LienFi

Important: This is the only official X account for LienFi. We will never DM first. We have not launched a token. All official updates will be posted here. If it’s not posted from this account, it’s not LienFi.

LienFi: Coming Soon

Tax lien investing predates the stock market. For two centuries, counties have used this mechanism to keep budgets funded without immediately displacing homeowners. Institutions figured out how to scale it. Retail investors never got a fair entry point. That gap is closing.

Most investments have one beneficiary. Tax liens have three: 🏡 Property owner: keeps their home, gets time to repay 🏛️ County: meets budget, funds schools and services 💰 Investor: earns predictable, secured, uncorrelated yield Few asset classes can say that.

Hedge funds have poured billions into tax liens for decades. Why? ✅ Government-backed claims ✅ Returns set by statute, not markets ✅ Secured by hard assets ✅ Non-correlated to equities The asset class works.

In 99% of cases: the property owner repays the lien. They keep their home. The investor earns their return. The county was made whole months earlier. This is the designed outcome and the most common one. Tax liens exist to keep families in homes, not to displace them.

Things people get wrong about tax liens: ❌ "Hurts homeowners" → Investors give them time the county won't ❌ "Need a lot of capital" → Some liens start under $500 ❌ "Only institutions" → That's changing LienFi is modernizing the capital layer of tax liens.

Some states legally mandate the maximum yield tax lien investors earn: • Arizona: up to 16% • Florida: up to 18% • Illinois: up to 18% • Iowa: up to 24% • New Jersey: up to 18% Fixed by statute. Not tied to the Fed. When rates drop, your lien return stays the same.

Tax Liens vs. Tax Deeds 🟡TAX DEED = acquiring ownership of a property 🟢TAX LIEN = buying a debt secured by a property A lien is not about owning real estate. It's about earning interest while giving an owner time to stay in their home. Very different outcome.

When someone can't pay property taxes, two paths exist. Option A: County immediately seizes the property. Option B: An investor steps in, pays the bill, gives the owner time to repay. Tax liens exist because Option B is better for everyone.

Tax liens: a win for everyone involved When property taxes go unpaid, counties face a problem. So they created a system that works for everyone: 🏡 Property owner gets time to catch up 🏛️ County meets its budget 💰 Investor earns a steady, secured return Win-Win-Win

Every year, $20+ billion in property taxes go unpaid in the US. Local municipalities rely on that revenue, so they sell the debt to investors. This is how everyday people have been earning consistent yield backed by property for decades. Most just don't know it exists.

What is a tax lien? A tax lien is a legal claim the government places on a property when the owner stops paying property taxes. The county sells that claim to investors. The investor earns interest. The homeowner keeps their house if they pay up. Simple. Legal. 200 years old.

LienFi: Coming Soon

Introducing LienFi. We're building LienFi on @base to bring real-world property tax lien economics onchain. Early access sign-ups and product updates are open. Link in bio.