PracticalDadInv

Quick warning though — don’t chase sky-high yields. Some stocks scream 8-10%+ yields because they’re paying out more cash than they can really afford. When earnings dip, the dividend gets slashed, the stock price tanks, and you end up worse off than if you’d picked a boring-but-reliable payer like Visa (V) Sustainable > flashy. Always. What’s one investing lesson you wish your parents had taught you? Drop it below — I read every reply. #DividendInvesting #TotalReturns $V $SCHD $QQQ $KO

It gets a little more advanced (but super powerful): stock buybacks. Companies like Visa (V) use cash to buy back their own shares. Fewer shares outstanding = higher earnings per share (EPS) without any extra revenue needed. Same total dividend pool, but now split among 10% fewer shares? Your dividend per share automatically rises. Your ownership slice of the company gets bigger for free. That’s why sustainable dividend growers often crush it long-term.

I asked a 20-year-old at work the other day: “What investing advice do you wish your dad had given you?” Kid already runs a wide portfolio and trades actively. His answer surprised me… but it made me realize something even experienced people forget: Stop staring at the raw stock price chart like it tells the whole story.

@pepemoonboy Great lesson here. I too took some paper losses this week. Rolling up and or out is sometimes very wise

I am transparent about my wins and losses… Which is why I wanted to share this covered call I rolled so you understand the risks that come with selling options. Additionally, I hope this helps you learn how to think about rolling specific positions and the benefits of this strategy. $NBIS ripped past my $130 strike (sitting around $140+). So I made a move: ➡️ Bought back my $130 calls (5/1) ➡️ Sold $200 calls (12/18) ⸻ 📊 The numbers: • Realized loss: -$13,587 • Premium collected on new calls: $2,323 • Contracts: 7 (700 shares) ⸻ 🧠 What this ACTUALLY means: Yes, I took a loss on paper… But this is NOT a directional loss. This is the cost of: 👉 Keeping my shares 👉 Reopening upside ⸻ Before the roll: • My shares were getting called away at $130 • Stock is already at $140+ • I was about to lose all future upside ⸻ After the roll: • New strike: $200 • Expiration: Dec 18 • I now have $60+ upside per share That’s: 👉 $42,000+ more upside unlocked (700 shares) ⸻ 💡 Why I did this: I’m still bullish on $NBIS Didn’t want to: ❌ Cap my gains at $130 ❌ Lose my core position So I: ✅ Paid to reposition ✅ Gave myself room to run ✅ Still collected premium ⸻ ⚠️ Important lesson: Rolling a covered call for a loss is NORMAL You’re not “losing money” You’re: 👉 Adjusting your position 👉 Paying for more upside 👉 Staying in the trade ⸻ 📈 New setup: •Max sell price: $200 •Time: 8+ months •Premium collected: $2.3K ⸻ Moral of the story: Covered calls are not “set and forget” You have to actively manage them when the stock moves IF you want to keep your shares. This looks like a big loss, but in my eyes it’s not. Reduces my tax burden and assures that my shares don’t get called away at $130. Hope this helps my friends!

@anxietymsgs You matter

You meet your 18 year old self, you’re allowed 3 words. What do you say?

@Matt_Pinner I don’t know have you smelled my dogs breath

Cigarette smell gotta be one of the worst smells in the history of smells.. Agree..?

@NotA_Bull $SCHD has a much better return

Let’s compare $KO and $SCHD. Both have had similar returns over the years and similar dividends. Which would you choose? I’d rather stay diversified across 100 companies with $SCHD.

@simplecentsco I’ve made money on eBay selling stuff I own | Poshmark

@PracticalDadInv Really? Do you have any examples?

Can you actually make money off online side hustles?

@modernhistory Easily the best memory from my child hood

Remember the joy of skidding on a Big Wheel?

“In peace I will lie down and sleep, for you alone, Lord, make me dwell in safety.” — Psalm 4:8 Sometimes the best investment is you! Sleep well #LongTermInvesting

@NostalgiaGalaxy Going inside to get some warheads while dad filled up 🔥

Gas prices in the late 90s

@HeroDividend Parking money in a stock like $KO for a longtime is a great idea 💡

$KO yearly dividend per share since 2000 2000: $0.34
2001: $0.36
2002: $0.40
2003: $0.44
2004: $0.50
2005: $0.56
2006: $0.62
2007: $0.68
2008: $0.76
2009: $0.82
2010: $0.88
2011: $0.94
2012: $1.02
2013: $1.12
2014: $1.22
2015: $1.32
2016: $1.40
2017: $1.48
2018: $1.56
2019: $1.60
2020: $1.64
2021: $1.68
2022: $1.76
2023: $1.84
2024: $1.94
2025: $2.04
2026: $0.53 (so far)

@The_Money_Buddy Better than most

He’s 34. He has: • $120k in his 401k • $30k in savings • No other investments Says he’s “on track.” Is he actually?

One rule that eliminates most horror stories: Never invest money you can’t leave alone for 3-5 years. The losses don’t break people. Needing the money back before the recovery comes — that’s what breaks people. Scrape your knees. Learn. Keep going. #investing101 #beginnerinvestor #stockmarket #personalfinance #mindset

In baseball, a .300 hitter fails 7 out of 10 times. And they put those guys in the Hall of Fame. ⚾️ Investing works the same way. You don’t have to be perfect. You have to stay in the game. The investor who never loses is the investor who never started

I need to tell you something nobody in finance wants to say. You are going to lose money investing. Not maybe. You will. And it’s going to feel terrible the first time

@NotA_Bull $AAPL

What was the very first stock you ever bought that made you realize "this works"? lol