The 40-Year-Old Trader

A bit of a rebrand overnight. I am not charging so I figured there was no need for such a purely technical approach to this. I am who I am, which is a trader trying to beat the markets. I am also trying to beat the clock. I don't want to wait longer to retire, I want better than that. And I am going blind, the tunnel is closing. There are bills to pay and debt to knock out! This is the life of a 40-year-old trader. Spelled out in detail. The wins and losses. Here for the fame and fortune. Sharing my trades and hoping to build a great community of traders.

The brave men and women who serve our nation deserve to be led by people who know what they are doing.

Let me help rephrase for you Bernie. Need a loan for college so you can party for a semester and drop out? Taxpayers will loan you money for it. Need an SBA loan for your business ? Taxpayers will guarantee it. For a house ? Taxpayers will guarantee it. And local gov will give you money for your first down payment ! Get sick or are in an accident and you can’t afford your deductible, insurance company denied prescribed care or are uninsured ? You are on your own 😤 Let me add Bernie, the one debt not a single one of us will ever pay off till the day we die ? Our health insurance premiums And before you go in and on about single payer, ask @claudeai to take a look at your proposed Single Payer legislation. You want the Sec of HHS to run it. You can’t have a political appointee run an apolitical position And you expect every provider and doctor to accept whatever rate is set by Medicare. Big hospitals don’t know their costs. They couldn’t do a BOM for any procedure. They have negligible transparency. If they don’t know their costs, and you don’t know their costs, how is it possible for taxpayers, caregivers and patients to get a fair deal ? And the concept of “every other country does it “ ignores the fact that they all converted decades and decades ago, long before you and your peers allowed the extreme vertical integration we face now. Which leads to the question. @BernieSanders , why have you not advocated for the Break Up Big Medicine Bill ?

this is actually insane > be tech guy in australia > adopt cancer riddled rescue dog, months to live > not_going_to_give_you_up.mp4 > pay $3,000 to sequence her tumor DNA > feed it to ChatGPT and AlphaFold > zero background in biology > identify mutated proteins, match them to drug targets > design a custom mRNA cancer vaccine from scratch > genomics professor is “gobsmacked” that some puppy lover did this on his own > need ethics approval to administer it > red tape takes longer than designing the vaccine > 3 months, finally approved > drive 10 hours to get rosie her first injection > tumor halves > coat gets glossy again > dog is alive and happy > professor: “if we can do this for a dog, why aren’t we rolling this out to humans?” one man with a chatbot, and $3,000 just outperformed the entire pharmaceutical discovery pipeline. we are going to cure so many diseases. I dont think people realize how good things are going to get

On Saturday, Arizona will be playing for its first trip to the Final Four since 2001 under Lute Olson. The same day, Iowa will be playing for its first trip to the Final Four since 1980, when it was coached by Lute Olson.

@BullTheoryio At least try to get the numbers right in your overly dramatic clickbait posts.

What a great game for the Wildcats!

Almost game time. Lets go Arizona!

You ever fight with your wife and know you were wrong but you dig in and it just makes everything worse? Being stubborn about your trades is no different. It pays to admit it quickly when you are wrong. Avoid the blowup. 👍

How well do you recognize patterns? 🧠

As investors, the job is simple: make money. That’s it. But a lot of people get distracted by so many other random things, fail because of it, then double down on the distractions instead of fixing the problem. I'd rather just stick to the first goal.

INSANE!! @RobinhoodApp told me I won a $150,000 Private Jet Vacation. Their own support team confirmed it. Then they called me to say never mind. Here’s what happened. I got an official email from Robinhood today saying I won their January Gold Sweepstakes Grand Prize. The prize was a private jet vacation to Turks and Caicos valued at $150,000. I had until March 27 to redeem it. This seemed too good to be true. So before I got excited, I contacted Robinhood customer support to verify it was legitimate and not a phishing email. I was transferred to a specialist. After reviewing my account, the agent told me: “I am glad to inform you that you’re a winner! Congratulations! So thrilled for your big win!” The agent also confirmed the email I received was a legitimate email from Robinhood. I then told the agent I hadn’t received the separate redemption email from Merkle/HelloWorld that was required to claim the prize. They escalated the issue for me. Shortly after, I got a phone call from Robinhood telling me the email was sent by mistake. I didn’t actually win the Grand Prize. I won a 1 gram gold bar worth approximately $201. According to Robinhood’s own official sweepstakes terms and conditions, the Grand Prize winner has the option of accepting an alternate cash prize of $100,000 instead of the trip. So Robinhood sent me the Grand Prize email. Their support team verified it. They confirmed the email was legitimate. They escalated my claim. And then they called me back to say it was all a mistake and I actually won a $201 gold bar. That is a $100,000 difference. The official email was wrong. The support agent who verified my account and confirmed the win was wrong. The confirmation that the email was legitimate was wrong. The escalation was pointless. Four separate points of failure before someone caught it. I use Robinhood every single day. You can see it in my charts I post. I’ve been a loyal Gold member. And this is how you treat your customers? This is the reputation you guys want? Has anyone else experienced something like this? $HOOD @AskRobinhood @RobinhoodApp @vladtenev @amitisinvesting robinhood.com/us/en/support/…

Nothing like back-to-back to back meetings to motivate my trading discipline. Fewer mistakes = faster wealth building Faster wealth building = earlier retirement Earlier retirement = more time to trade This is the math that drives me.

Private credit returns 11.5% on loans that yield 9.5%. Nobody asks how. I'll tell you how: Leverage. They take a portfolio of loans yielding 9.5%, lever it 2x, and the gross return doubles to 19%. Subtract financing costs and fees, hand the client 11.5%, and show them a chart with a line so smooth it would make Madoff jealous. That's the product Wall Street has been selling to pensions, endowments, insurance companies, and now your 401(k). They even gave it a nice name. "Private credit." There's a better name for it: volatility laundering. The returns aren't smooth because the risk is low. They're smooth because nobody is marking anything to market. The same people making the loans are the ones deciding what they're worth. When everything's going up, that's a feature. When it turns? It's a trapdoor. And we're watching the trapdoor open right now. Funds are gating redemptions across the industry. Loans are going from 100 cents on the dollar to zero in a single quarter. The biggest asset managers on earth are telling investors: "Sorry, you can't have your money back." And none of this should surprise anyone who's been paying attention. Every cycle produces the SAME SCHEME wearing a different outfit. Junk bonds in the 80s. Mortgage-backed securities in 2007. Both sold the identical promise - equity-like returns with bond-like stability. Both ended the same way. Private credit is the 2020s version. Bigger numbers. Fancier packaging. Same math. The leverage is the tell. Any time someone shows you returns that look too good for the underlying asset, there's leverage hiding somewhere in the structure. And leverage doesn't create returns... It amplifies outcomes - in both directions. What pisses me off is that the people running this know exactly what they're doing. The risk disclosures are 400 pages long. The gates are buried in footnotes. It's not technically illegal. But doing something because you can get away with it - not because it's right - is a special kind of rotten. After 2008, NOBODY went to jail. Banks paid fines that amounted to rounding errors on their balance sheets. The message was clear: heads you win, tails the taxpayer covers it. So of course they did it again. Why wouldn't they? And here's where the realist in me takes over from the idealist: They're not going to let this blow up cleanly. They NEVER do... The playbook is extend, pretend, and print. Special vehicles. Special accommodations. More liquidity injected into a system that's already drowning in it. Every time they paper over a crisis, they confirm the only trade that matters. Gold pulled back hard this week - from $5,000 to around $4,575. Every shakeout over the past two years has been a buying opportunity. The structural case (debasement, central bank accumulation, collapsing confidence in sovereign debt) hasn't weakened. It's accelerated. The worse private credit gets, the more they'll have to print. And the more they print, the HIGHER gold goes. It's not complicated. It's just math that most people don't want to accept.

Closed out $PLTR calls +56% 💰 Runners left to run 📈

Nailed it 🎯

Ok do not take any trade ideas from me tonight. Too much to drink. But go Arizona! 🏀

Futures opened lower but the buyers stepped in and already back to flat 📈

I think of trading support levels like an old rickety bridge. You wouldn't take one step and decide it was safe to run across. You are going to test a few steps. Establish there is real support. Then you can confidently stand on it.

I hope you are all ready for the week ahead, its going to be huge 📈💰