Ritu Singh

#RBI eases registration norms for certain #NBFCs; exempts entities with assets below ₹1,000 crore cnbctv18.com/business/finan…

Read the full @RBI circular here: rbi.org.in/Scripts/BS_Pre… Doesn’t impact Tata Sons. That’s still upto RBI.

#4QWithCNBCTV18 | Kotak Mah Bank Q4 --Net Profit Up 13.36% At Rs 4,026.50 Cr Vs Rs 3,552 Cr (YoY) --NII Up 8.1% At Rs 7,876 Cr Vs Rs 7,284 Cr (YoY) --Gross NPA At 1.20% Vs 1.30% QoQ --Net NPA At 0.25% Vs 0.31% QoQ --Provisions At Rs 516.4 Cr Vs Rs 809.6 Cr QoQ Vs Rs 909.4 Cr YoY

🚨@RBI gets a new Deputy Governor. Rohit Jain, ED, RBI set to take over as DG with T Rabi Sankar retiring. @CNBCTV18Live

East India Company of the 21st century.

India Slips To 6th Spot In IMF GDP Rankings * It's the Rupee and not the economy that's doing the damage * Still is the fastest-growing major economy * IMF sees a comeback by 2027 @_RituSingh #CNBCTV18Market #IMF #IndiaEconomy

Credit card spending surged to ₹2 trillion in March, even as the number of cards in circulation declined.@_RituSingh reports #credit #banking

On Macro Signal today → Credit Card Spend Jumps In March But Annual Growth Moderates - Total credit card spend jumps 23.8% MoM to Rs 2.19 tn in March 2026 - E-commerce spend surges 28.4% to Rs 1.41 tn @_ritusingh @CNBCTV18News #CNBCTV18Market #TheMacroSignal #CreditCards #RBI

Update - Reported Incident at Odisha Grameen Bank of claimant bringing sister’s skeleton for death claim process. We would like to submit that, today the Government Authorities have issued the Death Certificate and Legal Heir Certificate. Immediately on receipt of these documents, Bank has settled the claim amount of ₹19,402 in the name of three legal heirs and money handed over to them, in accordance with established norms. The reports circulating on various social media platforms alleging that Mr. Jitu Munda carried the mortal remains of his sister to a bank branch for withdrawal from her account, purportedly due to a demand by bank officials for the physical presence of the deceased for claim settlement, are incorrect and not based on facts. We have already issued a clarification note in our social media platform clarifying the facts that the individual was at inebriated state and incident has happened due to a lack of awareness of the claim settlement process and the individual’s unwillingness to accept the procedures explained by the Branch Manager. Our sponsored Regional Rural Bank, Odisha Grameen Bank remain dedicated to serving customers with responsibility, transparency, and care. #Keonjhar @DFS_India @RBI

For the last three years, a startup in Bangalore has been obsessed with a pursuit that typically invites raised eyebrows, naked skepticism, and accusations of stealing from sci-fi: @dognosis is training dogs to detect cancer. And until you've spent time at their facility - a former pomegranate farm in the outskirts of Bangalore - perhaps skepticism is the rational response. But Dognosis isn't betting on some pie-in-the-sky idea or some charming novelty act, they're betting on evolution. @akadogluk and @Itamar_Bitan based their company on the fact that the dog's nose - a product of fifteen millennia of co-evolution with humans - can detect the faint chemical trace of cancer in your breath at a resolution that our machines, algorithms, and laboratory tests have never come close to matching. We've known this fact for decades. We've consistently failed to do anything meaningful with that knowledge. The missing link has been figuring out what the dog's nose knows, and applying it in a standardised, scalable, and clinically validated way. Dognosis is building this missing piece of the equation i.e. the translation layer that allows the dog's nose to speak a language medicine can understand, enabling us to harness an ancient biological intelligence and plug it into our modern medical infrastructure. Maybe you've read the paragraphs above and retained your skepticism. That's fair. But this past Friday, the Journal of Clinical Oncology - the world's most influential cancer journal - opted to make life much harder for the skeptics. On Friday, the JCO published Dognosis' landmark study on breath-based multi-cancer detection - the largest of its kind ever conducted - showing that a team of trained dogs, equipped with sensors and AI, could detect multiple cancers from breath alone at 90%+ accuracy - including at Stage I, when it matters most - for $2 a test. According to Akash, it proved "that everything we’ve known about the dogs is true". Needless to say, it's a genuine milestone for Indian healthcare, health-tech, deep-tech, and, uh, dog-tech, that deserves far more attention than it's gotten so far. To help change that, we were lucky to have Akash stop by the Tigerfeathers editorial desk this past week to unpack the Dognosis journey - helping us understand what they're building, how they're doing it, why it matters, and what comes next. From where we're sitting, Dognosis is an n-of-1 Indian startup with an n-of-1 story that everyone in the Indian tech ecosystem should be aware of. If you've been intrigued by what you've read so far and you're keen to go deeper, dive into our piece here👇 tigerfeathers.in/p/dognosis-unl…

CLSA on Bandhan BK O-P, TP raised to Rs 220 2nd good quarter for Bandhan Bank after several tough quarters since mid-2024. 4QFY26 PAT was 26% above estimate, driven by stronger fees and lower credit costs, partly offset by higher opex Bank hit a 1% ROA after six quarters. AUM growth picked up to 13% YoY, aided by a pickup in MFI growth. Reported NIM improved 30bp QoQ to 6.2%, driven largely by term deposit repricing. But, most importantly, asset quality improved meaningfully Net slippage ratio improved 100bp QoQ to 1.9% and was half of the 2QFY26 level; this drove the sharp credit cost beat Going ahead, management targets 14-15% loan growth with a largely stable loan mix. It also expects another 10-20bp NIM improvement and a pickup in fees. Jefferies on Bandhan Bk Buy, TP Rs 215 For Mar-Qtr, Bandhan Bank's profit of Rs5bn (up 68% YoY) beat estimates with lower credit costs & higher fees. Stability in MFI sector & trends in election-bound states are supporting credit quality. This, along with scope for expansion in NIM should aid turnaround in earnings over FY27-28 Tweak est. to factor 4Q results & are tad conservative vs mtg guidance given volatility in this sector UBS on Bandhan BK Neutral, TP raised to Rs 200 Q4 PAT beat: Strong beat on credit costs; partly offset by higher Opex MFI book grows at c7.5% QoQ; CASA ratio up c200bp Management aim for a FY27 exit ROA of 1.6% - 1.8% Believe stock's current valuation prices in a large part of asset quality improvement & see limited upside from current levels (c1x FY27E P/BV, stock up 24% YTD) Macquarie on Bandhan BK U-P, TP Rs 130 PAT beats estimates driven by lower credit costs Slippages moderate, loan growth picks up pace Lower borrowing costs support NIM expansion Management guidance remains ambitious, targeting 14– 15% loan growth & 1.6–1.8% RoA by 4QFY27, supported by 10–20bps NIM expansion (from deposit repricing), fee income traction & lower PSLC costs. 4Q stood out for Bandhan in an otherwise weak year, but believe consistent performance is needed for a possible re-rating JPM on Bandhan BK Neutral, TP raised to Rs 157 4QFY26: Core performance misses, AQ improvement supporting RoA expansion, sustainability key While Bandhan’s strategic pivot is underway, & guidance for 1.6-1.7% of RoA by FY27 exit (vs 1.1% in 4QFY26, reported) is positive, trend has been very volatile historically Await more visibility on sustainability of ongoing recovery, especially in light of ongoing macroeconomic headwinds. Current valuations at 1.03x FY27 P/BV appear fair & cap any significant upside Raise forecasts for FY27/28E by 17%/2% resp. @CNBCTV18News @_RituSingh

From licence to lending in 2–4 months @MobiKwik readies NBFC rollout @_RituSingh speaks with @UpasanaTaku on credit expansion, go-to-market speed and Bharat focus

#WestAsia war to trigger biggest energy price surge in four years: #WorldBank @_RituSingh cnbctv18.com/world/west-asi…

Peak XV fully exits MobiKwik with over 3x returns in a ₹130 cr block deal. With this, all Private Equity investors have exited MobiKwik. @_RituSingh reports #MobiKwik #PeakXV #BlockDeal

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#4QWithCNBCTV18 | Piramal Finance Jumps 11%, Hits All-Time High Post Strong Q4FY26 Jairam Sridharan, MD & CEO of Piramal Finance tells @CNBCTV18News - Credit rating upgrade is expected to drive 50–80 bps improvement over next couple of years - See 40-50 bps NIM improvement as legacy book shrinks - Do not expect sharp growth in gold & rural businesses @_ritusingh @CNBCTV18News @PiramalFinance #CNBCTV18Market WATCH: youtube.com/watch?v=2-ZL95…

@shreyspatil @WisprFlow Good catch! @tankots

@_RituSingh @WisprFlow Why is there no glass on the back side. It's a complete blind spot for riders and car drivers behind.

Uh oh. Traffic jams sponsored by @WisprFlow

Pine Labs Acquires Shopflo | To Build Unified Commerce, Payments Platform Amrish Rau, CEO of Pine Labs tells @CNBCTV18News - Shopflo provides us access to the mid-market segment - One founder to remain with Shopflo, others will continue for next 18 months - Online and bill payments business has doubled over the past three years @PineLabs @CNBCTV18News @amrishrau @hormaz_fatakia @blitzkreigm @_ritusingh #PineLabs WATCH: youtube.com/watch?v=L1P_Yu…

The last PE fund on #Mobikwik's cap table makes an exit after Tuesday's block deal @_RituSingh @hormaz_fatakia cnbctv18.com/market/mobikwi…

#CNBCTV18BigStory | RBI Issues Final ECL Guidelines - Introduces 3-stage provisioning model, Final guidelines effective from April 1,2027; Dinesh Khara, Fmr Chairman of SBI tells @CNBCTV18News - ECL norms could reduce overall banking profits by Rs 50,000- 60,000 cr Abizer Diwanji, Founder of NeoStrat Advisors tells @CNBCTV18News - Governance is the biggest issue in ECL provisioning @_ritusingh @CNBCTV18News @RBI #RBI #ECL #CNBCTV18Market