Zach Senft

Read it here 👇 @zachsenft/note/p-197144018?r=2zhpsz&utm_source=notes-share-action&utm_medium=web" target="_blank" rel="nofollow noopener">substack.com/@zachsenft/not…

BNPL isn't dangerous because it's bad. It's dangerous because it's rational. New Method Finance article that breaks down how Klarna actually works, why fragmentation kills clarity, and one question to ask before clicking "pay in 4."

People that use Klarna/Affirm - do yall actually read the terms?

22/ Full review on Substack 🧨 What book should I read next? Method Finance is building this as we go. [substack.com/home/post/p-19…]

21/ Ch 19 + 20: All Together Now / Confessions Housel's own summary: less ego, longer time horizon, room for error, define your game. His personal strategy: paid-off house, index funds, high cash reserves. Not optimal — reasonable.

1/ Just finished The Psychology of Money by Morgan Housel. 20 short chapters on how we actually behave with money — not how the textbooks say we should. Here's a one-line takeaway from each chapter 👇