@DailySCHG @DaveRamsey He is the man for the position. Look at his business practice he’s a billionaire with no DEBT. That is unheard of…
He would definitely get our debt situation under control
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Particular-Flow
4.6K posts
Particular-Flow
@particular_flow
🏋️♂️ Building muscle and wealth | ROTH Believer | BTC- VOO- ETH | Lifestyle optimization | Sharing unfiltered thoughts | Christ is King 👑
Space X Присоединился Eylül 2024
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@particular_flow @DaveRamsey Let’s not have a podcaster run any governmental position
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If America wanted to get out finance and taxes issue fixed they’d hire @DaveRamsey into position.
We’d get the country on rice and beans for 4 years and be prosperous again.
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@BTC_JEDI21 When you see it as a hedge like Gold. Then no
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Do you ever worry that Bitcoin has given you tunnel vision?
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@JM_speakss Ah didn’t see he wanted to refinance his mortgage… all he has to do is not do that. Keep current rate and continue to pay off his debt that he used to buy the $BTC he can always refinance later at lower rates
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@particular_flow Credit scores are based on debt utilization.
If he’s maxed out he’s cooked.
And that brings the score down which forces banks to tell him to go to a B lender or sub prime credit
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My 36 year old best friend has half a bitcoin on exchange. He bought at 126k…using $60k of debt. Two lines of credit. Credit score…just over 700. Now his mortgage refinance is coming up next year. And the bank might force his hand. Sell the bitcoin, improve his credit score and secure a lower rate OR hold the bitcoin, risk a worse rate with a B lender, and keep the upside.
Two completely different futures.
He’s asking me for advice on what to do.
What would you tell him if you were me?
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@cmsinvests Engagement is way more important than followers. Lots of post can be lost in the ether though.
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I’m done with the stupid “follow back” method on X. What’s the point of a follower if you don’t ENGAGE with eachother.
I genuinely like engaging with fellow ACTIVE members within the FinX community.
If your active and I don’t already follow you, drop a reply and i’ll fix that.
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@cryptorover Page clearly only cares about engagements. Just opening posting made up stories as truth.
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💥BREAKING:
There is growing speculation that Donald Trump is currently at Walter Reed Medical Center.
Zero official news outlets confirm this news.
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@GuyTalksFinance Tons of overlap if this is the whole portfolio.
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My top index fund picks:
$VTI ~ Total Market
$VOO ~ S&P 500
$VGT ~ Information Technology
$VB ~ Small Cap
$VTV ~ Value
$VYM ~ Dividends
$VXUS ~ International
You can’t miss by choosing from these.
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Here’s your oil countdown until a recession kicks in. Demand destruction is about to be interesting.
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April 15th… that’s when the last shipment since the war arrives to the USA from the strait of Hormuz…
If the war isn’t over by then, things are about to get spicy.
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Monday…. I think ima sell all of $BTC for FIDELITYs spot ETF. I’d rather having a multi-trillion dollar company deal with hacking threats than my “self custody”
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When you ask yourself….
What actually is the point of $BTC
Like really think about it….. and that lowkey makes you a bear on purpose or a bull on USD value.
BRICS is basically a Fiat version on BTC and look how that’s panning out.
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Where do you guys park your cash?
Looking at $SGOV solid monthly dividends and mostly state/local tax-free.
Seems like a no brainer…
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@Leo_Traydes Yeah this card is trash since all other purchases are 1% 🤷🏻♂️
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This is exactly what the $HOOD Platinum card is too
A digital coupon book you pay $700 a year for
But it’s shiny and from Robinhood so it’s amazing right?😭
Leo@Leo_Traydes
After spending some time finding a credit card that is actually right for me I landed on the fact yet again that I am an Amex hater… lol I know another switch up There’s a reason. It’s basically a digital coupon book you pay for. Majority of the perks they provide are things I have never spent a $1 on Meaning I would simply be spending money on things just because I have to, to justify the annual fee That’s where they’ll get you, especially with the Platinum card The credit card industry is slimy. If you’re not financially literate you will suffer even if you think you’re thriving They know what they’re doing at all times 🤷♂️ For now, I’m sticking rocking with my Capital One Savor😎
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Yeah for $HOOD you have to be a gold member. 5 bucks a month or 50 a year.
Apple Card is free just have to have an iPhone.
Fidelity cash back is a good one. Just need a fidelity account. (I think free as well)
But if your credit is iffy my it might need to go with a loan credit union. Or discover until you build credit
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@particular_flow I don’t have a account with Hood. Do you need money with them to get it?
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This is a embarrassing post
I’m 24 with no credit card
I have no idea where to start looking.
Any suggestions would be helpful.
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@particular_flow @Leo_Traydes This is so sad to hear 😭
All those sats I’d just want to move to cold storage. Did you ever get it resolved or did this lead you to close the account?
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After spending some time finding a credit card that is actually right for me I landed on the fact yet again that I am an Amex hater… lol I know another switch up
There’s a reason. It’s basically a digital coupon book you pay for. Majority of the perks they provide are things I have never spent a $1 on
Meaning I would simply be spending money on things just because I have to, to justify the annual fee
That’s where they’ll get you, especially with the Platinum card
The credit card industry is slimy. If you’re not financially literate you will suffer even if you think you’re thriving
They know what they’re doing at all times 🤷♂️
For now, I’m sticking rocking with my Capital One Savor😎
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@Leo_Traydes $HOOD Gold Card or Fidelity cash back card are the best flat rate cards on the market.
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@jackiestacks28 @Leo_Traydes I had this card. Had no issues. The issue occurred when I tried to transfer the $BTC off the platform. Coinbase didn’t like that and tried to flag my account for fraud. I would recommend staying away from Coinbase.
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@Leo_Traydes I might be looking into the Coinbase card (I know I know Coinbase) but earning BTC on every purchase is something I’m extremely interested in.
These points and miles with all these credit card companies just devalue their points year over year. So why not just get BTC?
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