Yudhis ⒷⓋⒷ 🐝🇲🇾

My realistic (or wishful) signings for Dortmund #BVB : 1. Jeremie Frimpong 🇳🇱 (Position: RB) Age: 22 years old Price: est €40mil Attributes: - Excellent Dribbling (2nd in Bundesliga) - Attacking minded but also strong in defence - High goal contributions - Strong in challenges

• Upload resume siap cover letter • Isi borang yang minta maklumat yang ada dalam resume • On job evaluation • Buat video intro • Interview dengan HR • Interview dengan hiring manager • Interview lagi dengan CEO • Tunggu 2 3 minggu • Jawapan "We regret to inform you..."

Candidate : "Honestly? Nothing. I have loans, rent just went up, and I'm tired of being underpaid because I'm 'still learning.' I know my worth now." HR went back to his boss. Showed them the cost of leaving the role open another 3 months. The lost productivity. The team burnout. The recruiter fees if we went external. It was over 50,000. The boss accepted. Here's the part that still gives the HR chills: Six months later, she told HR she had another offer for 130,000 per month but turned it down because they were the only company that fought FOR her, not AGAINST her. Candidates remember who believed in them. They remember who negotiated IN GOOD FAITH versus who played games. Stop treating salary negotiations like a battle to win. Start treating them like the first test of your company culture. Because if you can't advocate for someone BEFORE they join, why would they believe you'll advocate for them AFTER?

🚨 Luis Enrique: “I've never seen such an intensity and physical level. We have to congratulate everyone”. “We deserved to win, we deserved to draw and we deserved to lose today. It was a fantastic game”.

If you're struggling with "impulse" spending, uninstall apps like Shopee, Lazada, and Taobao. Install apps that encourage you to grow your money. The idea is to make it inconvenient for you to spend, but extremely convenient for you to save.

Can you IMAGINE? 8 colleagues in the same Radiology department at Pusat Perubatan UM all hit with Stage 4 cancer and thyroid disorders. AT THE SAME TIME. possible radiation leak? instead of fixing it, the HOD allegedly scolded and tried to silence staff who dared speak up about occupational safety HOD must be fired the moment the investigation is done also, huge respect to @PSMPetalingJaya for helping the workers raise their voices

Those times man...

Insane. 😮 Diesel is now at RM5.52/Litre, up 82% from a month ago. -> RON97: +63% -> RON95 (unsubsidized): +49% Transport and logistics are being hit hard. Eventually, the extra cost will be passed down to us, the Rakyat. Are you doing anything to prepare for this? 😬

LIFESTYLE RELIEF: RM2,500 CAN CLAIM ✅ eBooks ✅ Baking classes ✅ Udemy courses ✅ Photography classes ✅ Newspaper subscriptions ✅ iPad with accessories (must be in 1 receipt) CANNOT CLAIM ❌ Smart TV ❌ Fitness watch ❌ Kindle E-reader ❌ Gaming console (PS5, Nintendo Switch, etc.) ❌ Keyboard & mouse (unless same receipt as CPU) Sources 👇

Dubai just shut down. The busiest international airport on earth. Closed. Indefinitely. Dubai International and Al Maktoum International both suspended all operations on February 28 per official Dubai Airports statement. Over 280 flights canceled. 250 more delayed. The airspace that handles more international passengers than any hub on the planet went dark this morning because Iranian ballistic missiles were flying through it. Now read the airline list and understand the scale of what just broke. Emirates. Grounded. Etihad. Grounded. Qatar Airways. Suspended all flights to and from Doha after Qatari airspace closed. Air India. Every single flight to every destination in the entire Middle East. Suspended indefinitely. Turkish Airlines. Suspended flights to Bahrain, Iraq, Iran, Jordan, Kuwait, Lebanon, Oman, Syria, Qatar, and the UAE until at least March 2. Lufthansa. Dubai suspended. Air France. Tel Aviv and Beirut suspended. Wizz Air. Israel, Dubai, Abu Dhabi, and Amman suspended until March 7. British Airways. Affected. Virgin Atlantic. Affected. Japan Airlines. Affected. Norwegian Air, LOT Polish, Scandinavian Airlines, Aegean, Iberia, Air Arabia, PIA, Saudia, Air Algerie. All affected. All grounded or rerouting. This is not a regional disruption. This is the global aviation network breaking at one of its most critical nodes. Dubai is not just an airport. It is the single largest connecting hub between Asia, Europe, Africa, and the Middle East. Every flight from Mumbai to London, from Singapore to Frankfurt, from Nairobi to New York that routes through the Gulf is now either canceled, delayed, or burning extra fuel on thousand-mile detours around closed airspace. IndiGo just suspended flights to Almaty, Baku, Tashkent, and Tbilisi until March 28. Not March 2. March 28. A month of Central Asian connectivity erased because Iranian missiles crossed the flight paths. The cost is compounding by the hour. Rerouted flights burn more fuel when oil is spiking past 100 dollars a barrel because the same conflict that closed the airspace is threatening the strait that moves 21 million barrels a day. Airlines are paying surge prices for fuel to fly longer routes around a war zone that did not exist yesterday morning. Every hour the airspace stays closed, the losses multiply across carriers already operating on thin margins. And here is what nobody is calculating yet. Dubai’s economy runs on connectivity. Tourism. Trade. Finance. Logistics. All of it depends on DXB being open. The UAE just absorbed an act of war on its sovereign territory with a civilian killed in Abu Dhabi from missile debris. The country that built its entire economic model on being the safe, neutral, connected hub of the Middle East is now closed for business because the country it had no quarrel with fired missiles through its airspace. Iran did not just attack military bases this morning. Iran shut down the economic engine of the Gulf. That is a cost Tehran cannot afford to repay and the UAE will not forget.

🇲🇾 EPF announced a 6.15% dividend for both Conventional and Shariah savings! This is the first time both funds declared the same dividend % On paper, this looks fair. In practice this is highly unusual? 🤔 They buy different assets in different markets Mathematically it is rare for 2 distinct giant funds to produce the exact same net return Are the returns truly identical, or is one being smoothed to match the another? Hope we could see the breakdown for both portfolios and the math Thoughts?

Dear Malaysians, you can file your taxes from March 1. For Muslims, this means that you can receive your tax refund before Raya. 🤞 I compiled a list of 12 common reliefs you shouldn’t miss. Bookmark this. 👇

ASB 2 hari lepas aku kongsi beza lumpsum dengan deposit bulanan. Atas permintaan @hizwani, aku buat kiraan lumpsum RM1200 masuk hujung tahun & RM100 konsisten dari awal tahun selama 5 tahun. Deposit bulanan secara konsisten beri pulangan lebih tinggi 💪

My Millennial way: Ok. *Sends report next morning* Next morning/ noon: Boss: Why so late? I asked for it last night. Millennial Me: Couldn't complete it last night. So I sent it once it's done. *secretly didn't do anything after office hours 😏*

My player!

EPF has announced big changes for 2026. Here are a few things you must know. 🧵

@TheFuturizts What investments have compounding interest though (other than EPF)?

Time taken to hit RM10,000, based on your monthly savings: • RM150/month -> 5.6 Years • RM300/month -> 2.8 Years • RM500/month -> 1.7 Years • RM1,000/month -> 10 Months • RM2,000/month -> 5 Months ^ Saving manually, without any returns.

Saving the same amount with 4% p.a. return: • RM150/mo = RM11,298 after 5.6 Years • RM300/mo = RM10,666 after 2.8 Years • RM500/mo = RM10,554 after 1.7 Years • RM1,000/mo = RM10,185 after 10 Months • RM2,000/mo = RM10,100 after 5 Months ^ The longer your timeframe, the more important it is to save with returns. Why? Because compound interest will have more time to work for you.

For 2026, normalize saving at least 10% of your income. 🎯 • Salary 2,500 -> Save RM250 • RM3,000 -> RM300 • RM5,000 -> RM500 • RM7,000 -> RM700 • RM10,000 -> RM1,000 Grow your money in cash apps, digital banks, ASB / ASM. Your future self will thank you for this. 👌

JUST IN: Putrajaya will table a bill to limit the Prime Minister's tenure to a maximum of 10 years or two terms, Anwar Ibrahim announced. He added that the first law to be presented in this Parliamentary session will be the separation of the prosecutor from the Attorney General.

Most people only see the screenshots during dividend season. What they don’t see: • Monthly top-ups • Years of staying invested • Saying “no” to spending now for something later That’s why I admire those who consistently save into ASB every month. 🫡 🧵