Fellow

@santiagoroel We firmly agree

Over 50% of all retail banking deposits sit in non-interest bearing checking accounts You read that right. Over half of all retail deposits earn zero interest while banks profit on their deposits Stablecoins (programmable money) will fundamentally change banking and consumer finance Stablecoins will collapse 3 banking products into one: checking, savings and money market account. They simplify the customer experience Customers should earn interest on their deposits. Most don’t know any better. Financial literacy won’t improve overnight - instead programmable money will make sure customers automatically enroll into these programs so their money works for them Banks won’t like it but they’ll have no choice but to adapt…

The future of money is connected. @paywithfellow is building the mobile-native layer to move value seamlessly across wallets, banks, and apps. Stablecoin payments, sent as easily as a text. Protected by Privy.

1/ Announcing @paywithfellow — a global router for your financial life. Move money instantly between any wallet, bank, or app. Apple Pay to Coinbase, Phantom to your bank — all with immediate settlement via text.

@USDC Transferable anywhere with @paywithfellow

Fill in the blank. USDC is ____