Josh KΞrnan

🚨 HUGE MOVE: Morgan Stanley’s Head of Digital Asset Strategy drops a bomb “On the institutional securities side, we’re turning on our dark pools to support tokenized equities by the end of 2026.” This is next-level adoption. Big banks aren’t just watching $crypto—they’re building the infrastructure. Tokenized stocks + dark pools = liquidity, anonymity, and a whole new market era. The future of Wall Street is going digital. Are you ready? 🚀

Charles Schwab had a system failure yesterday (3/25). They couldn't tell if trades got executed or not and said they wouldn't know until this morning. This was their entire system as I understand it, individuals, advisors, everyone. Kind of amazing it takes them 12+ hours to figure out if trades happened or not but ok, I guess. Yesterday, they said to check back this morning. I called at 8amish Eastern today. They said the group that handles trade issues doesn't come in until 9am. Seems like maybe having the trade break people come in early the day after a total system failure with tons of trades that either failed, got duped, etc. wouldn't be the worst idea but no. I called back after 9am and they said the system was still resolving itself and they hoped trades would be processed and allocated by 6pm today. It is currently 7pm and my executions from yesterday are still not allocated. The trade reconciliation group has gone home - call back during normal hours the automated line says. I find all of this somewhat amazing. The regulators are up everyone's keester about basically everything except apparently when it comes to one of the larger custodians having a total system failure and all their clients not really knowing their positions. All of this brings to mind a line from Gordon Gekko, "Wake up, will you, pal? If you're not inside, you are outside, okay?"

For the record, it's onchain. Not on-chain or on chain.

The smartest age in life may be 55 to 60 – not in your 20s. Raw cognitive abilities, such as processing speed and memory, often peak early in life. Athletes typically hit their prime before 30, mathematicians make major breakthroughs by their mid-30s, and chess champions rarely stay dominant past 40. However, a new research reveals that overall psychological functioning—including personality traits, judgment, and emotional intelligence—peaks much later, between ages 55 and 60. A study analyzing 16 key traits across the lifespan found that conscientiousness peaks around 65, emotional stability reaches its height near 75, moral reasoning deepens in older age, and the ability to avoid cognitive biases may improve into the 70s or 80s. When combined into a single index, these traits suggest the mind is most balanced in the late 50s, blending experience, emotional steadiness, and sound judgment. This may explain why many top leaders and thinkers achieve their greatest impact in midlife. ["Worried about turning 60? Science says that’s when many of us actually peak." The Conversation, 14 Oct 2025]

⚡️ JUST IN: The Stablecoins Market Cap just hit a new ATH of $313B.

BREAKING: New York bill would ban AI from answering questions related to medicine, law, dentistry, nursing, psychology, social work, engineering, & more.