stephen mallowah

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stephen mallowah

stephen mallowah

@smallowah

The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn - Alvin Toffler

Nairobi, Kenya เข้าร่วม Ekim 2009
187 กำลังติดตาม2.4K ผู้ติดตาม
stephen mallowah รีทวีตแล้ว
TripleOKLaw LLP
TripleOKLaw LLP@TripleOKLawLLP·
Beyond a dual Legal 500 recognition is the breadth of expertise that makes it possible & the commercial instinct that ties it together. Legal 500 2026 has recognised @smallowah as a Recommended Lawyer in both Banking, Finance & Capital Markets & Commercial, Corporate & M&A.
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stephen mallowah รีทวีตแล้ว
TripleOKLaw LLP
TripleOKLaw LLP@TripleOKLawLLP·
African REIT Conference 2026 | Reflections from the Room @smallowah, Partner & Head of Climate Change & Sustainability, led the panel on ESG, Sustainability & Climate Finance, unpacking what it truly takes to move African REITs from intention to investable reality. #SeeBeyond
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stephen mallowah
stephen mallowah@smallowah·
Navigating Nairobi Saturday traffic makes you wonder whether buying a Toyota Prado in Kenya come with an optional lobotomy
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stephen mallowah
stephen mallowah@smallowah·
business/regulatory innovation. This way, the new statute would expressly harmonise with the Constitution, the Law Society of Kenya Act, the Legal Education Act, while leaving operational detail to regulations rather than hard-wiring obsolete procedures into primary legislation.
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stephen mallowah
stephen mallowah@smallowah·
My overall assessment is that the most sensible reform path would be to replace Cap. 16 with a single modern Legal Profession Act organised around six pillars: admission and training; licensing and status; entity regulation; conduct and discipline; client protection;
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stephen mallowah
stephen mallowah@smallowah·
I have just gone through a report on Policy and Legal Reforms of Various Acts and Regulations concerning Advocates in Kenya, to be discussed at the @lawsocietykenya general meeting on 27th March. I'm sorry, but this is not it. The Advocates Act requires a root and branch reform.
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stephen mallowah
stephen mallowah@smallowah·
I'm not an idiot, I'm aware the transmission is not 1:1 mechanical, but the dishonesty is lowering the base rate while increasing the margin rate and adding a risk premium rate to arrive at a 0.25% drop in rate. Translating to KES 252 pm, a 0.19% saving. Not all thugs are in GoK
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stephen mallowah
stephen mallowah@smallowah·
Kenyans like keeping the government honest but give the private sector an easy pass even when they behave equally disgracefully. This Tier 1 bank emails me 6 times about an interest rate change. CBK has over 12 months lowered the CBR by 2.5%. The bank rate change? 0.25% @CBKKenya
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stephen mallowah
stephen mallowah@smallowah·
I really hope this is the last time @LawSocietyofKe uses this primitive system of voting. Every other professional body has gone electronic. The sheer amount of paper and human resource involved doesn't reflect well on LSK's green credentials and reputation
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stephen mallowah
stephen mallowah@smallowah·
@BRS_Kenya do you have service level commitments for processing applications? I have noted a significant slowdown in turnaround times in the last few months. Processes that would be complete in a few days are now taking weeks!
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stephen mallowah
stephen mallowah@smallowah·
I'm normally a sceptic on conspiracy theories around being fleeced by utilities, but how do I explain how my house was empty for 15 days in December with all appliances off but the @KenyaPower_Care bill is higher than for November , but @NairobiWater is less than half of Nov?
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stephen mallowah
stephen mallowah@smallowah·
@TheKenyaBankers you have updated the app so members have no visibility of transactions in real time and can no longer access historic statements as only balances are reflected. I have serious concerns about this engineered opaqueness. The AI chatbot is also exceedingly unhelpful
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stephen mallowah
stephen mallowah@smallowah·
This puts into perspective ongoing debate in Kenya about privatization, divestiture, Sovereign Wealth Fund, Infrastructure Fund, PPP programs, securitization - any myriad of public policy choices. All policy choices must be corruption driven - no other rational explanation exists
Sizwe SikaMusi@SizweLo

After a few years of writing on South Africa’s economic and social stagnation, I’ve learned something: people don’t want to know why things happen. They want to know who is responsible. For example, when I wrote about how Eskom’s problems stem from its commercialisation in the 1980s, how restructuring a utility for profit created the very incentives that make looting rational, my readers yawned. That wasn’t the story they wanted to hear. They needed the reason for Eskom’s struggles to be greed and incompetence instead of policy. This pattern repeats everywhere. If you suggest that deindustrialisation and financialisation explain the country’s stagnation better than government failure, you’ll watch people’s eyes glaze over. But if you mention a corrupt tender, an incompetent minister, a stolen billion, now you have their attention. All of this is because moral explanations are emotionally satisfying in ways that structural ones can never be. Moral expositions offer the clarity of heroes and villains, devils and angels. They suggest simple solutions: fire the corrupt, put the thieves in orange jumpsuits, and elect better leaders. This is human and satisfying because it turns chaos into a relatable story: There’s a thief, catch him. On the other hand, structural explanations do the opposite. They’re abstract and involve everyone. They suggest that, often, what many observers see as “good policy” might have negative effects and hint that we’re all embedded in systems that reward certain behaviours regardless of individual integrity. Most of all, they offer no easy fixes and no satisfying release of punishment. Because what if the theft was made possible long before the thief arrived? What if the system itself was quietly redesigned over the years to turn public goods into private loot? What if the problem isn’t just who stole, but why stealing became so easy, so profitable and so normalised? I once thought that if I could clearly explain the structural causes, people would understand. Now I realise the resistance isn’t only intellectual, it’s also psychological. People need culprits because such culprits can be publicly shamed and even removed. But in reality, for any change to happen, systems have to be transformed, and transformation is uncertain and often exceedingly complex. When I write about deindustrialisation or financialisation, I’m pointing to why. And I’ve noticed how often the response is polite impatience: “Yes, but who’s to blame today?” This is why mainstream media gives people what they want: corruption scandals, government failures, incompetent officials. Not because journalists are stupid or compromised, they mostly are, yes, but also because that’s the narrative frame that resonates with the public. It gives them someone to blame. And here’s the strange part: many people who consume and parrot these narratives don’t even trust the media delivering them. This explains why they get excited and feel validated when they hear the same things from a different source, like an independent journalist or analyst, one that makes them feel like independent thinkers rather than passive consumers of mainstream narratives. At a theoretical level, there’s a deeper pattern at work here, one that the philosopher René Girard spent his career examining. Girard argued that when societies face crisis and unbearable tension, they instinctively resolve it through scapegoating: the community unites by directing all its anxieties and frustrations onto a single figure or group. The scapegoat doesn’t have to be innocent. They might actually be guilty of something, but their guilt becomes vastly inflated to carry the symbolic weight of everything that’s gone wrong. This is precisely what’s happening in South Africa’s public discourse. The crisis is real: economic stagnation, mass unemployment, infrastructure collapse, deep inequality. These create unbearable social tension. But their causes are complex and systemic: colonial extraction, Apartheid’s spatial and economic architecture, global financialisation, policy choices spanning decades and governments, and the behaviour of both public and private actors. These causes implicate everyone, offering no clear villains and no gratifying resolution. Enter the scapegoat mechanism: Rather than face that complexity, the collective focuses blame on identifiable culprits: corrupt officials, cadre deployment, state capture, incompetent ministers. Are these people actually corrupt or incompetent? Often, yes. But their failures become the explanation for everything, bearing a weight far beyond their actual role. They become vessels for all our rage and disappointment. Notice something crucial here: the corruption narrative unites almost everyone. Business leaders, academics, opposition politicians, and even many ANC supporters all agree on blaming “the corrupt.” This unanimity should make us suspicious. When everyone agrees on who the villain is, you’re likely witnessing scapegoating rather than analysis. Real structural analysis is politically divisive precisely because they implicate different actors differently and require us to examine our own complicity. The scapegoat mechanism explains why structural explanations feel so threatening. When I write about how Eskom’s commercialisation created incentives for looting, or how financialisation extracts value from the productive economy, I’m essentially saying: “It’s not really the scapegoat’s fault, or not mainly.” Even if this is analytically correct, it’s psychologically intolerable because it removes the mechanism by which society manages its crisis. I’m asking people to face the void again, to sit with complexity and ambiguity and their own implication in broken systems. The scapegoating mechanism obscures the structural violence of how the economy is organised, who owns what, how financialisation extracts value, how global capital flows work, and how privatisation and commercialisation create opportunities for looting that didn’t exist before. These uncomfortable truths get buried under the satisfying simplicity of “bad people did greedy things.” So we end up with a discourse that’s endlessly rich in righteous outrage but structurally impoverished. We know just about every corrupt official by name, but can’t really explain why corruption is systemic. The country stays stuck, but at least we know who to blame. And perhaps that’s the point. The scapegoat mechanism just makes the crisis bearable by giving it a face, a name, a simple story. The masses get the emotional satisfaction of moral clarity without the difficult work of structural transformation. Until we’re willing to move beyond the search for culprits and sit with the discomfort of systemic causation, we’ll keep having the same conversations, blaming the same types of people, and wondering why nothing fundamentally changes.

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stephen mallowah รีทวีตแล้ว
Interesting Universe
Interesting Universe@InterestingUni·
In Japan, cleanliness isn’t just a duty it’s a reflection of their culture and identity. 📹insightgemz
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stephen mallowah
stephen mallowah@smallowah·
@WehliyeMohamed Steve Biko famously stated that the oppressor's most potent weapon is the mind of the oppressed.😏
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Mohamed Wehliye, MBS
Mohamed Wehliye, MBS@WehliyeMohamed·
If a foreigner commits a crime in other countries including those in western democracies, you serve time for the crime and then get deported. Why are we deporting someone facing assault charges, caught with drugs and we saw him spit on a police officer? Why the favour? Madness!
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Prairie Builders Group 𝕏
Prairie Builders Group 𝕏@PrairieBuilders·
This building is in Westlands. Whoever designed it must be a very bold architect
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stephen mallowah
stephen mallowah@smallowah·
@KURAroads so traffic cops are ignoring motor vehicles using the NMT corridor on Cotton Ave between Oloitoktok & Dennis Pritt. All trees destroyed, bollards removed and the pavement that was never designed for cars is now damaged. We don't deserve good things @NPSOfficial_KE
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