
DeepDive Daily
121 posts



Last week, I spent time with Vira Platonova, the new Global Head of @VISADIRECT, talking about where money movement is actually going next. A few takeaways that stuck with me: • Stablecoins are not a replacement for existing networks. They are becoming another rail. • The real value is still end to end reach. Card, account, wallet. Speed and certainty matter more than the underlying tech. • @Visa Direct is quietly doing what many new rails promise. Instant payouts, global coverage, and real scale. • Stablecoins make the most sense today in back office settlement and prefunding efficiency, not consumer payments in developed markets. • Agentic commerce and AI driven payments will need reliable money movement underneath them. That part often gets overlooked. One thing I strongly agree with: consumers already expect instant money movement domestically. Cross border is just catching up. The pressure is coming from user expectations, not from crypto hype. Appreciate the open and thoughtful discussion. Looking forward to staying close to how Visa Direct evolves in 2026 and beyond. If you are building in payouts, cross border, wallets, or embedded finance, this space is moving faster than most people realize.



















11/ Rough timelines? ''It's a lengthy process. My personal timeline is three months. I don't think very many people agree with me on that. But trying for as fast as we can. So yeah, we, we definitely are prepared, I think I don't want to speak for the regulator, but I believe they're prepared to move quickly as well.''






























