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"I can calculate the motions of the heavinly bodies, but not the maddness of the people" IN 🌷
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cryptochama
254 posts
cryptochama
@cryptochama
Muses on crypto & chamas. Loves tulips.
เข้าร่วม Mayıs 2017
118 กำลังติดตาม58 ผู้ติดตาม
Fantastic research of how young Kenyans want to invest their energy 👇
Kioneki@pesa_africa
After spending time observing Kenyans on a Facebook group 52 week savings challenge with 400,000 Kenyans aged mostly between 20s and late 30s, here is what i found out about what Kenyans want of financial services/1
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The Cryptochama “On chamas, Satoshi Nakamoto and the next generation of Crypto innovators” by @Chamapesa @chamapesa/on-chamas-satoshi-nakamoto-and-the-next-generation-of-crypto-innovators-7b5a3f325f18" target="_blank" rel="nofollow noopener">medium.com/@chamapesa/on-…
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I like to think of this point of the doco as the confrontation. Which in a classic 3 act piece is when we change gears. @pesa_africa twitter.com/Chamapesa/stat…
Chamapesa@Chamapesa
5/14 "You can exist outside the banking system and you are still accessing all the financial services you'd access from a bank" @pesa_africa #banksarefaceless
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"Banks are faceless, you know. They’re institutions. It’s a wall. You’re talking to this artificial person, but it’s very different to the community groups." @pesa_africa #chamapesa twitter.com/Chamapesa/stat…
Chamapesa@Chamapesa
5/14 "You can exist outside the banking system and you are still accessing all the financial services you'd access from a bank" @pesa_africa #banksarefaceless
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Kenyan Crypto Boss 👇 twitter.com/pesa_africa/st…
Kioneki@pesa_africa
A journalist asked me what i thought about Kenya's blockchain taskforce recommendation to have a Central Bank Issued Digital Currency Here is a lesson from Ecuador's attempt Tldr: great idea on paper, harder in practice. Likely to fail
Indonesia
TIL (through lurking on the @Chamapesa telegram ch) that China is going through a bubble burst in its #p2p lending market which is very similar to the #chama space (@iang_fc)
t.me/chamapesa
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[6 mins video] Social savings provide mutual incentives @tkanet
youtu.be/YUnqcUqrrNE #coop #chamapesa #bitcoin
YouTube
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The story banks don't want you to know #socialsavings
Considered reflections from researcher & Kenyan crypto boss @pesa_africa
Chamapesa@Chamapesa
2/14 "The story that's never told: people have also found ways to bank themselves outside of the banking system" #socialsavings
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'Chamas are people who decided not to wait for anyone. They want to make a savings plan. They are looking for tools to do it. If you give them that tool, they will take it.' @tkanet @rhian_is
chamapesa.com/articles/drivi… #bitcoin #biashara
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Drama ☑️ Stats ☑️ Lurking on the Chamapesa telegram ch also offers UX implementation advice.
"Some of the app features are relevant for most of east africa right out of the box"
@pesa_africa @DanfordShadrack
t.me/chamapesa
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SN theories aside. Lurking in the @Chamapesa telegram ch also leads to the numbers (from @kendo451) The #chama savings market in #Kenya is 1.2 mn groups managing $8 bn in assets w/ annual tx vol of about $30 bn.
This has doubled in value since 2011.
t.me/chamapesa
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The perks of lurking in the @Chamapesa telegram group is that you may come across SN 🤣 #cameforthetechstayedforthedrama
t.me/chamapesa
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Eesti
How and why #mpesa succeeded where big financial institutions failed? The chamapesa documentary in 14 tweets.
Chamapesa@Chamapesa
The Chamapesa documentary in 14 twideos - video/tweets (we'll release 1 per day to spare the spam). 1/14 How and why #mpesa scaled where traditional banks couldn't? Agent network. Low KYC requirements.
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When it comes to mobile credit, China&East Africa are years ahead of the Americas&Europe. Not so much in Crypto, but the open mindset is. twitter.com/pesa_africa/st…
Kioneki@pesa_africa
"Took me quite some time to fully internalise this: The majority of innovation today (culture, tech, service & business models, etc.) is coming from and happening in non-western markets (asia, africa, etc.). Not a fluke, but indicative of a larger global shift. Plan accordingly."
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