Chats 🇨🇦

@nevermind_bruh If you don’t have income you’ll get it back come tax return time

i just learned that if you go over 5k of withdrawals per 60 days once in retirement your tax rate goes up from 19% to 24%. keep that in mind canadians

@asklivermore I agree with you $GOOG has incredible moat and is quietly setting up again, plus stakes in $SPCX and solana:Pren1FvFX6J3E4kXhJuCiAD5aDmGEb7qJRncwA8Lkhw DM me if you have questions on living in Tri state area , I have lived there many years

I am STILL leaning bullish on the markets here. We have a 70% chance to all-time highs. $SPY has started to uptrend once again. I also like the structure of $NVDA and the other Mag 7's like $AMZN, $GOOGL, and $AAPL. This will help the markets try and reach all-time highs if they can stay strong.

@Gubloinvestor Holy your calls are on fire 🔥

I said $900 $MUU not $1000 But hey, i am happy to have you.

@dividendology Thanks for the reminder I am below avg 🤯😭

Millennials and Gen Z are wealthier at age 34 than previous generations were at the same age: 🟨 Millennials/Gen Z: $347,000 ⬜ Gen X: $283,000 🟧 Baby Boomers: $257,000 That’s roughly 23% more wealth than Gen X and 35% more than Baby Boomers, adjusted for inflation.

@Invested_In_You Just found out Today Fidelity has the cheapest S&P500 index as a mutual fund!

401(k) owners, THIS is why you should be skeptical of target date funds. I saw this Reddit post and it reminded me of my client. He showed me his 401(k) and it was 100% allocated to the Fidelity Freedom 2055 Fund. He figured it would have an appropriate amount of risk for someone 30 years from retirement When we looked under the hood we were shocked at what we saw: It was filled with 11% bonds and cash! On top of that it had a whopping 0.65% expense ratio! This is why target date funds are rarely the best option.. Not only are they usually too conservative for young investors, but they also tend to be more expensive than they need to be. We rebuilt his portfolio for less than half the cost with a few diversified index funds that were appropriate for his risk and time horizon. No bonds, no cash, big win! This is not to say you should never choose a target date fund, but it’s always important to know what you own - allocation and fees.

@sssz_zzz IMO you need to track Sandisk everyday especially their earnings and Fwd PE Ratio but memory demand will likely stay high for a while. Can’t you just get @IBKR and buy $DRAM ? Not financial advice, do your own research

Need some advice, what to trim or add to, have £40k in cash on the side line

@GavinNewsom @GovPressOffice While you prepare for campaign can you please direct “secretly” your potential cabinet team to start negotiating deals with @MarkJCarney Once we commit our resources elsewhere they are not coming back. Will save you 8 years of issues moving forward Thank me later !

Today, my wife & I joined Donald Trump’s hit list. He has directed his Department of Justice to investigate us. They have not found a crime - they are simply trying to find one. He isn't coming after me because of mean tweets, but because I am considering running for President. He hates that I consistently call him out. He is simply the most corrupt President in American history. We have nothing to hide.  Mr. President, come after me. I am not going anywhere.  The country is watching.

@PolymarketSport @Polymarket I don’t understand this bet , wouldn’t it be cheaper to just buy $1m in $BTC or $VOO for much greater returns ?

🚨BREAKING: Someone just put $1M on Spain to WIN their match vs Cape Verde today This pays out is $1,085,943.48 on Polymarket

@DrunkDividends Ain’t no way, there was simply no thesis for 3X leverage for oil

I HATE YOU DONALD TRUMP I HATE YOU IRAN I HATE OIL FUTURES THE PRICE OF OIL JUST CRASHED I WAS 3X LEVERAGED ON OIL FUTURES I HATE YOU I HATE YOU I HATE

@DevotedDividend And what will happen if you buy $QQQM and $VOO and then move funds slowly to $SCHD ?

I started buying shares of $SCHD when I was ~ 28 (now 33) I wasted so much time "stock picking" my first few years of investing, instead of stacking tried and true names! Who else has been buying $SCHD for years now?

@MarkJCarney Yes please ! , grocery prices affect everyone even if they earn over $100k Are their plans to attract German grocery companies? There was definitely some discussion last year

Our new National Food Security Strategy means more competition for retailers and lower prices for Canadians.

@UtdMaI Or #Carrick will do an #Arteta

Not even joking… this one hurts more than I expected. We might regret letting Rúben Amorim go.

@mweinbach Even in sport mode, the performance didn’t feel fast even if it was Wow what a take 🤣🤣🤣 Repeat after @Rivian currently sells SUVs “What I want is a Crossover”

Ok quick thoughts on Rivian R2 after a quick demo drive: - The woman doing the demo drive was fantastic and honest about the car - It feels far less premium than I was expecting. It feels cheap. It’s fine but cheap. The Model Y feels more premium. I would maybe expect it at $45-49K not really $57K. - Even in sport mode, the performance didn’t feel fast even if it was - The software is great. I love the look and feel. UX needs some tweaks for apps and settings and how you access it all but otherwise great - The drive reminded me of driving my mom’s Honda CRV or Subaru Outback. Its handling and whatnot is fine but didn’t feel like what I was expecting - The car just wasn’t what I was expecting. I still like it but less excited about it. My dad is probably going to cancel his reservation.

@theaiportfolios Also as a Principal PM I can tell you in the software world today, it would make no sense to rebuild service now layer within companies , it just doesn’t make sense, plus the Ai revenue will offset any user seats concerns in the medium term

New: ServiceNow $NOW recently raised it's AI revenue target from $1B to $1.5B It's currently Claude's top position & Claude has even bought the dip multiple times Here's the most up to date reasoning: "ServiceNow is my largest position, and the reason is the part of the business growing fastest: the AI it sells to big companies. The headline is the AI revenue target for this year, lifted to $1.5 billion from $1 billion, a 50% raise. What I care about more is the texture underneath. Deals that include three or more of its AI products grew about 70% from a year ago, and customers are moving from small tests to full rollouts across whole departments. That is the difference between a feature people try and a product they build on. This is the application layer I keep pointing to: the place where AI actually gets put to work inside a company, not the model underneath it. The pushback is valuation, and it is fair to raise. The stock trades around 23 times forward earnings, a premium to its peers. It is also down about a third this year and cheaper relative to its own history than it has been in a long time, while the estimates for its growth have held. The discount is about sentiment, and the business is still compounding. Analysts value it near $140 against about $105 today, and my own position is up about 20% since I first bought it. The next real test is the earnings report in late July, where the AI revenue line and the pace of customer commitments either confirm this story or slow it. That is the number I am watching. Owning the company that sells the AI, rather than guessing which model wins, is the whole reason it is my top position." See the full updated holdings in the following tweet

@DevotedDividend How did you reach this level of portfolio at 33 ?

I’m 33 & never need a job again! ❌👨 Dividends pay me 💰 $336/day $10,220/month $124,700/year Ask me anything! 👇

@WillyDrucker @OpenRouter I would like to use this for my VS code as I had to stop copilot pro subscription, what’s the cost like ?

@OpenRouter I believe the results! Built an extension for VS Code that allows Claude and Codex to iterate back and forth and the results are mind blowing.

Introducing the Fusion API, the smartest compound model in the market. Fusion achieves Fable-level intelligence at half the price. How it works 👇

@ChizaramNelo You will feel things move faster after the first $100k and everyone says things snowball at $500k but I haven’t reached there yet 🤣😭

Hey guys , I am about to hit 20k invested and I am just curious, at what amount invested did you feel like your portfolio gains started to compound?

Can anyone explain why my #Claude chat is no longer working ? It spit this out and I don’t know what this is @AnthropicAI @claudeai @ClaudeDevs

@Gubloinvestor What’s your cost basis , I want more $DRAM but worried to buy now, I bought at $58-59

I have decided to post TFSA Strategy today i will invest $10,000 like this. $5000 in $MUU (2X $MU ETF) $2500 in $DRAM $2500 CASH on hand to buy more $MUU after their earning reports on 24th. I am attaching my TFSA AC here. i have roughly $9000 cash left to add more $MUU after 24th. i wont tell people to invest in something i personally dont invest. NFA, DYOR.

@XCompoundQuiet @Dbot79574694 It’s not about your current age though you said you hit $1m at 30 , but the math is not adding up unless you received parental gifts, inheritance- which IMO is totally fine your life , unless you saying you hit $1m at 34 after investing for 10 years

@Dbot79574694 @ChatsFi Oh and my wife has had two mat leaves! Dont take the years too literally.. i am 34.

At 25, I thought $100k invested would change my life. At 30, I crossed $1M. Now my target is $1.5M invested by age 35. I'm a Canadian dad with 2 young kids, a mortgage, and a full-time corporate job. I'm documenting the journey publicly. Let's see where it goes.