Fair By Design

Here’s where you can join us: 🔗 LinkedIn - bit.ly/3NzvoXP 🦋 BlueSky - bit.ly/4k7Y3PW 📹YouTube - bit.ly/4r9APei 🖥️ Website - bit.ly/4rgndxM

The Government’s newly announced Warm Homes Plan sets out a new approach to fixing Britain’s coldest homes. With £15 billion committed, the plan focuses on helping households cut energy waste and reduce their reliance on expensive gas, through a mix of insulation, clean heating and home-grown power. ✅ Large-scale home upgrades over the rest of the decade ✅ Targeted, fully funded support for low-income and fuel-poor households ✅ Support for insulation, heat pumps, solar and other energy-saving measures ✅ New protections and standards to improve quality and consumer confidence This is a rescue mission with long-term impact: warmer homes, lower bills, an end to our reliance on volatile fossil fuel pricing, and a fairer energy system that works for people. #EndFuelPoverty #WarmHomesPlan

New research from @responsiblecred finds that millions of people are cutting back on essentials and avoiding support in order to preserve their credit scores. Providers are taking advantage of credit score dashboards to market new credit products to people who are struggling.

Brilliant support for the Fair Banking Act from @gareththomasMP, proud to be part of the campaign 👊

This week, @gareththomasMP tables the Financial Exclusion & Access to Finance Bill. A massive step toward #AffordableCredit & banking equity. #FairBankingAct @FBfACampaign @TheFinanceLab @CoopParty @ABCULCUs @UKCUltd @resp_finance Read more about it 🔗 theguardian.com/business/2026/…

This is going to be a great - and important - session. Do come along if you can.

“If you get the line wrong, firms will simply withdraw products and then people are pushed towards other sources of credit." Our Head of Policy Maria Booker is quoted in the @BigIssue discussing why interest rate caps alone aren’t enough to tackle the cost of credit.

Shifting Warm Home Discount costs from standing charges to unit rates is fairer for everyone as it gives people more control over costs. Combined with energy measures in the 2025 Budget it will mean low-income households aren't worse off. Full response: fairbydesign.com/wp-content/upl…

We’ll be taking a brief break over the festive period and returning in the new year, ready to continue our work ending the poverty premium. We’re grateful for the partners, collaborators, and advocates who have worked alongside us this year, see you in 2026 ❤️

Last week the Government launched its Motor Insurance Taskforce's Final Report. Read our full response👇 fairbydesign.com/motor-insuranc…

"It does not seem too much to ask that, in return, [banks] put a fraction of that sum behind supporting the local, mutual lenders that help to keep the loan sharks at bay." Excellent coverage of the #FairBankingForAll Campaign in the Guardian. #comments" target="_blank" rel="nofollow noopener">theguardian.com/politics/2025/…

Access to a car can open doors to jobs, education & healthcare, but our latest data snapshot showed rising insurance costs are shutting people out. We’ve created a one-page explainer that shows the key drivers of why people on low incomes can't access affordable car insurance.

The Strategy is a welcome step toward addressing the deep-rooted challenges faced by families across the UK. However, its success will depend on sustained action by Government, companies and regulators to tackle the institutionalised drivers of poverty & the poverty premium.

The Government should introduce a targeted discount for low-income households that is designed to make sure everyone can afford enough energy to keep them safe and well.

Today’s publication of the Child Poverty Strategy reflects a much-needed commitment to improving the lives of children across the UK. Child poverty has a devastating effect on children’s lives today and limits their opportunities for the future.

We’re very excited to have @LauraAznarH join us as our new Public Affairs Manager. Laura joins us from Chance UK & brings a wealth of experience in public affairs ensuring that the voices and knowledge of people with lived experience at the heart of decision-making 🎉 😀