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Sin

@sinfulxyz

We're all humans. All humans deserve rights.

United States Katılım Mart 2018
1 Takip Edilen0 Takipçiler
Sin
Sin@sinfulxyz·
@ashrobin fuck off this hobby has ruined the core game and enjoyment
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 Oh man you're going to have an awful time learning about UnitedHealthcare and how they use vertical integration to pretty much intentionally change their expense structure to keep their profit margin low on paper, lol. Do you want to hop into DMs I can explain it all?
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J Gárate
J Gárate@dejgarate·
@sinfulxyz @captgouda24 You're looking at total numbers. You need to look at percentages to make some useful sense of it. Their net margin in 2025 was 2.7%. So if they sold their insurance at cost with no profit, policies would be 2.7% cheaper. That's what I'm talking about here.
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Nicholas Decker
Nicholas Decker@captgouda24·
It is difficult to do research about healthcare without coming away thinking that insurance companies are heroes.
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Sin@sinfulxyz·
@dejgarate @captgouda24 This is a 5-year low btw. In the past they paid around 24% in corporate taxes. Now they pay less in taxes than the average American, while using city, state, and federal rebates and programs to reclaim what they did pay in taxes. Insufferable defending this lol
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 $14.7 billion in profit and they paid $1.9 in taxes last year. This doesn't include the rebates and incentives they receive after the fact that reduces their tax burdens and liabilities.
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Sin
Sin@sinfulxyz·
@fullofseltzer @dejgarate @captgouda24 I mean I already said I was mistaken and it was only two accounts, but regardless, my point stands that the compounding costs across all industries in the US alongside debt is completely different than countries with socialized medicine, especially if you're referring to poverty.
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peet
peet@fullofseltzer·
@sinfulxyz @dejgarate @captgouda24 Well actually your original point was of no substance or fact and that everyone in this thread was a bot deployed by UnitedHealthcare.
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 Non-profit doesn't mean they don't make money, its a classification on how they handle and report income, with many non-profit companies intentionally increasing losses to offset what they pay their higher earners. Insurance companies do this too, lol.
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J Gárate
J Gárate@dejgarate·
@sinfulxyz @captgouda24 58% of US hospitals are non-profits and the rest are teetering on the edge of bankruptcy. Neither the insurers nor the hospitals seem to be over-earning.
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Sin
Sin@sinfulxyz·
@dejgarate @fullofseltzer @captgouda24 This is a terrible discussion to have on short replies on X, sadly. My point is there's a lot of agreements between insurance companies and those that charge them, and there's a lot of costs being offloaded into medical wages in the US as well.
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J Gárate
J Gárate@dejgarate·
@sinfulxyz @fullofseltzer @captgouda24 But that's what you're doing when you look at vietnamese healthcare costs relative to what Americans consider cheap. I think the final blackpill in studying the American healthcare system is the realization that it costs just about what it should.
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 I think you're confusing the direct cost from insurance companies with the agreements they have with hospitals (who are a massive part of the problem). Insurance companies form pacts with hospital boards and medical companies to increase costs.
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J Gárate
J Gárate@dejgarate·
@sinfulxyz @captgouda24 Income equals expenditure. They are one and the same. Look into who are the super earners in healthcare, it's not the insurance companies. Many are not-for-profits like Kaiser and Blue Cross Blue Shield, and the for-profits have about 2-5% profit margins.
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Sin
Sin@sinfulxyz·
@fullofseltzer @dejgarate @captgouda24 People would rather pay $200 to 10 companies a month than pay $16000 in taxes once a year. But I get it, the government isn't trustworthy so there's no other option lol
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Sin
Sin@sinfulxyz·
@fullofseltzer @dejgarate @captgouda24 I mean yeah its difficult, most people are apathetic, even people in leftist spaces have no room for understanding what the typical American thinks (its not about collectivism)
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Sin
Sin@sinfulxyz·
@fullofseltzer @dejgarate @captgouda24 This is such a funny statistic because it doesn't take into account American debt or cost of living, just wages relative to what the US considers to be poverty.
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peet
peet@fullofseltzer·
@sinfulxyz @dejgarate @captgouda24 99% of Vietnam lives below the U.S poverty line. “Well if everything around us was shitty then at least the cheap healthcare would feel great”
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 Really difficult to go into detail with this but my point is when I look at the expenses or problems of industries or situations I prefer looking at the core reason why the problem exists.
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 No, I agree with Baumol's cost disease. Do you agree with compounding inflation? The theory that cost keeps increasing and domino effect into each other? The wages of doctors and nurses come from the cost of other things like schooling and housing, which had been inflated. etc
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peet
peet@fullofseltzer·
@sinfulxyz @captgouda24 Which specific accounts? What’s kinds of things are they interacting here, a quick scroll of the blue checks in here didn’t reveal anything immediate.
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Sin
Sin@sinfulxyz·
@dejgarate @captgouda24 Why is this comeback always as if they're the ones with $2k/mo rent, $25 sandwiches, $4000 xray.
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Sin
Sin@sinfulxyz·
@fullofseltzer @captgouda24 Go look through the individual accounts, the ones with weird profile pictures, and view the stuff they're interacting in.
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Sin
Sin@sinfulxyz·
@trouble_man90 Well typically liberals bleed fascist so that tracks. You'd give up everyone's rights for a seat at the table. You would also avoid any accountability if it came down to dismantling capitalism (CAPITAL-ism, its in the name, money is all that matters in this system)
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Tim
Tim@trouble_man90·
I agree with Mike, leftists don’t want to ally with us, they see liberals as enemies; we should see and treat them as enemies as well and stop pretending they aren’t.
Mike from PA@Mike_from_PA

Personally it’s time that we stop pretending that liberals like Jon Ossoff, Gretchen Whitmer, Mayor Pete, etc. are anything but enemies. She was literally recruited into politics by a Blue Cross/ Blue Shield health insurance executive. They are not progressive.

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Kevin Bass
Kevin Bass@kevinnbass·
What you see with both Trump and Mamdani is a show. Trump pretends to be a lunatic. Deep down he is a very kind man. Mamdani pretends to be a very kind man. Deep down he is a complete lunatic.
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Sin@sinfulxyz·
@kevinnbass This must be some form of mental retardation to believe this; I mean take Mamdani out of the picture, we don't know him well enough yet. Trump however has been in the public for decades and you still believe this, insane.
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