Higher Ed, Not Debt

Q8: Parent PLUS loans disproportionately distribute unrepayable debt to low-income households, Black families, & college students in the South. What are the repercussions of this effectively unequal program design? #ParentPLUSDebt

Q7: The Biden Admin's recent debt relief includes canceling some Parent PLUS debt, easing burdens. But parents still face hurdles, including administrative burdens and limited repayment plans. What can policymakers do next to support parent borrowers? #ParentPLUSDebt

Q7: The Biden Admin's recent debt relief includes canceling some Parent PLUS debt, easing burdens. But parents still face hurdles, including administrative burdens and limited repayment plans. What can policymakers do next to support parent borrowers? #ParentPLUSDebt

Q6: How can colleges and policymakers make higher education financing more economically and racially equitable for students and parents? #ParentPLUSDebt

Q5: Private four-year colleges distribute #ParentPLUSDebt to many lower-income parents at much higher rates than to higher-income parents. Why are rates of Parent PLUS use so regressive at private four-year colleges?

Q3: In 2018, 44% of Black students using Parent PLUS loans came from very low-income families compared to 10% of white students. What barriers do Black students & families with low incomes face that might explain this pattern? #ParentPLUSDebt

Q2: Parent PLUS burdens parents with low incomes with debt levels that are extremely high in proportion to their earnings. How does #ParentPLUSDebt create burdens for borrowers with low incomes?

Q1: Who is joining us today for the #ParentPLUSDebt Tweet Chat? Please share who you are, your organization, and a little about the people you represent.