CSQ

Personalization is supposed to make our lives easier, helping us discover what we love, faster. But at what point does it stop expanding our world and start limiting it? I call this the Personalization Paradox, a challenge I break down in my latest @CSQMag feature. AI-driven recommendations are incredibly powerful, but if we’re only being shown what we already like, are we really growing? Are brands really innovating? The future of personalization isn’t just about relevance. It’s about introducing consumers to new ideas, unexpected opportunities, and fresh perspectives that push them forward. I dive into strategies brands & commerce leaders can implement right now to break out of the echo chamber and create personalization that drives both engagement and discovery. 📖 Read the full article here: csq.com/2025/02/person…

In technology and tech-enabled services, the first 30 years are the hardest. @TransPerfect is a 33-year-old industry leader that operates with the entrepreneurial spirit of a tech start-up. “Bring innovation to your clients or someone else will,” is a motto our teams live by—and we owe everything to our clients, and the trust they place in us to continually raise the bar. Thanks to @CSQMag for the candid discussion on our past, present, and future—and how we stay on top of whatever comes next. csq.com/2025/01/growin… #Entrepreneurship #Innovation #Technology #Leadership

Listen to @AnoushehAnsari, the Visionary #CEO of @xprize, discuss her journey from entrepreneur to space traveler to solving the world's biggest problems on Inside the C-Suite with @davidwurth_ . creators.spotify.com/pod/show/c-sui…

Got to interview @BlazeNoCode’s amazing investor @adrianfenty of @MaCVentureCap for @CSQMag! Incredible story of going from being D.C.’s youngest major to then raising a $111 million VC fund: csq.com/2024/09/tales-…

@NickyKuz @MLB PLYRapp.com

"OBL isn't a platform to hold players from their game, feel free to release who you are" - Tracy Mcgrady🗣️ @Tmac_213 @OBLhoops @gensler_design #insidethecsuite #visionaryspeakers #genslerlosangeles #oblhoops

"Tracy's design for OBL is a league designed for Gen Z. Gen Z is a digital consumption native and basketball is the sport that's over indexed." -Jeffrey Pollack 🔈 @OBLhoops @gensler_design #insidethecsuite #visionaryspeakers #genslerlosangeles #oblhoops

"Different games, bring different drums. That's what One's Basketball League is all about" - Tracy Mcgrady🗣️ @tmac213 @OBLhoops @gensler_design #insidethecsq #visionaryspeaker #genslerlosangeles

"We launched the Sports Business Journal in 1998, and that started my career in sports" - Jeffrey Pollack 🔊 @OBLhoops @gensler_design #insidethecsuite #visionaryspeakers

“I know that there’s a pool of talent out there that nobody knows about,” said @Tmac_213🗣️ Read more about creating @OBLhoops and the great minds behind it! @CSQMag @grantjohnson_5 shorturl.at/fJUZ1

Despite the Downturn, Raise Your Seed Round in the U.S. csq.com/2023/04/joseph… via @csqmag

@donnelly_brent @BillAckman @SVB_Financial @jpmorgan @Citi MBS, nice try bloomberg.com/news/articles/…

SIVB used low lending standards to attract unprofitable tech cos then took their deposits and gambled on MBS. You want to encourage that again next cycle? A bit of short term pain is necessary. Everyone knew the 250k rule and they ignored it so they could get preferential loans to fund their unprofitable moonshots. Bubbles burst and the gamblers get ruined. That’s capitalism.

The gov’t has about 48 hours to fix a-soon-to-be-irreversible mistake. By allowing @SVB_Financial to fail without protecting all depositors, the world has woken up to what an uninsured deposit is — an unsecured illiquid claim on a failed bank. Absent @jpmorgan @citi or @BankofAmerica acquiring SVB before the open on Monday, a prospect I believe to be unlikely, or the gov’t guaranteeing all of SVB’s deposits, the giant sucking sound you will hear will be the withdrawal of substantially all uninsured deposits from all but the ‘systemically important banks’ (SIBs). These funds will be transferred to the SIBs, US Treasury (UST) money market funds and short-term UST. There is already pressure to transfer cash to short-term UST and UST money market accounts due to the substantially higher yields available on risk-free UST vs. bank deposits. These withdrawals will drain liquidity from community, regional and other banks and begin the destruction of these important institutions. The increased demand for short-term UST will drive short rates lower complicating the @federalreserve’s efforts to raise rates to slow the economy. Already thousands of the fastest growing, most innovative venture-backed companies in the U.S. will begin to fail to make payroll next week. Had the gov’t stepped in on Friday to guarantee SVB’s deposits (in exchange for penny warrants which would have wiped out the substantial majority of its equity value) this could have been avoided and SVB’s 40-year franchise value could have been preserved and transferred to a new owner in exchange for an equity injection. We would have been open to participating. This approach would have minimized the risk of any gov’t losses, and created the potential for substantial profits from the rescue. Instead, I think it is now unlikely any buyer will emerge to acquire the failed bank. The gov’t’s approach has guaranteed that more risk will be concentrated in the SIBs at the expense of other banks, which itself creates more systemic risk. For those who make the case that depositors be damned as it would create moral hazard to save them, consider the feasibility of a world where each depositor must do their own credit assessment of the bank they choose to bank with. I am a pretty sophisticated financial analyst and I find most banks to be a black box despite the 1,000s of pages of @SECGov filings available on each bank. SVB’s senior management made a basic mistake. They invested short-term deposits in longer-term, fixed-rate assets. Thereafter short-term rates went up and a bank run ensued. Senior management screwed up and they should lose their jobs. The @FDICgov and OCC also screwed up. It is their job to monitor our banking system for risk and SVB should have been high on their watch list with more than $200B of assets and $170B of deposits from business borrowers in effectively the same industry. The FDIC’s and OCC’s failure to do their jobs should not be allowed to cause the destruction of 1,000s of our nation’s highest potential and highest growth businesses (and the resulting losses of 10s of 1,000s of jobs for some of our most talented younger generation) while also permanently impairing our community and regional banks’ access to low-cost deposits. This administration is particularly opposed to concentrations of power. Ironically, its approach to SVB’s failure guarantees duopolistic banking risk concentration in a handful of SIBs. My back-of-the envelope review of SVB’s balance sheet suggests that even in a liquidation, depositors should eventually get back about 98% of their deposits, but eventually is too long when you have payroll to meet next week. So even without assigning any franchise value to SVB, the cost of a gov’t guarantee of SVB deposits would be minimal. On the other hand, the unintended consequences of the gov’t’s failure to guarantee SVB deposits are vast and profound and need to be considered and addressed before Monday. Otherwise, watch out below.

Dr. James Chao, founder of Prime Aesthetics Group—and partner with @BotchedTV’s @DrPaulNassif—on his disruptive take on the plastic surgery industry, raising capital and a successful expansion during the pandemic. My Q&A in @CSQMag. #plasticsurgery #ipo csq.com/2023/01/a-beau…

How I’m Creating a Luxury Brand—by Starting Small csq.com/2022/12/andrew… via @csqmag

With giving season approaching, #EthosGiving founder outlined key q's to help you develop your best philanthropic strategy. Key Questions for Year-End Philanthropic Giving: Whether You Are a $5 Annual Donor or Multibillion-Dollar Corporation csq.com/2022/12/emily-… via @csqmag

The first @horizenlabs sidechain launched earlier this year. Our second, an #EVM, is in testnet. We believe there will be hundreds of chains in #Horizen's ecosystem. @hlv_xyz co-founder @Crypto_Counsel shares Horizen Labs' vision and more w/ @CSQMag bit.ly/3iI8T3i

For most, the transition from college to the workforce isn't smooth. After nearly 10 years of hiring, training, and mentoring recent college grads, Nathan Miller shares three tips for individuals entering the workforce a in a recent @CSQMag article. lnkd.in/dXgej83E

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Overall, people leave a workplace for one important reason: Their company isn't (or perhaps is no longer) a human-centered organization. Here are the top strategies for keeping talent during culture shifts and crises: cielo.ly/ZpTv50LGfjh (via @CSQMag)