dev
24 posts




Billions (plural)

Consuming knowledge, wide and deep, makes you out-think everyone. But practicing your knowledge gives you new knowledge and that makes you out-run everyone. Do this in a loop and you will be unbeatable in your field.

People think ₹2.5 lakh/month in hand is freedom. Let’s do the math in an Indian metro. ₹2,50,000 in hand ₹60,000 rent (decent 2BHK, not luxury) ₹20,000 groceries + food ₹15,000 utilities, internet, phone, maintenance ₹20,000 parents support / family obligations ₹25,000 school fees / education planning (or future EMI buffer) ₹15,000 transport, fuel, cabs ₹20,000 medical, insurance, emergencies ₹15,000 social events, festivals, gifts ₹20,000 basic investing (EPF, MF, NPS) You’re left with ~₹40,000. That’s not freedom. That’s just a small margin. And this is without: • Home loan EMI • Kids’ coaching / college planning • Aging parents’ medical expenses • One bad health year • Job loss buffer In Indian companies, ₹30–40 LPA sounds huge on paper. In real life, with a family, it mostly buys stability, not freedom. Freedom is: • 12–18 months runway without stress • Ability to say no to toxic work • Medical issues not wrecking finances • Choices driven by values, not EMIs ₹2.5L/month is a great milestone. But don’t confuse comfort with independence. Change your goals. Build assets, not just income. Learn skills, earn, invest, re-invest. At least that's what we do at @0xffdevs











