tiqaa²⁵ 🍉
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tiqaa²⁵ 🍉
@twiiqa
1st account rasa fan account

Super interesting! "Financial Liberalizations, Booms, and Crashes" by Maximilian Grimm, Moritz Schularick, and Emil Verner. "Financial liberalization is often seen as a way to deepen credit markets and stimulate economic growth, but it may also fuel credit booms that end in crisis. We construct a new cross-country database of banking regulation policies covering 21 regulatory indicators for 18 advanced economies since World War II. We distinguish liberalizations that directly relax constraints on credit supply from broader financial reforms. Liberalizations that directly affect credit supply lead to substantial expansions in private credit. Credit expansion is concentrated in non-tradable sectors and is not accompanied by higher interest rates or credit spreads in the short run, consistent with an outward shift in credit supply. Real GDP rises over the following 2 to 4 years, but the gains are temporary. On average, GDP returns to trend in the medium run, and there is an increase in the risk of financial crisis and worse downside growth outcomes. Only liberalizations that directly expand credit supply generate these boom-bust dynamics. Based on these estimates, financial liberalization is welfare-improving for coefficients of relative risk aversion below 7.2, a moderately high value." papers.ssrn.com/sol3/papers.cf…

😇: ding dong~ jeonghan is coming back next month . LIFE IS WORTH LIVINGGGGG! 😭🤍

stasiun bekasi timur, kamis 30/4/2026 pagi awalnya cuma ada 2 bunga, menjelang sore malem makin banyak bunganya dari pihak KAI disediakan meja supaya bunganya ga ditaruh bawah, eh lama-lama bunga yang diatas meja membludak jadi ditaruh dibawah, sama pihak KAI dikasih alas supaya bunganya ga di lantai gini aja mewek 😭😭 rest in peace wanita hebat 🥀 al fatihah

Prabowo: MBG bermanfaat atau tidak? Buruh: Tidaaaaaaakkk! Gue: 🤣🤌


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Min, hasil crosscheck video live YT dan foto dari pengguna KRL itu kek gini:


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Prodi-prodi humaniora yang sudah terpinggirkan akan semakin tidak dianggap penting karena dipandang nggak relevan dengan Industri.



Mulai dr tempat penitipan anak yg terjangkau bg semua, smp cuti melahirkan bg ayah, sila simak Janji Kerja #BERSAMAmuliakanPerempuan ini:

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