Wealth by Design Podcast

Happy Thanksgiving from the Grangers, the Navas, and the Toujours Planning family. Thanks for being here and for being you! Here's to the start of a wonderful (and maybe a little weird) holiday season.

Before we sign off for a long holiday weekend, we just want to remind all of you: Where you spend your money matters! Make sure you're supporting small and local businesses. This year more than ever, they need your patronage! #shopsmall #shoplocal

84% of U.S. adults expect COVID-19 and the economic downturn will have an impact on their ability to achieve long-term financial security. 59% believe that impact will be moderate or high. bit.ly/35Publm

Are you in a committed relationship? Then you should probably have a joint checking account. #unpopularopinion toujoursplanning.com/2020/08/miniso…

It's #Fridaythe13th and we want to share a few fun superstitions about money. Do you have any you want to share? ⬇️ Personally, we hope we never find a 🕷 in our pocket. bit.ly/3oHF55h

Thank you to the veterans out there. If you want to say "Thanks" with a donation, here's a great list of #veterannonprofits to browse: charitynavigator.org/index.cfm?bay=…

Whether you've got student loans, credit card debt, or other personal lines of credit, there's a rule of thumb we use to decide what to pay off first: Look at the account with the highest INTEREST rate. Anything 6% or higher should have your attention first.

This week has been a wild ride. If you're an investor (or want to start)... just remember this quote from The Man himself.

You're watching the polls. We're watching the stock markets (and the polls). Even though this presidential run is one of the most contentious in history, every election has impacted global markets. Here's why: toujoursplanning.com/116

As we gear up for the election tomorrow, we're curious to know: What outcomes are you hoping for? Whether it's social, economic, environmental, or global... what makes you vote? (No, you don't need to say WHO you're voting for) #electionday #whyIvote

Enjoying a horror movie marathon with tons of candy? Wearing (comfy) costumes at home? Having a very safe and socially distanced party with your quarantine pals? However you’re celebrating, we want to wish you a Happy Halloween! 🎃🎃🎃

Did you know?: In 2019, over 170 million Americans celebrated Halloween. And Halloween retail spending was estimated at nearly $9 billion! What do you think the numbers will look like for 2020? How are you planning to celebrate Halloween this year? thebalance.com/halloween-spen…

The individuals and businesses that can "get by" during a crisis are the ones who can liquidate their assets fast. If you're not sure what liquidity means, or how it applies to you, here's a quick recap: youtu.be/ANSG7HRm18M #liquidity #assetmanagement #buildingwealth

In a 2019 survey, 78 million Americans said their finances are not where they want them to be. But managing your finances doesn’t have to be stressful. Let’s talk about a few ways you can overcome your financial fears. dustinanddanielle.lpages.co/know-your-numb…

There's a lot of talk about the economy and stock markets, as well as the approaching election. We are firm believers that we vote every day: with our decisions, with our actions, and with our money. toujoursplanning.com/115

This DIY financial plan is effective and simple. Everything you've probably felt like your financial wrangling efforts are not. wealthbydesigndiy.com #financialplanning #planningforthefuture #Millennialfinances

Just 3 weeks until Halloween! Scary #financialfact for ya: most Americans don't have enough savings to cover a $1k emergency 👀 it's never too late to start an emergency fund! Work towards saving 3-6 months of income, and you'll get there eventually.

Imagine if you knew how much you should save, how much you need for an emergency, and how much you need for the future. You’d feel pretty dang cool, right? 😎 That’s what our Know Your Numbers Challenge does! Learn more here: bit.ly/3bJnGTV

We recently talked about "voting with your dollars" on the podcast. But don't forget to vote by...well, voting! Check your state’s voter registration deadline on this list by @votedotorg vote.org/voter-registra…

In our new episode, we dig deeper into how the global economy affects our stock market, how we’re interconnected with everyone else in the world, why it’s much harder to call a multinational company “American,” and much more. Give it a listen! toujoursplanning.com/116