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@DAMADAMilliBy40 @valleygirlvara @McDonalds @KeanuSleaze @_Shadow36 @IcedKnife @luminaries @maxbidbro @MissionGains @MrTcooks @SolJakey 😂 the only day my dad would get us McDonalds
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You owe the IRS $100,000
They'll take $5,000 and close your file. Permanently. Balance goes to $0
It's called an Offer in Compromise. Form 656. The IRS approved 42% of them last year. Application fee: $205
Here's the exact formula they use to decide your number and how to make sure yours gets accepted
The IRS doesn't want to chase you for 10 years. Collection costs money. Agents cost money. Liens cost money. They'd rather take $5,000 today than spend $50,000 over a decade trying to squeeze $100,000 out of someone who will never have it
That's the entire program. They did the math and built a form for it
The formula:
The IRS calculates your "Reasonable Collection Potential." What they realistically think they can get from you. Your offer needs to meet or beat that number
RCP = (monthly disposable income × remaining collection months) + (asset equity after exemptions)
Monthly disposable income: your gross income minus IRS-allowed expenses. They have specific tables for housing, food, transportation, and healthcare by county. Not YOUR expenses. THEIR approved numbers
If you earn $4,000/month and their table says your allowable expenses are $3,800, your disposable income is $200/month
Remaining months: for a lump sum offer (paid within 5 months), they multiply by 12. For a payment plan (6-24 months), they multiply by 24
Assets: bank accounts, investments, vehicles, property. But they subtract exemptions. Your primary car up to a certain value is exempt. Household furnishings exempt. Retirement accounts often partially exempt
Real case:
Disposable income: $200/month
Asset equity after exemptions: $2,000
Lump sum RCP: ($200 × 12) + $2,000 = $4,400
That's your offer. $4,400 on $100,000 in tax debt. 4.4 cents on the dollar
The forms:
Form 433-A (OIC): full financial disclosure. Income, expenses, assets, bank statements. Every number. Fill it out honestly because they verify everything. Lying on this form is a federal crime and they'll reject your offer AND flag you for audit
Form 656: the offer itself. Your amount. Your payment terms
$205 application fee (waived if income is below 250% of federal poverty level)
Initial payment: 20% of your offer submitted with the application for lump sum. On a $4,400 offer that's $880 upfront
Here's the part that makes this genuinely broken:
While your offer is being reviewed, which takes 6-24 months, ALL collection activity stops. No levies. No liens. No wage garnishment. They legally cannot collect while the OIC is pending
And if the IRS doesn't make a determination within 2 years of receiving your application? Your offer is automatically accepted. Two years of silence = you win by default. That's in the tax code lmao
Client owed $147,000 across 3 tax years. Hadn't filed. Hadn't paid. Getting letters every month. We calculated his RCP at $6,200. Submitted the OIC with $1,240 initial payment
IRS accepted 7 months later
$145,000 in tax debt settled for $6,200. 4.2 cents on the dollar
He went from not opening his mailbox to a $0 IRS balance. Then we fixed his credit. Then we stacked $80K in 0% business funding. Started a pressure washing company 5 months later
The IRS is the scariest creditor in America. They can garnish without a court order. Seize your bank account with no warning. Lien everything you own
But they also built a program where they take your $5,000 and walk away happy
The difference between the person who pays $100,000 and the person who pays $5,000 is knowing Form 656 exists
Now you know
(We fix credit and build capital stacks. If you owe back taxes, handle that first. Then we get you funded. Link in bio)
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@Urnersoul @TheLucyShow1 No ring camera at my house so who knows what would happen to this retard
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@TheLucyShow1 In Cali? The Liberals will mitigate this into nothing and release him. Then when he's SHOT, the Left Wing Nerds will go up the Shooter ass with a Microscope looking for dirt and then name a Street after the "Victim with Mental Issues".
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I now own both Technohelmet @D3lMundos! I have no idea what these will be worth to others in the future, but to me, owning 2 of the top 3 rarest pieces from the best collection to come out in years is priceless. So happy help energize the community with these grail sales. PPP!
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GMundos !
Celebrating @jp_moregainz this morning. A great supporter of The Del Mundos.
PPP ✊
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ONLY THE REAL ONES STAY LOYAL!!!😎🇺🇸 —I SEE YOU!!!😍😍😍
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Ngga Hit Dat Boy With Alligator Death Roll😂😂
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heading to 1993 taco bell. y’all need anything?
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@HustleBitch_ Dt’s Delirium tremens I have witnessed it and its a scary deal
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🚨 MAN DOCUMENTS THE "DEADLIEST" HOURS OF ALCOHOL WITHDRAWAL — DOCTORS WARN THIS IS WHEN PEOPLE DIE
It’s early morning.
No alcohol left in his system.
But his body is completely losing control.
His hands shake so badly he can’t even hold a cup of coffee.
His heart is racing.
His thoughts feel scrambled.
This isn’t a hangover.
This is withdrawal.
When alcohol leaves the body, the brain doesn’t calm down… it rebounds.
Hard.
Signals fire nonstop.
The nervous system goes into overload.
Everything speeds up at once.
• Hands trembling uncontrollably
• Heart rate surging
• Anxiety and confusion setting in fast
This is the phase doctors fear most.
Because this is when it turns deadly.
Seizures can hit without warning.
Delirium tremens can begin.
And in severe cases… people don’t make it through it.
The danger isn’t just drinking.
It’s what happens after people stop.
Right when they think they’re finally safe.
Most people don’t even know this window exists.
Most people aren’t warned.
And by the time it hits… it can already be too late.
This video is a reenactment by sobriety coach Scott Freda demonstrating alcohol withdrawal symptoms, not actual footage of someone quitting alcohol. And it shows just how terrifying it can be.
How many people quit drinking without realizing this is the moment that can kill them?
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GMundos!
Touching some grass today and getting ready for the Del Mundays kick-off tomorrow!
Can't wait to see all of your creative posts!
PEOPLE POWERED POSITIVITY ✊
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@0nlyk1tt3n 30 years was more then enough time to get his green card
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Introducing DEL MUNDAYS
Mondays are about to be upgraded.
Starting next week and throughout April, we’re running a weekly community campaign to bring even more Del Mundos creativity, storytelling, and community energy to the timeline.
Here’s how you participate:
→ Create Del Mundos content
→ Post on X every Monday with the correct tags
→ Drop your link in our dedicated Del Mundays Discord channel
REWARDS
4 Del Mundo NFTs in the prize pool:
• Most Creative Post
• Best Thread / Deep Dive
• Community Choice
• Consistency Draw
Non-holders are welcome to participate - this is a chance to get a free Del Mundo.
Join our Discord for full details and to submit your posts. Link 👇
Make each Del Munday count! PPP ✊
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