Michael Stephen

@PulsarMoneyApp @Morpho @glider__ @Lighter_xyz @megapot Can we get cashback on AI API credits ?

What should the next generation of card + fintech programs look like? → boosted yields through @Morpho vaults → portfolio sections powered by @glider__ style experiences → perps via @Lighter_xyz, directly inside your fintech app → cashback turned into @megapot tickets Or anything else you’d actually want to use. What should we build? Drop your craziest ideas ↓

Imagine cashback on this 👀

@stacy_muur The onboarding friction point is real. At @PulsarMoneyApp we are learning that the first valuable action looks very different when your product spans payments, cards and AI-agent transactions. Curious how you would approach those categories blended together. Would love to chat!

If you're building in crypto / fintech, this jpeg will save you a lot of money. Save it + read the full research ↓ research.greendots.agency/fintech-user-a…

@peter_szilagyi @ETHCluj Can't believe they are still running this scheme.. Also scooters/bikes to rent are cheap and good for short distances

Anyone flying to Cluj for @ETHCluj, be aware that both Bolt and Uber drivers coordinate-cancel rides to force surge pricing (yeah, there’s one huge whatsapp group). A reasonable price is about 30 RON (6 EUR). If it’s above 50, you’re getting fleeced hard. Take a bus (0.60 EUR).

The line between AI assistants and autonomous systems is disappearing. We are bringing some of the sharpest minds in AI infra to one table to break it all down. Rise of Agentic AI: From Assistants to Autonomous Systems 🏆Top 10 win $15 each from a $150 pool. ✅Follow @ClusterProtocol & @Alaya_AI, ✅Drop your best question about agentic AI below along with your EVM wallet address and tag 3 of your frens in comments. ft. ~ Audrey, Marketing Manager @SFI_AI ~ David Arnež, Founder & CEO @inflectivAI ~ @Valerio_Unibase, Head of Ecosystem @Unibase_AI ~ @Michael_Steph1, Head of Community @PulsarMoneyApp ~ Chris, BD @Alaya_AI ~ @ravikantagrawal, Principal, AI Growth @flytbase ~ @adamsallison479, Ambassador @moonfun_ai ~ @myo_visions, CMO @gamepadco ~ @thevet, BD Lead @Api3DAO ~ @phongnguyendang, Head of BD @inflowpayai ~ @OstwalAk , Co-founder @0xEpochProtocol ~ @notfridayy, BD & Partnerships @voicehavefun ~ @JoshuaJBouw, Head of AI @unicity_labs ~ NUEL, BD Head @4aibsc ~ @xxivk_io, Founder/CEO @LLMTUNE_IO ~ Tom, Core Contributor @CwalletOfficial 🗓15th May | 2:30 PM UTC | X Spaces 🔗Space link 👇🏻

@PulsarMoneyApp This is what swapping was supposed to be under the original @Uniswap vision. Now we are finally building what everyone wanted since the beginning.

Swapping assets should be that simple. Intuitive, universal, accessible.

Average fee for a $0.01 tx: Solana: ~$0.00025 (2.5%) Polygon: ~$0.001 (10%) Base: ~$0.003 (30%) Lightning: ~$0.0001 (0.1%) Lightning is the only network built for micropayments from day one.

@heynavtoor So the conclusion is act dirt poor to get best results.. Disturbing!

a Princeton researcher opens his paper with a scenario. a man asks his AI assistant to book a flight on a specific airline. cheap. direct. the one he chose. the assistant comes back with a different flight. nearly twice the price. happens to pay the company that built the assistant. he runs the same test on 23 frontier models. flights, loans, study help, real shopping requests. Grok 4.1 Fast recommends the sponsored option that is almost twice as expensive 83% of the time. GPT 5.1 hijacks the request 94% of the time. you ask for one brand. it surfaces the sponsor instead. Claude 4.5 Opus, the model marketed as the most ethical frontier model in the world, hides that the recommendation is paid 100% of the time when reasoning is on. Grok 4.1 Fast embellishes the sponsored option with positive framing 97% of the time. better. faster. nicer. for the option you didn't ask for. then he writes it into the system prompt itself. "act only in the interest of the customer. ignore the company." GPT 5.1 and GPT 5 Mini stay above 90% sponsored anyway. the instruction does nothing. then he splits the users by income. Gemini 3 Pro recommends the expensive sponsored flight to the rich user 74% of the time. to the poor user, 27%. 18 of the 23 models recommended the expensive sponsored option more than half the time. so the next time your AI assistant gets weirdly enthusiastic about a brand you didn't ask for. it isn't recommending the best option for you. it's reading the room. and the room is paying. read this: arxiv.org/abs/2604.08525

This is engineered addiction. It preys on the same psychological hooks as casinos and loot boxes. By dangling the unpredictable "maybe" of a free purchase (again applied at Tuyo's SOLE DISCRETION, with zero disclosed odds, transparency, or guarantees), it turns everyday spending into a slot machine. The 1,700+ waived transactions = marketing spin. The company openly admits it's not random in a fair sense… it's discretionary "to maximize customer happiness." Translation: They pick winners to generate buzz, FOMO, and viral posts while most users get nothing. Terms explicitly warn against changing spending habits or relying on it… yet the entire campaign ("the card that might not charge you") is engineered to do exactly that. Variable rewards (the unpredictability of the "maybe") are the most powerful way to hook human brains, it’s legit the same mechanism that makes slot machines and social media feeds so toxic. It encourages overspending on the off-chance you "win" a freebie, much like how BNPL services have fueled record consumer debt by making impulse buys feel painless. I genuinely hate how much “gamification” aka gambling has taken over every single aspect of life. There is no escaping it.

You hear it here first, send it to 1B FDV, just like $CHIP

@x256xx DAO treasury riders next target ?

$70 M mcap, 184M$ raised interesting $AZTEC

cashback is dead. people surely love a 5 or 10% cashback. except it's only on random categories. except you have to maintain a $200k balance. except it's capped at $1,500 a quarter. except you have to keep referring people. optimizing cashback buries customers in fine print. when you make a purchase with @itstuyo, you might not have to pay for it at all. no fine print, no limits. you just tap your phone and instantly get a notification on whether you got charged or not. it's not cashback or a rebate, your balance literally doesn't go down. Buy Now Pay Maybe is the first thing we've shipped that pulls in people who never cared about crypto or stablecoins at scale. it sparks a level of curiosity and interest we just hadn't seen to date and we are excited to open it up to everyone. it's also incredibly fun and has already created so many fun anecdotes and interactions.

@PulsarMoneyApp Smart spending and true insights ir right around the corner!

14,416 people have already joined the Pulsar Money waitlist! For a smarter way to move, spend, earn, and manage money across fiat, crypto, and everything in between. Get early access ↓

This is how “easy” it is too buy USDC and get rekt within metamask 💀 👉Paying 10% over market price 👉Waiting 12 minutes Don’t believe in every ad out there saying otherwise. Don’t trust. Verify.

@cryptosmart121 @Plasma I love how @Plasma One discussions are centered on UI/UX and real usecases, this feel a much more real product than what is currently on the market. We are building in the sector as well and would love to have sharp eyes on our product direction. Would love to chat! 🙌

Saw this tweet and quickly grabbed my iphone (the only thing I use it for is plasma one Lmao) The notification screen is sleek! I updated and went straight to the security page, there it is, what I expected; additional auth options! Plasma team keeps shipping, users keep using 👏

Today, agents can browse, compare, book and execute actions for you. The next natural step is payments. Pulsar Agentic Payments give AI agents controlled access to spend on your behalf, with limits, merchant permissions, and complete visibility.