Thank you @GovRonDeSantis for your approval of HB 1347, now more Floridians will be able to get loans from responsible, regulated, in-state lenders to meet their financial needs. #loans #consumerfinance #financialservices
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Florida Financial Services Association (FFSA)
225 posts
Florida Financial Services Association (FFSA)
@FloridaFSA
Founded in 1927, the FFSA is dedicated to improving knowledge of non-bank credit, and how it can increase financial capability and drive prosperity in Florida.
Tallahassee, FL Присоединился Ağustos 2020
440 Подписки96 Подписчики
Everybody likes a map, unless it shows that your state (Florida) is behind 42 other states in regard to responsible access to credit. #florida #loans #lending #finance #financialservices #consumerfinance
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Happy Birthday to a fighter for Florida’s hard working families and a true champion of access to responsible credit, Senator @ColleenLBurton!
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APR Caps of 36% has a long history in consumer finance dating back to 1913. Florida is 111 years behind. #florida, #consumerfinance #financailservices #lending #loans #accesstocredit
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With 40% of Americans having <$400 in savings, where do these Floridians go when they have an emergencies? Predatory internet or out-of-state lenders. #florida #lending #loans #consumerfinance #financialservices #finance
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Consumer Finance companies (installment lenders) make 3 million more loans per year to borrowers with FICO scores under 650 than Banks and Credit Unions, nationally
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Consumer finance lenders make a majority (65%) of the loans to Americans with credit scores less than 650 and the largest plurality of loans to those with credit scores over 650.
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21 (32%) of Florida’s 67 counties are considered credit-insecure --communities with high concentrations of residents but no or low ability for them to obtain credit at choice. 9 counties are in the next lowest tier and getting worse not better.
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Without access to safe affordable loans designed for repayment, these Americans are forced to use less safe or illegal sources which result in a cycle of debt
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Happy Birthday to Attorney General @AshleyMoodyFL, who works tirelessly to make Florida a safer place to work, live and raise a family in!
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Happy Birthday to a Champion of increased access to responsible lending for Floridians, Speaker @Paul_Renner! Thank you for all your hard work to make Florida better for business!
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