OfflinePay

Excited for the future at Offline Protocol

Incredible work happening at @OfflinePay (by @OfflineProtocol). Really hits home as a South African where many people's economic independence and freedoms are still inhibited by network access and hurdles.

Payments. But offline. Cash. But digital. An Offline Stablecoin Settlement Network? @sxtvik shares more about the value @OfflinePay is working to bring to billions of under banked users world wide.

Satvik Sethi unpacks OfflinePay, the offline stablecoin settlement network, and the insights that led to building it. “Payments have been really exclusionary by default. The world has been talking about going cashless… and yet a lot of people still can’t access traditional banking rails. With OfflinePay, we can collateralize any stablecoins on any chain, give you a universal offline dollar, and let people transact fully offline for as long as they want.”

Today on 11AM w/ Seed Club Friday, Sept 19th Guests @Larpseidon of @auramoney (11:10am) @0xAndros of @growthterminal (11:25am) @sxtvik of @OfflineProtocol (11:40am) Special Co-Host @serpinxbt

Stable Institute's first article explores how the evolution of money charts a course from barter and metallic coinage, to paper cash, digital networks, and most recently, programmable stablecoin rails. internet.beehiiv.com/p/r-evolution

Announcing a new chapter in our journey. While we continue to build out new features for Fernweh, OfflineID, and Proof of Location AVS, we are very excited to introduce you to @OfflinePay — the world's first offline stablecoin settlement network. Mainstream cashless payment systems still exclude millions of unbanked and digitally disconnected people, especially in regions with poor infrastructure, limited internet, and frequent disaster impacts. By empowering true peer-to-peer, offline stablecoin payments, OfflinePay bridges this enormous gap with reliable, cash-like financial access on any smartphone, helping build a more inclusive digital economy for those traditionally left out. Why stablecoins? Stablecoins offer transformative benefits for the unbanked and underbanked: - Stablecoins can be sent, stored, and spent on basic smartphones, without needing a bank account. - Cheaper remittances: They drastically lower transaction fees, making it easier for migrants and those in remote areas to exchange value. - Security and transparency: Blockchain’s public ledger removes intermediaries and increases trust. - Empowerment: Enables entrepreneurs and individuals in excluded regions to participate in local and global markets, build savings, and pursue financial autonomy. This is why we are also announcing, @stableinstitute: The transformation of cash — from barter, coins, and notes to stablecoins and digital assets — is a recurring theme in monetary history, driven by technological and societal shifts. Today’s push towards digital money echoes previous transitions and exposes the need to critically examine: - Who gets included or excluded as money evolves? - What vulnerabilities arise when access depends on connectivity or institutional systems? - How can stablecoin rails be designed to foster real-world inclusion? The Stable Institute is needed to curate this conversation, research the changing nature of cash, and guide the stablecoin economy towards empathetic, accessible innovation for the disconnected and unbanked. It will add value by sharing diverse research, case studies, reading lists, and thought leadership on payments, exclusion, resilience, and policy. Welcome to a new era of Offline Protocol.