Umar Shahzad

Why Govt of 🇵🇰🇵🇰 should increase Petrol & Diesel price by Rs50-75 next friday? Lets understand this in next 2 mins👇🏻 - Lets clear the numbers. Right now Govt is collecting approx Rs100/liter taxes (Levy+customs duty) and paying avg Rs125/liter subsidy out of own pocket. - When people see this they know Rs125/liter subsidy has to be reversed very soon because we cannot continue this subsidy forever. Everyone starts storing oil as much as they can. Factories fill up tanks, people like us fill up their cars/bikes and investors start filling up cans and storing at home to gain Rs125/liter when price is increased (30% profit in max 1-2 months). - Hoarding at all levels is very dangerous and will destroy your $$ reserves. How? Let me explain. Lets say we import $1Bn worth fuel every month and because of 75% price increase it now becomes $1.75Bn. If we increase the price some demand will decline and we will import around $1.5Bn per month. When we dont increase the price, all investors/users get in and Govt has to import more and more because people are storing oil. Import bill increases to $2.5Bn+ per month. - If this happens your currency value will decrease and all items we use will get expensive. Hence it is better to buy expensive fuel (which you can use less of) rather than buying expensive food (which is essential). - We use 1.5 Billion litres every month, Rs125/liter subsidy is almost Rs200Bn per month. Unsustainable for Govt of Pakistan. - Yes Govt of 🇵🇰🇵🇰 can reduce taxes in these troubled times, for 1-2 months by about Rs25-50 per liter but not more. This will make investors run away because they will always be fearful that if war ends and oil prices decline we might make a loss. But when subsidy is Rs125/liter everyone knows chances of loss are very minimal and hoarding has begun as we are reading this. - Final point: if anyone thinks hoarding can be stopped, it is impossible. How will you check whether someone is filling up a can for hoardig or for agricultural use. Mostly petrol pumps are partners in this trade, sharing the profits. - We understand increasing price on Eid is difficult, hence it should be done next Friday.

Eid Mubarak

Eid Mubarak to all our community of Value Investors ❤️ May Allah accept all our prayers, wishes and Ibadat in Ramzan 🤲🏻

~30–40% of global nitrogen fertilizer trade depends on Hormuz. Disruption → fertilizer price ↑ → agri costs ↑ → food inflation ↑ → macro pressure ↑ For Pakistan Imported urea: Near Rs14000/bag now vs Rs4,400 local per bag. Pakistan has ~0.9m tons urea stock, but DAP gap persists → import reliance remains. Uninterrupted gas supply to fertilizer plants is essential to sustain output and limit import exposure. A critical, underappreciated risk channel for Pakistan’s food inflation.

Strait of Hormouz is open for 🇵🇰🇵🇰 First non-Iran ship to pass the strait has reached Karachi. Pakistan is getting good oil supplies from Saudi Arabia as well in these troubled times. Govt of 🇵🇰🇵🇰 needs to be intelligent with setting the right price to avoid hoarding.

Govt of 🇵🇰🇵🇰 has approved petrol/diesel prices will be changed every weekend. As long as the war continues, Strait of Hormuz remains shut, oil prices will continue to increase. We all should try to reduce consumption of oil as much as possible until this war ends.

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PSX is open for long term investors. Plan for your children's tomorrow.

Banda ho ya Market, Jana Ooper hi hai 😂😂

We are starting 🇵🇰🇵🇰 first financial freedom movement today. I would like to personally invite you to join me on this journey & together InshaAllah we will make 10 lakh Pakistani's achieve Financial Freedom. Financial Freedom is for Everyone ❤️

✨The best investors in the world are really good at doing nothing for long periods of time.

@YousufMFarooq Yes

🇵🇰Maza aa raha hai ??

Dolmen City REIT – From Shopping Trips to Dividend Streams Want to Shop… or Own the Mall? Poor Mindset or Rich Mindset? Every month, nearly a million people walk into Karachi’s No.1 mall. To shop, eat, and enjoy. But here’s the real question: are you just one of those shoppers or do you want to be the owner who sits at home and collects rent/dividends? That’s the mindset difference between the poor and the wealthy. The poor spend. The wealthy compound. And over the last 8 years, Dolmen City REIT has proven why the rich mindset wins. While traditional real estate has struggled, this listed REIT which owns Dolmen Mall Clifton and the Harbour Front office tower has multiplied shareholder wealth 3X in just two years. Rental income has doubled since listing, but profits/dividends have tripled thanks to excellent cost control and near 95% occupancy rates. With contracts that guarantee 10% annual rent increases and tenants like Carrefour, Engro, and P&G, Dolmen is a powerhouse of stability and growth. Add to that the 15% tax benefit for REITs, and you have one of the most lucrative income plays in Pakistan. So the next time you step into Dolmen Mall, ask yourself: do you want to shop there, or own a piece of it? Let's dive in!! 🧵 1/

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I am deeply honoured and thankful for all your love and support ❤️ This is not just a community, but a home for Value Investors of 🇵🇰🇵🇰. 50K Youtube subscribers and many more who have not subscribed yet, these people do not just follow the herd, they THINK. And they practice principles of Warren Buffett. INVEST IN WHAT YOU FULLY UNDERSTAND 🙌🏼

Let us empower you through education! @InterloopLtd believes that talent should never be held back by financial constraints. As part of commitment to women’s empowerment, Interloop is offering 50-100 need-based BS Degree Scholarships for talented & deserving girls for the 2025–29 session at GCWUF. If you’ve completed your intermediate education and are aspiring to pursue a four-year BS program at @gcwufedupk —this is your opportunity. Download form: interloop-pk.com/wp-content/upl…

🇵🇰PKR 10bn value traded at Pakistan Stock Exchange in the first 20 minutes of trading today.

OGDC will receive 92 Billion by July 2026 with 1st installment of Rs: 7.725 billion received. Total Outstanding Shares of OGDC are 4.3 billion shares. Payment to be received 92 Billion Rs. Per share impact 21.3 Rs/ Share. Free cash flow yield of this transaction at share price of 256 Rs would be 21.3/ 255= 8.3%. Excellent 👍 👍.

The 8th Wonder of the World That Turns 10 Lakh Into 10 Crore (While You Sleep)   Albert Einstein called it "the greatest mathematical discovery of all time." Warren Buffett built his $150 billion fortune on it. Yet 99% of Pakistanis 🇵🇰🇵🇰 ignore it—until they’re forced to retire on minimal pension.   The Real Truth About Compounding Invest 10 lakh once at 18% returns per year = 6.3 crore in 25 years (Your children’s future is secured while you sip Kahwa)   But here's what nobody tells you: Your Salary Doesn't Compound – But Your Investments Do That current job? - Stops when you retire   - Gets taxed at upto 40%   - Barely beats inflation   Your 10 lakh investment?   - Grows 24/7 – even during wars, recessions, and pandemics   - Turns into an unstoppable money volcano   The Brutal Reality If you don't start today:   Every year costs you 1.2 crore in future wealth   You'll need to work 11 extra years to compensate, no one can do that. The Escape Plan: Comment "FREEDOM" & follow the link below and we will share our Wealth building system with you for free 😊   arnfinancials.com/contact/ “Compounding is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it”   Albert Einstein

Haleon & Pakistan’s Pharma Sector – A Business Owner's Perspective-  A Deep Dive into Future Opportunities👇🏻 What if a three-rupee tablet could make you rich? That’s the story of Haleon—a company whose share price has surged 5x in two years. Now, Haleon is gearing up to launch global brands like Centrum and new Panadol variants in Pakistan. But the real magic lies in understanding how small developments can transform profits dramatically. Over the past two years, the pharma sector has benefited from a trifecta of tailwinds: Cheaper oil and raw materials, deregulation of non-essential medicine prices, and minimal rupee depreciation. Together, these have pushed profits up by 300–500%. Haleon’s upcoming Jamshoro plant will use cutting-edge direct compression tech to produce 9 billion tablets annually—cutting costs, boosting margins, and expanding capacity. With projected ROIC of 25%, this plant could become a core earnings engine. What makes pharma MNCs even more powerful is their capital efficiency: global credit terms, local processing, and pricing autonomy on non-essential products. Haleon, for instance, can price Panadol Extra and Panadol Night freely—and their higher profit margins will elevate overall profitability. Backed by policy support in Budget 2025 and a strong product pipeline, Haleon isn’t just growing—it’s compounding. For investors thinking like business owners, this might just be an opportunity. 1/ 🧵