Suresh Mende

Use the link below to monitor live market indices. Don’t forget to enable streaming for real-time updates nseindia.com/market-data/li…

Out of WTI crude, Brent Crude, Murban Crude. We need to Track Brent Crude Why? 1. India imports oil priced mostly on Brent 2. Petrol/diesel prices indirectly linked to Brent 3. Companies like Indian Oil Corporation, Bharat 4. Petroleum react to Brent

ROE = Return on Equity 👉 It tells you: “How efficiently a company is using shareholders’ money to generate profit.” There are 3 types of ROE: Quality ROE → Consistent, stable (FMCG, IT) Cyclical ROE → Up & down (like CPCL) Fake ROE → High due to debt (dangerous)

"Investments Have Always DONE well, But Investors have DONE poorly." - SIR PARAG PARIKH

Every Geopolitical Crisis feels uniquely terrifying. Yet market history shows they rarely damage long-term returns.

Portfolio should be long-term (20–30 years thinking) Not:“Which fund this year?” But:“Which business for decades?”

If Your goal is 10 years away. Do you want to invest in what feels safe today – or what can grow wealth over time?

Don’t Pull the Plug on Compounding.

Run the worst-case scenario before you sign anything.

Index overlap is a silent portfolio killer Nifty 50 + Next 50 + Nifty 500 ≠ diversification They overlap heavily.

SIP stoppage is calculated as the percentage of SIPs discontinued relative to new SIPs registered in that month.

When selecting index funds, pay attention to their tracking error and expense ratio. Prefer funds where both are meaningfully lower.

Panicking is the real risk. Volatility passes. Missed returns don’t.

People judge investments only by today’s market noise. But wealth is built by decisions made years ago.

Keep your money working, even after you stop working

The average holding period of SIP investors is now 2.5 years, earlier it was 3.5 years.

Fintech apps earlier promoted Direct Plans vs Regular Plans. Now they are shifting to: Fee vs No-Fee models Meaning: No Fee → Regular mutual funds (commission earned) Fee/subscription → Direct funds + advisory Reason: Direct-only models were not profitable for platforms.

@Vivek_Investor Nope there overestimated and started this war.

Looks like Trump and Israel underestimated Iran.

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