences are

@ferventfinance We cut the cable years ago, and have never looked back. Welcome to the club!

As of July 27, 2019, the FF household will no longer have cable. A little late to the party, but we did it.

@morjoysol2615 If I continually think about something for that long, i typically buy it.

There's a set of patio furniture thats at the grocery store that I've been eying for months. It's $114 after a discount coupon. But I'm having trouble justifying it.

@AndySwan Yeahhh. I don’t get it.

@themotleyfool I bought a car in my early 20’s, and it dropped my net worth by nearly $7k. I’ve since learned my lesson.

What is your dumbest investment ever? (A more upbeat question is just around the corner!)

@themotleyfool Marrying my wife. Seriously. My net worth has 10x since getting married. Not because she had crazy amounts of cash. But her and I together, we’re crushing it in real estate. She gives me focus and purpose.

What is your greatest investment ever, and why?

@ferventfinance That’s my downfall, too. I was totally fine with my ‘03 Accord... until my friend drove up in a pickup. Now I own an F-150. 😂😂

Me: I'm happy with my practical, paid-off car. Me after riding in friends new F150: MAN I NEED TO GET ME ONE OF THESE!!!

@StIroningShirts I think the biggest thing is Facebook needs to move that “Is this available” button. It’s too damn easy to hit accidentally.

Why must 20 people message me "is this available" but not commit to a time for pickup on Facebook marketplace? Its infuriating

@hankrsmith Wisdom well beyond his years.

I recently spoke at a high school about phone use & had this conversation with a 17 yr old. Him: “When I’m on a date, I turn my phone completely off, not on silent.” Me: “Why?” Him: “I just want to make sure the only girl who gets my attention is the girl I’m with.” #wisdom

Really digging this quote today: “Your life does not get better by chance. It gets better by change.” -Jim Rohn

@morjoysol2615 So exciting! Keep it up!!

Y'all. I did the thing!!! WE ARE NOW NO LONGER IN THE NEGATIVE!

@ferventfinance youtu.be/i3Eda8hbJCU

You know what’s helped me get ahead financially? Skipping coffee? Living with my parents? Eating ramen? Nope. Making more money!! Hard to believe, I know.

@ferventfinance Ugh. This video is cringy on so many levels.

Smucker is up 31% for us this year. If you missed out, don't be jelly.