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The Practical Investor
173 posts

The Practical Investor
@PlanGrowThrive
Finance enthusiast writing about the money stuff most families were never really taught. Retirement, college, investing. Not financial advice.
Sumali Temmuz 2024
5 Sinusundan14 Mga Tagasunod

🇺🇸 These charts tell the story of the last few hours
Nasdaq down 4.77%, S&P 500 down 2.64%
Both had been climbing on one core thesis: Trump controls the outcome, a deal is close, and the war stays contained.
Trump told the FT "I call all the shots, Netanyahu has no choice." Markets briefly believed him. S&P futures turned green on that quote alone.
Then Netanyahu struck Iranian targets anyway. Iran responded with ballistic missiles at Israel. The deal that was supposedly nearing the finish line is now sitting under active missile exchanges.
Trump's words moved markets up. Reality moved them back down.
The gap between those 2 things is the entire trade of 2026.
Source: Trading View / Writer: Oliver


Mario Nawfal@MarioNawfal
🇮🇱🇮🇷 MISSILES REPORTEDLY INTERCEPTED
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@MsVeilMoney Unbothered. Moisturized. Happy. In my lane. Focused. Flourishing. Ready for open. 💹
GIF
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Dreaming of the stock market opening tomorrow:
GIF
Insider Wire@InsiderWire
#BREAKING: Iran reportedly launches more missiles toward Israel.
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@DearS_o_n Being judged by people with car payments is not a real problem.
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@AlanAnnenberg @creativeburne Did you just read the Creature from Jekyll Island or something? It's going to be ok. Promise. Thanks for your input.
GIF
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@PlanGrowThrive @creativeburne You believe the CPlie? You realize the Fed doesn’t work for the American people? The Fed is a private entity from a consortium of banks. You can’t believe a word the Fed spouts to the American public. Google the Reality Index. You will be shocked.
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@rektfencer I know what's going to happen:
9am: Trump: "Iran deal this afternoon"
4pm: "S&P new all time high"
6pm: "Iran bombs Israel"
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@Danny_Crypton On the bright side, this would certainly represent a solid buying opportunity.
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🚨 WARNING: MONDAY COULD BE THE WORST MOMENT OF 2026!!
Make sure to take a look at this before June 8, that’s tomorrow.
The $SPCX IPO is coming on June 12.
And markets open this Monday, June 8.
This is the first real trading week before one of the biggest IPO events in market history.
SpaceX is expected to go public at around $1.75 TRILLION to $2 TRILLION valuation.
That one number explains everything.
Because money does NOT appear from nowhere.
If funds want to buy $SPCX, they need cash.
And where does that cash come from?
They sell what they already own.
Stocks will dump.
Crypto will dump.
High beta tech will dump even harder.
This is NOT just an IPO.
This is a liquidity drain.
Everyone sees the Elon hype.
Almost nobody sees the forced selling.
There are only a few ways this goes from here, and they are NOT equal.
- LIGHT SHOCK: funds sell small positions, stocks get hit first, crypto follows, then markets try to stabilize.
- HEAVIER SCENARIO: funds raise cash before June 12, high beta tech dumps, Bitcoin loses support, and retail gets trapped.
- WORST CASE: everyone rushes into $SPCX at the same time, liquidity disappears from crowded trades, stocks dump HARD, crypto gets hit first, and people get liquidated.
That last one is the REAL danger.
Because none of this is happening in a vacuum.
Stocks are already crowded.
Crypto is already weak.
Liquidity is already getting worse.
And now one of the most hyped IPOs in history is about to absorb even more money.
Now connect the dots.
If everyone wants $SPCX, they need dollars.
To get dollars, they sell assets.
And when everyone sells at the same time, markets do NOT dip slowly.
They dump.
This is NOT a theory.
The $SPCX IPO is June 12.
Markets open Monday, June 8.
And this is when positioning starts.
Markets are NOT pricing the liquidity drain now.
But they will.
I usually do the opposite of what the masses are doing.
Reminder: I’ve called all the market tops and bottoms for the last 15 years, including the Bitcoin bottom at $16,000 and the top at $126,000.
The next call will be even more important.
When I exit the markets completely, I’ll post it here publicly like I always do.
Turn notifications on. If you’re not following yet, you’ll understand why that was a mistake later.
Kalshi Finance@Kalshi_Finance
BREAKING: 90% chance Elon Musk becomes a trillionaire this year
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@QC_Capitals With $10k I'd be good with concentrated risk vs indexes in things like semis, photonics, quantum, drones, robotics, space, etc.
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@QC_Capitals Are you asking if $NOW is a good time? boom 🔥
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@robertoblake But you wrote a whole book. I was helping you out.
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@PlanGrowThrive I literally said that…
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🔥 HOT TAKE… FREEDOM INCOME…
$20K/month is optimal for being single or in a dual income relationship where kids aren’t a factor yet…
You can live in an existing city and/or afford to travel full-time or part time with that kind of money…
Since 1-3 months of income can fund solo travel…
If as a couple you both make that or close to it, then it’s really easy to upgrade that travel if you share the rent/mortgage on a primary residence.
For just about anyone under 30 and not married, it’s the sweet spot in terms of income.
—-
That number is very different if you have family dynamics outside of that.
If you have children and/or married or you are like many firstborns and take care of the family…
That number has to go up considerably to buy anything resembling real freedom and options.
Particularly if you have small children, aging parents, or are a caregiver in any capacity.
You can still do quite a lot with that number…
But under 30… single (unmarried) making $20K to 30K per month is unlimited freedom…
I would say over 30 and with any sort of family, unlimited freedom equivalent is going to run you $30k to $50K a month…
40s I would say $40K to $60K per month…
But in your 50s I would argue it comes back down as your children depend on you less, and your elders are unfortunately gone…
And ideally at that point you paid off a primary residence. So it likely comes back down to around $10K to $20K a month if you carry no debt.
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@AlanAnnenberg @creativeburne Why? Even during covid we didn't hit 8% inflation. I'm comfortable with the figures.
I stand by them, people do not NEED 1.6M to retire.

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@PlanGrowThrive @creativeburne Factor in 8 % inflation and tell me whether you will be comfortable.
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@abugarcias @Barchart Rejection, to re-test.. my man!
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@BullTheoryio I see gravity works internationally as well
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