ME Energy Markets รีทวีตแล้ว

A growing number of Americans can no longer afford their car loans:
A record 42.6% of underwater car buyers turned to an 84-month (7-year) loan to keep monthly payments manageable in Q1 2026.
Being underwater means owing more on a car loan than the car is currently worth, resulting in negative equity.
Rather than paying off the difference, many buyers roll this gap into their next loan, pushing themselves deeper into debt.
This percentage has DOUBLED since 2016 and is on track for its 3rd consecutive annual increase.
Buyers with negative equity financed an average of ~$56,000 for a new car in Q1 2026, ~$12,000 more than the average new vehicle buyer.
As a result, their average monthly payment rose to $932, the highest on record.
In March, car loan default rates jumped to their highest since 2010.
Auto-loan distress is surging.

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