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@zinjashike

Work in Info Sec. Love the arts and hate most people.

Katılım Mayıs 2009
99 Takip Edilen14 Takipçiler
Shike
Shike@zinjashike·
@c_sec73 @Pirat_Nation Once they take the money offer to buy was accepted - this is why Amazon does NOT charge until they ship so they can cancel if needed and have zero dispute. In this case they took the money, went "on second thought", cancelled, then refunded the money breaching the sales contract
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CyberSecurity
CyberSecurity@c_sec73·
This feels unfair but it is in fact not. Not in my opinion. Consumer can buy a product and return it after 14 days. Why would the seller be obliged to sell with a loss? Sale (purchase) agreement, at least in my country is finalized when both the payment is done AND the product delivered/handed out. Without that its just an offer/will to make a purchase. This happens a lot. Same as with cancelled orders when product is no longer available. It sucks but what are you gonna do about it.
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Pirat_Nation 🔴
Pirat_Nation 🔴@Pirat_Nation·
Corsair cancels users $3499 PC order, then rises the price by $800 A user ordered a Corsair Vengeance gaming PC for $3,499, received an invoice, but Corsair later canceled the order without explanation and relisted the same system at $4,299.
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No room for wokeness!
No room for wokeness!@Wokenessisevil·
Would you like Anime "localizers" to be replaced with AI?
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Paradox Customs
Paradox Customs@Brparadox·
I'm thinking of a number between 1 and 99,999... Guess it right by tomorrow and this PC is yours 👀
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NVIDIA GeForce
NVIDIA GeForce@NVIDIAGeForce·
#GeForceSummer Nights Spotlight: @DOOM: The Dark Ages 🔥 Celebrate DOOM: The Dark Ages all week long with chances at epic prizes: 🟢 Custom GeForce RTX 5090 🟢 Game Codes 🟢 + More Tell us what your favorite weapon in game is & use #GeForceSummer for your chance to WIN
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Shike
Shike@zinjashike·
@Xoriey They want perpetual debt, not people that pay off their statements every month.
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Xoriey 🦬✝️
Xoriey 🦬✝️@Xoriey·
I don't understand credit cards Gf and I applied for the exact same card My credit score is higher My credit age is older My income is 5x hers She got approved for 3x more than what I got
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Shike
Shike@zinjashike·
@jangrewe @HyuugaSora . . . you do know there's multiple definitions right? Like if you go to a dictionary there's literally numbers next to definitions in which the word may be used? Did someone take an iron to your brain and get the wrinkles out or something?
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Jan Grewe
Jan Grewe@jangrewe·
@HyuugaSora That's because your interpretation of the word does not align with the actual definition.
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Keith
Keith@gnukeith·
My ISP has decided to block access to VPN sites. I’m so happy! Thanks for keeping me save!!
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Shike
Shike@zinjashike·
@TSiamang39 @Looeylol @Pirat_Nation They're not beholden to the first because they aren't a government entity. However I would argue regulating them like a natural monopoly should start being on the table . . .
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Shike
Shike@zinjashike·
@TravisAbbott429 @SCHIZO_FREQ If you're talking about a true 0% interest loan though it's almost certainly on a new vehicle - I'd agree that such a loan is better than paying cash but at the same time buying a depreciating asset near the top of the curve is brain dead on both accounts.
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Shike
Shike@zinjashike·
@TravisAbbott429 @SCHIZO_FREQ Hyundai used deferred interest payment promos, deferred payment loans advertising 0% were common during Covid, and indirect lending using two stage loans to give false impressions while being technically legal. While they technically have a higher APR on paper they advertised 0%
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Lukas (computer) 🔺
Lukas (computer) 🔺@SCHIZO_FREQ·
Biggest "the kids are fucked" moment I've had recently was buying a car Walked into the dealership, told them what I wanted and said I'd pay up-front. Expected them to be thrilled Instead they were horrified. Spent the next 20 minutes trying to get me to finance it at some absurd rate Got me curious so after I left I read about car sale profit models. Apparently most US dealerships make more financing now than from the cars themselves I was such a boomer I assumed they'd want CASH In reality they want your ETERNAL SLAVERY at 19% APR
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Shike
Shike@zinjashike·
@TravisAbbott429 @SCHIZO_FREQ Entirely depends. The 0% is almost certainly an intro rate. The actual rate after must be below at least 10% to consider or you must pay off within the intro period without prepayment penalties. If the loan rate is higher than 10% then it's not worth it.
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Travis Abbott
Travis Abbott@TravisAbbott429·
@SCHIZO_FREQ Its dumb to pay cash for a new car. You instantly lose money. Its better to finance at a low interest rate and invest the "cash" so it pays you. I got 2 new cars in the last year on 0% loans. Why would I pay cash and reduce e my investment earnings? It makes zero sense.
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Shike
Shike@zinjashike·
@jxxsway_sm2 @hoosiermomlove @janeeagle599 @Rothmus Yep. Like I did that for ten years and finally have a paycheck I'm proud of that allows me to have a home. When I started though? I struggled like hell, and thankfully worked for a 403C to get my student loans discharged (covid helped me because I had years of $0 payments).
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Shike
Shike@zinjashike·
@jxxsway_sm2 @hoosiermomlove @janeeagle599 @Rothmus National median for rent in the US is $1.4K so it definitely depends where you live. For example in my city it's roughly $1K for a safe one bedroom 750sq feet. But yes, housing costs are atrocious.
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Shike
Shike@zinjashike·
@codyleftonread @hoosiermomlove @janeeagle599 @Rothmus Ah, I could agree that a lack of passion for a subject can likely be something that holds someone back. In addition someone that gets the degree and thinks they're done learning is generally worthless in just about every aspect - a degree is only the starting point for competency
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Shike
Shike@zinjashike·
@codyleftonread @hoosiermomlove @janeeagle599 @Rothmus I can tell you they are not just given in STEM assuming it's a reputable school. This is why I said I agreed within reason - there ARE useless degrees. Personality does have some measure, but it alone cannot account for the significant quantifiable issues listed.
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Shike
Shike@zinjashike·
@ketchum_c @hoosiermomlove @Space_Cowboy_81 @Rothmus I have a four year degree in STEM, make six figs in a low CoL area, own a house, have a properly funded 401K, etc. Worked my ass off to get there. It was still easier for your generation in relation to housing, education, wages, and competition.
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Colby
Colby@ketchum_c·
@hoosiermomlove @Space_Cowboy_81 @Rothmus Entitlement generation, lazy, fat crybabies with more excuses for doing nothing than any generation before. Now get off my earned lawn! 🤣🎯🇺🇸
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Shike
Shike@zinjashike·
@hoosiermomlove @Rothmus So while there's some merit in what you're saying -people are more frivolous with their money today - many would likely trade cheaper commodities for cheaper basic living requirements like housing. Instead they get commodities because it's all they can afford/own.
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Shike
Shike@zinjashike·
@hoosiermomlove @Rothmus Wage stagnation is the cherry on top. Wages have not scaled comparatively to housing prices. This means that compared to intrinsic cost of living people are doing worse. This coming from someone that has a six fig job in a low CoL area that has a house, savings, 401k, etc.
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