
Tejas Gowda
201 posts

Tejas Gowda
@tejasvgowda
Product @Razorpay | Previously built and scaled @Google Pay, @Microsoft Advertising platforms. Obsessed with Equity markets.















Great news to start off the new financial year. @Razorpay is now embedded natively inside @OpenAI’s Codex, an industry-first for any Indian payments company. A developer prompts "build me a fitness app with a ₹499 one-time payment." Codex builds it. Razorpay handles the payments. No separate integration, no dashboard-hopping. If AI makes creation effortless, monetisation should be just as simple. India has 6 million developers & weekly Indian users of Codex 4x'd in two weeks this February. We’re building for this shift where more people can create, launch, and earn without friction. We have always enabled businesses so that their payments are smoother, easier, simpler & faster and Codex just got added to that already illustrious list.

Lot of debates on this shift. Sharing our learnings from building @Razorpay's AI-first dashboard. <5% of B2B users open a dashboard to explore - most come with a question, but spend time figuring out how to get the answer. AI-first flips this: just ask for what you need. We’re starting with a middle path: – chat as primary – common actions below Still beta (opt-in), with ability to switch back. Ultimately, users decide what sticks.






so razorpay would - launch agentic payments - create a whole new payroll platform - acquire companies left right center but will not give an API to developers to register webhooks like stripe even with the more PG fees, i still prefer stripe because it focuses on builders & operators


