Ayomiposi

Yah Rabb, Grant all my heart desires🤲.

ICAN you sha don do you own na don’t worry

@AObilana Day 3: Na me surprise myself 🥲

Day 1 ICAN surprised you. Day 2 ICAN surprised you again. It can never be me. Me wey get trust issues.

@AObilana All I can say is Omoooooo

ICAN May 2026 diet Your thoughts!!!

@halalfinance01 Congratulations sir. Allahuma barik

how it started how it is going

Late yesterday, the S&P Global Ratings announced what some folks had anticipated. Nigeria’s credit rating was upgraded by one notch to B (five levels below investment grade), the first upgrade since 2012. According to S&P, the considerations for the credit rating upgrade were: ✑ Higher oil prices ✑ Improved capacity to refine and export crude ✑ The decision to liberalise the exchange rate This is a big win. I have seen, in some places, the frustration over the gap between macro wins and micro pains. The honest answer is that the average Nigerian on the roadside cannot connect this progress to their well-being today. They will only feel it through a longer transmission chain that has not yet finished playing out. A credit upgrade essentially signals to the global market that Nigeria is a less risky borrower, allowing the federal government and major Nigerian corporates to borrow at cheaper rates abroad. The bread-seller in Mushin does not borrow from JP Morgan or from the international debt market, so the immediate effect on her bottom line is zero. Where it eventually shows up for her is in three indirect channels: ✑ First, cheaper sovereign borrowing means the FG can enter the international debt market and borrow at a lower rate to refinance some of its costly debt. This will result in lower debt service spend and, in theory, provide more fiscal room for roads, power, security, etc. ✑ Second, lower country-risk attracts FDI and portfolio inflows, which strengthens the Naira (we might see an extended stability in the FX market. Naira is still likely to remain a darling). The imported inflation will also slow, and this is the channel where the Mushin trader would feel it the fastest. ✑ Coys can refinance their debt or raise capital for expansion. A business expansion opens the door to hiring, which means higher income in the economy. However, all of these still depend entirely on whether the reforms continue and whether the fiscal headroom is actually deployed productively rather than consumed (I've been hearing news of how APC Governors have been cornering funds for the Presidential campaign. Toor). By the way, my family members and I in the equities market will smile at this development.

@komo1_teslim I really can't even process it. Do you mean that you actually set your camera; as in positioned it and then begin to cry????😑

Crying on record is top 5 most unattractive things you can ever do. I hate am gannn

We can go months without talking, and when we finally reconnect, I’ll treat you like we’ve been speaking every day, as long as the vibe is still the same. I don’t believe in everyday conversations, just check up on your friends once a while…Everyone has one or two things they are dealing with.

A lot of music today feels engineered for quick reactions. Viral snippets. Forced catchphrases. Loud marketing. Temporary excitement disguised as cultural impact. Songs arrive heavily packaged, they will dominate the timelines for two weeks, then it'll disappear without leaving any emotional residue behind. But every once in a while, an artist and a producer will lock into something more intentional. That is what BNXN and Sarz delivered on The Game Needs Us. This EP feels like a reminder of what happens when melody, songwriting, emotion, production, and chemistry are treated seriously again. I absolutely love it. The Game Really Needed Them. This is beautiful music

I hate it also. For everytime I read a topic. I’ll write it down No matter how many times I read a topic. I’ll always write it down I will end up having like 6/7 jotters for one course Happened to me during law school, during exam time. I had to line up all the jotters to read together simultaneously How do I switch my way of reading?

Farabale. This morning, on my way to Bowen University (my alma mater) to speak to final-year students, a memory from 16 years ago suddenly resurfaced: my NYSC posting to Shell’s Budget Finance team in Lagos. There were 2 of us interviewing for one slot. While we waited, the other candidate said he studied Accounting… then proceeded to drill me with technical accounting questions.

An acquaintance and I met recently, and we discussed stock investing. He was trying it for the first time, and I was very intentional about making his experience a successful one. One of my purposes is to, in my own way, increase participation in the Nigerian financial markets, particularly in the equities market. A few months in, my guy was already in the money. Portfolio return was already at 70%, including specific names that had done 2x (e.g., CAP PLC). We recently did a catch-up, and he was so excited. I was excited too. He said he wished he had invested more money, and I was like "na so e dey be when the sight green, lol". He then chipped in "omo, na to close my farming business and do stocks o". I knew he was joking with that line, but I still thought I'd make a point about it... Just for informational purposes. The stock market truly is described as the "greatest wealth-creating machine ever invented". Also, the stock market will make you rich and it won't also make you rich. The deeper point is about not confusing the source vs the vehicle. The farming business provided the capital, and the stock market has multiplied it. When your portfolio is up significantly, it's easy to feel like you've "figured it out" and that the market can now replace your salary. But what people forget is that the portfolio only exists because the job provided the consistent capital to fund it in the first place. The income was the seed, the market was just the soil. So if you want more returns, you have to double your efforts at your job to make money (via salary increases, bonuses, or other sources of income). Additionally, in this person's case, his farming business is a form of private equity. The stock market is a public equity - both are still equities, and he might need to even diversify into other asset classes (say fixed-income, except there is a specific investing constraint. Another option is real estate.

I wrote the below post during my 7th-year anniversary as an accounting and finance professional. I believe some of us should find it useful --- The #Accountancy profession is a broad one with many untapped opportunities, particularly in this part of the world. I recognise myself as an upcoming star in the profession as I fully step into my 7th year of becoming a young CFO who creates and sells values with global impact. Here are some of the past sacrifices I made that I believe contributed significantly to my rapid career growth from year one to date, even though I only had an ND as my highest academic qualification in Accounting: 𝐘𝐞𝐚𝐫 1: Sacrifice: I sacrificed joining a big Insurance firm with up to 400% pay difference for a small-size audit firm. Result: I improved my #excel skills; was exposed to practical audits and final account preparation (FS); worked on a forensic accounting assignment; managed tax filing for clients; improved my reconciliation skills, and participated in CAC secretariat activities. 𝐘𝐞𝐚𝐫 2: Sacrifice: Left my job to prepare and write my ICAN/ATS 3 exam when I couldn't gain admission to go back to the University after my ND. I agreed to be an Accountant for a #startup and #treasurer to an NGO even when I wasn't so sure of what I can offer. Result: Improved my theoretical accounting knowledge, got a new job as a Junior Accountant a month after the exam with up to a 500% increase in pay. Also, I passed the exam in one sitting without attending tutorials (well, since I couldn't afford the tutorial fee, I had to leave the job for me to prepare well). I was able to hone my practical accounting skills, was introduced to the concept of a startup, and learned what it meant to be a volunteer. 𝐘𝐞𝐚𝐫 3: Sacrifice: I spent all my income on my ICAN professional exams. I went on a 3-month unpaid leave because I wanted an ICAN prize in my finals. I eventually quit the job when I felt I deserve more but not getting it. Result: Increased my professional standing among other job seekers; even after taking unpaid leave, I ended up failing 3 of the 5 papers I wrote (another story for another day), but I significantly improved my technical knowledge; boosted my confidence in quitting a job without another and still surviving, improved my survival instinct, and started freelancing (CV and other Corporate Writing gigs). 𝐘𝐞𝐚𝐫 4: Sacrifice: Regularly sleep around 2:00 am, taking courses and searching for opportunities. Seeing Tunde online always boosted my morale to keep on. Result: Got a new job as a Financial Analyst with a big firm even with my ND. Got up to 400% increased pay, free lunch and transport home. Thanks to my professional and online courses. 𝐘𝐞𝐚𝐫 5: Sacrifice: I left my job to pursue my religion and values, as well as to attend an Enterprise Development Centre to learn more about leadership, entrepreneurship, and business. - 𝐈 𝐬𝐭𝐢𝐥𝐥 𝐬𝐞𝐞 𝐭𝐡𝐢𝐬 𝐚𝐬 𝐦𝐲 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐬𝐚𝐜𝐫𝐢𝐟𝐢𝐜𝐞 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐢𝐭 𝐡𝐚𝐩𝐩𝐞𝐧𝐞𝐝 𝐝𝐮𝐫𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐞𝐫𝐢𝐨𝐝 𝐈 𝐟𝐞𝐥𝐭 𝐈 𝐡𝐚𝐯𝐞 𝐚𝐫𝐫𝐢𝐯𝐞𝐝. Result: Significantly boosted my self-confidence and self-trust. Took my entrepreneurial skills to the next level and gained powerful business insights. Thus, shaping my skills towards becoming a Finance Business Partner. 𝐘𝐞𝐚𝐫 6: Sacrifice: I sacrificed getting my degree early in order to gain middle management level professional experience, and I took the risk of moving to a completely new region. Result: Got rewarded and recognised for the contributions made within the new environment. Achieved significant career growth. 𝐘𝐞𝐚𝐫 7: Sacrifice: Currently taking time to learn, share and connect. Balancing voluntary commitment with work and family is indeed a great sacrifice. Result: Still work in progress. Should you find this insightful, feel free to comment and share. Regards, #Iwelabi. ---

@AObilana Happy birthday, Mr. Akin🎉

Today is my birthday, and I have already seen about 7 people celebrating their birthdays today across all social media platform.

NYSC & Suffering ... Twins. Rain don beat me stupid, and I haven't done what I came here to do😭

A very well-known lesson in Suratul Kahf is the encounter between Prophet Musa (AS) and a man described as Khidr (verses 65-82). The story is a clear example of how Allah’s ways can sometimes seem illogical to man. A “1+1” may be “2” to man, but to Allah, it could be anything. It could be one million. You cannot always rationalise Allah’s actions, and this is the fundamental of faith. You do not understand it, but you still follow in the hope that it is for the best. There are paradoxes in life, as apparent loss may be real gain and apparent cruelty may be real mercy. Allah’s wisdom, indeed, transcends all human calculations.

@komo1_teslim Allow 😂😂

😂😂😂... He should send his account after you got his contact from Opay?

@komo1_teslim 😆😆

The gun doesn't have recoil?

TLDR: Take the ICAN/ACCA, take the CFA foundations course, read financial statements, learn how to plot a spread or model, touch grass, and please for the love of God, put down the ChatGPT

@Rxbremen Positioned well for this one.. Missed NASCON

Lafarge dividend is on Thursday be there 😂😂😂😂