XRP🌍XDC🌐ICP🚀XLM🏔🆔️

@thorpshannon87 At the beginning, you've said that utility side of #xrparmy is incorrect and then explained utility and gave price prediction based on utility. 🤯

People have long asked what will be the price of $XRP, when will this “utility” come? In my opinion, now more than ever I see a divided #XRPArmy! One side looking at only charts, taking cues from the past and trends that follow Bitcoin to draw short term price predictions. Whilst others cling to utility, believing that partnerships and the replacement of antiquated systems will drive price. Neither side has been correct nor in the future will either side be correct. XRP, for those not in the know is NOT a security! Why would we continue to pretend it is and make price predictions based on “Securities” in the crypto space? This logic seems counter intuitive and holds back what the team @Ripple set off to do so many years ago. “If you dare to challenge the status quo you must first believe in what you own and know that anything is possible.” I have been asked to give my price prediction – with no time frame, no clear understanding of circulating supply or firm dollar amount that equates to a start. All listed items are subject to change and will over time. We are just over 2 weeks from the SEC vs Ripple ruling, 1 week after the FedNow announcement, Congress has just passed the proposed crypto regulation bill to the Senate and we are just 9 days into testing FedNow with banks. Now, @ValhilCapital has written a whole white paper on XRP price, and I will not pretend to think I know any of that math they did. People look at that document in shock and say there is no way. Most of this is due to our own chart analyst's stating it is not in the charts to do that. Here is the small problem I have with the charts…If you set a range for XRP say $1.00 - $5.00 you are ultimately saying that if one company owned ALL the XRP, YES, all 100 billion they would have a Liquidity Strength (LS) from $100B to $500B. Keep in mind there is a very small burn rate on each transaction regardless of amount. This LS does not account for any growth in the economy, the action of messaging and settling, nor the 24/7 365 benefits we receive using XRP. #SWIFT handles about 44.8M messages a day – these are just messages not settlements and only half of what XRP can do. Now let’s say that dollar value for SWIFT is $7T a day (not 24/7 or 365) – if Ripple through its 10 years of innovation and partnerships were only able to grab 30% of SWIFTs value that would be 2.1T in daily value (approx. 13.2M messages). Now you may say that XRP settles in 1 -5 seconds and that the liquidity would be there. Yes, settlements are quick, however if I were to send a $750M transaction with a LS of say $1.00, that is roughly 10% of all that banks XRP. Furthermore, there is more than one client, and no one wants to break that $750M into 750,000-$1,000 transactions (each having a burn rate). You still want a price prediction – let’s account for ALL the banks globally, all the XRP that has been burnt, all the XRP you and I own, all the XRP given to other large banks and the XRP given to the creators. Now take the XRP that is on liquidity hubs and exchanges and present an amount that represents a range (make it simple). If I had to guess 50 – 75B XRP at any one-time supporting LS. Now spread that across say 300 – 1000 different banks, liquidity providers and governments. $1.00 * 75B = $75B $75B / 1,000 (banks) = $75M XRP/dollars for each bank and/or liquidity provider Assume all big banks will have more XRP and that small banks will use more liquidity providers. Assume banks and liquidity providers will purchase from exchanges/us. Assume Ripple has released ALL of their XRP from escrow to get to 75B (If circulating supply is less than 75B, price per XRP is exponentially higher) Given LS is roughly $75M per bank, and J.P. Morgan being a top-tier bank moving more than $8T a day and say due to service overlaps with SWIFT and the assumption that Ripple only captured 10% of that market, equaling ($800B) (remember only 75B XRP is out there) $1.00 is not enough to move that kind of money but that should go without saying! This is just cross border transactions, not derivatives, real estate, CBDC (to include but not limited to foreign countries, banks and projects) technical parallels and NFTs. So, is it hard for you to still believe Valhil Capital and their price prediction? Now, the part you all have been waiting for, my price prediction is anywhere from $100 - $500 near short term (4 -7 months) why? It all boils down to LS if XRP is $100 at a supply of say only 50B that makes an LS of $5T and at $500 that gives us an LS of $25T. This gives the market room to breathe, allows for growth and ensures no one company needs to own billions of XRP to perform day to day operations. Now how and when will this happen? How and when for me are tied together. It has always been what the creators have stated, “A flip of the switch” I say this as I believe there will / has been an evaluation for XRP, like gold. This is how they will price you out, this is what I believe @RosieRios meant when she stated, “The train has left the station” and this is how the governments control the next world of finance! #IHopeThisAgesWell 😂

@DreadBong0 You need #Icp in your life

I'm officially done with $ETH. Ive used Ethereum exclusively as my layer one since since 2017. Bought, traded, stored tens of millions of USDT/C, tokens over last six years. IM DONE. It doesnt work. Its slow, expensive, bloated. Defi is broken. And not even decentralized. $30 defi transactions. $7 USDT transactions. Non-stop fee/transmit errors (still pay fee tho). And Im not even dumb enough to store/trade worthless JPG URLs. Possibly the most useless tech ever created. @VitalikButerin failed, and the worst part is, over the last six yeara no one has created a legit alternative. $BNB LOL $SOL broken/centralized $ADA centralized Everything else, also broken/centralized. I hate crypto. The most useless 'industry' ever created. @badenglishtea

So many people are sleeping on this #everestID #crypto #blockchain

@Liz85139 @Donkidonkido @NCashOfficial The problem with this is. That up until now was pure speculation, so we had cycles. When utility bull run starts, there is no going back demand will not going to drop, demand will increase with the time until we get to the point where price becomes stable.

@Donkidonkido @NCashOfficial I got in late 2020 knowing nothing about markets are bull runs. When we hit the May 2021 run? I thought it would just keep going up and up. I never realized how the cycles work. I'm prepared for this next one to take profits and wait for the retraces or dips to come in.

The amount of people who will actually get rich off of $XRP is SO LITTLE. Why? It's so simple, retail is blinded by short-term price action. What percentage will sell at $1, $2, $3? All time highs? Forget it, most will already be out. A double digit #XRP will happen. Time is the only question and the BIG moves when institutions actually go LIVE are still some time away. Either way it's such a small percentage of the holders who will reap the rewards.

A bipartisan bill to regulate crypto has passed a key congressional committee! The bill would require companies to disclose risks to consumers and place most #crypto tokens under the CFTC's jurisdiction. This is a big step towards regulating the crypto market. #Bitcoin #xrp

In the age of AI and bots on social media, it's becoming increasingly difficult to separate humans from machines. That's where digital ID comes in. With innovative approaches being developed, digital ID can help expand access while offering individuals control. Platforms like Everest ID and World ID are trying to solve this problem, and the future of digital ID looks promising. Digital ID is a way of proving who we are and generating opportunities to carry out interactions in a simple and safe way in the digital world. Decentralized ID, biometric ID systems, and other innovative solutions are being developed to enhance security and privacy while providing convenience and efficiency However, the widespread use of digital ID also has potential drawbacks, including surveillance and control, access issues, and the risk of easily replicated digital IDs. It's important to consider both the benefits and drawbacks of digital ID systems to ensure responsible implementation, strong data protection measures, and transparent governance. D-ID, a world leader in generative AI, has launched their chat API, the first platform to enable face-to-face conversations with an AI Digital Human in a natural way. While this technology offers benefits, it also raises concerns about privacy and surveillance. A global digital ID system could bring many benefits but also has many risks. Digital identity would allow some of the most vulnerable people on the planet the power to write their own narrative, accumulate trust, and craft their future. However, it's crucial to ensure that digital ID systems prioritize individual rights and freedoms. Join the conversation and stay informed about the latest developments in digital ID. With responsible implementation, digital ID can empower individuals while safeguarding their rights and privacy. Let's shape a future where digital ID works for everyone #EverestID #Worldcoin #DigitalID #blockchain #crypto #DEX #NFT

Everest ID is revolutionizing identity verification with 100% accuracy, reducing fraud and data access costs. With biometric identities and a digital wallet, Everest is leading the way in regulated DeFi. #EverestID #DeFi #BLOCKCHAIN #DigitalID

@MoonLamboio @JoelKatz Exit and re-exit 🤷‍♂️

@JoelKatz How do you pronounce that?

Help this xeet get a thousand rexeets.

XDC Network's potential in transforming global trade finance is now more evident than ever as the UK passes the Electronic Trades Document Bill. XDC's recent performance has been impressive, with a 74% gain and trading at a 100% premium over its January opening. #XDC #Crypto

🚨 ONE GROUP, ONE MAFIA! 🚨 - Jed McCaleb - Elon Musk - Peter Thiel - Andreessen Horowitz - Sam Altman In December 1998, Max Levchin, Peter Thiel and Luke Nosek merged Confinity, a start-up specializing in payments and cryptography via PalmPilot. A year later, in March (1999), Elon Musk created X.com, an online banking-like platform. The two companies subsequently merged to become #PayPal. clubic.com/pro/entreprise… They were talking about crypto in 1998 Elon Musk bought the X.com domain name in July 2017, when it had been displaying a redirect to PayPal's website since 2001. At the time of this acquisition, he stated that he had no specific plans, but that the purchase had "sentimental value". When the two companies merged, Peter Thiel and Max Levchin saw the opportunity to offer a payment system that would not be dependent on national authorities. Ryan Fugger conceived #Ripple in 2004. The aim was to create a decentralized monetary system enabling individuals and communities to create their own currency. Fugger subsequently created the first iteration of the system, RipplePay.com. Meanwhile, in May 2011, Jed McCaleb began developing a virtual currency system in which transactions are verified by consensus among network members. In August 2012, Jed McCaleb hires Chris Larsen and the two approach Ryan Fugger with their virtual currency idea. After discussions with McCaleb and former members of the #Ripple community, Fugger hands over the reins to them. In September 2012, Chris Larsen and Jed McCaleb co-founded #OpenCoin. fr.wikipedia.org/wiki/Ripple_(e… A year later, the company was backed by some of the best-known venture funds in Silicon Valley. They include Google Ventures, Peter Thiel, co-founder of PayPal, and Andreessen Horowitz. Speaking of Peter Thiel, let’s talk about the Paypal Mafia. Elon Musk, Peter Thiel, Steve Chen, Reid Hoffman, and Russel Simmons all worked together at PayPal. Jed McCaleb, the founder of OpenCoin, Mt. Gox, and eDonkey, left #Ripple to set up #Stellar smartoptions.io/the-ripple-maf… Chris Larsen is the Executive Chairman, one of the co-founders of OpenCoin with an extensive fintech background. Being a member of the Fintech High Level Advisory Group at IMF and HSBC’s Technology Advisory Board, he is making sure that Ripple’s interests are taken into consideration by the global governing organizations. smartoptions.io/the-ripple-maf… Elon Musk Replaces Bird With ‘X’ In Rebrand. Elon Musk has replaced Twitter’s iconic blue bird logo with an “X” on Monday, part of a major rebrand teased over the weekend that takes the platform another step closer to the billionaire’s dream of creating an “everything app.” forbes.com/sites/robertha… Some of the biggest names in the space industry are billionaires: Elon Musk. Jeff Bezos. Richard Branson. The newest person to join this small cadre, at least by personal net worth, is Jed McCaleb. His space station company, Vast, is partnering with SpaceX to be the first private company to launch and operate a fully commercial station in orbit. techcrunch.com/2023/05/10/jed… "It's Time" - OpenAI's Sam Altman Launches 'WorldCoin' Token To Distinguish Humans From Bots. The project provides a decentralized and private way to verify human identity online amid the rise of artificial intelligence technologies. zerohedge.com/crypto/its-tim… We’re excited to welcome the following new donors to OpenAI: Jed McCaleb, Gabe Newell, Michael Seibel, Jaan Tallinn, and Ashton Eaton and Brianne Theisen-Eaton. Reid Hoffman is significantly increasing his contribution. Pieter Abbeel (having completed his sabbatical with us), Julia Galef, and Maran Nelson are becoming advisors to OpenAI. Additionally, Elon Musk will depart the OpenAI Board but will continue to donate and advise the organization. As Tesla continues to become more focused on AI, this will eliminate a potential future conflict for Elon. openai.com/blog/openai-su… Advisory Team of #Stellar : Sam Altman – President of Y Combinator, the most successful accelerator program in the world with a $100Billion Combined Valuation in their portfolio, that include companies like AirBnb, Dropbox, Reddit, Instacart, & CoinBase. Keith Rabois - Keith is the original member of PayPal Mafia Group, with the likes of Peter Thiel, Elon Musk, Reid Hoffman, and Max Levchin, until the company got acquired by eBay for $1.5 billion. novicedock.com/learn/cryptocu… Stripe said it will auction a majority of its #Stellar to other interested companies, with net profits being returned to the #Stellar Foundation. Stripe was founded in 2012 by John and Patrick Collison, and has raised $120 million in venture capital from Khosla Ventures, Founders Fund, and more. Seed investors include Elon Musk and Peter Thiel, co-founders of Paypal. SpaceX raising $750 million at a $137 billion valuation, investors include Andreessen-Horowitz cnbc.com/2023/01/02/spa… Andreessen Horowitz ‘Temporarily’ Helping Elon Musk With Twitter decrypt.co/113221/andrees… Twitter has started the registration procedure for processing payments by submitting documentation to the Financial Crimes Enforcement Network (FinCEN) on Nov 3, 2022. Businesses must register with FinCEN in order to make money transfers, swap currencies, or pay checks. This will end up creating a never before seen “payments utopia'' by combining social media with instant and cheap cross-border payments. genfinity.io/edition-6/the-… A BLAST FROM THE PAST! A REVIEW OF DOCUMENTS HIDDEN FROM THE INTERNET FOR OVER 10 YEARS - X.COM RESEARCH RESULTS… : - The Future of Commerce Will Combine Your Social Network and Mobile Device | X.commerce - How #Ripple Networks are Transforming Money | X.commerce - How Crypto-Currencies Transform Money | X.commerce - Open Web Payment Standards and the New Economy | X.commerce - The Future of Money Is the Web | X.commerce - Standard OpenID Integration for PayPal Access | X.commerce - PayPal X Developer Network: Mining World Bank Data - The Crisis of Money and Its Metamorphosis | X.commerce - Decentralized Innovation for Financial Data | X.commerce - Introducing Adaptive Payments | X.commerce - How Seconds Is Democratizing Mobile Payments for Global Citizens | X.commerce “HOW RIPPLE NETWORKS ARE TRANSFORMING MONEY” | X.COM Sporny discusses and explains a concept called Ripple Trust Networks, a decentralized network of payment channels that enables real-time, low-cost transactions between parties. He states it has the potential to greatly reduce the costs and complexities of cross-border payments compared to the expensive and slow correspondent banking system. genfinity.io/edition-6/the-… Furthermore, he suggests that the #Ripple network would reduce the cost of short-term loans by providing a highly competitive market in which people could request and receive lines of credit. This is because the decentralized nature of the #Ripple network would allow for a greater number of lenders to participate in the market, increasing competition and driving down interest rates. Overall, he is emphasizing the potential power of decentralized networks like the #Ripple network and links to a live implementation to the concept he was speaking about. I clicked it and it brought me to one of the first versions of #Ripple in 2012 with 4500 network users. Using this link I was able to dig deeper and find the very very first version of the Ripple website dating back to March 2006. This led me to find the initial Ryan Fugger #Ripple white paper from 2004. genfinity.io/edition-6/the-… Have you noticed something? This group loves the letter X! PAYPAL = X TWITTER = X SPACEX XRP XLM XRPL XCURRENT XVIA X.COM will be connected to #XRPL. X.COM can use #XRP behind the scenes for ODL, liquidity... and they can also use #XLM for retail. I don't know how, don't ask me! Watch this video from @UtilityTheory youtube.com/watch?v=CUv1ZR… 2013 OpenCoin Now Known as #Ripple with Chris Larsen youtube.com/watch?v=t06YEt… The Incredible Story of The PayPal Mafia youtube.com/watch?v=nvQ4p8…

Everest Foundation offers free digital identities and an account to hold money, #crypto, credentials, and documents. #digitalid #blockchain #trilliondollaropportunity 💵

The platform consists of two tokens: $ID, which acts as a governance utility, and a virtual financial asset that provides users with a digital identity and wallet that they own.

3mil MC 💎 #DYOR Everest ID is a decentralized platform that combines biometric identity with a digital wallet. It aims to help consumers and organizations be more productive by providing a fast, cost-effective ledger, document management, and a regulated stablecoin.

@dominic_w @worldnetwork I know what the answer is. It's @EverestDotOrg #everestID

Ripple partners with SUPER HOW? to build Axiology, a tokenized securities and settlements infrastructure on top of the XRP Ledger. dailyhodl.com/2023/07/23/rip… #xrp #XRPL #xrpthestandard #Tokenization

🎯 Trading Strategy: Define your entry and exit points before making any trades. Having a solid plan in place helps you stay disciplined and avoid impulsive decisions. #TradingStrategy #CryptoTips #bitcoin #xrp #xlm #xdc #icp #hbar #flr

📈 Market Analysis: Analyzing historical price data and chart patterns can reveal potential trading opportunities. Sharpen your skills and stay ahead of the game! #CryptoTrading #TechnicalAnalysis #bitcoin #xrp #xlm #xdc #ICP

"💼 DYOR: Always Do Your Own Research before investing in any cryptocurrency. A well-informed decision is a powerful one! #DYOR #CryptoResearch #bitcoin #xrp #xlm #xdc #icp #hbar #everestID