Pingu's Snowball ❄️ 🇬🇧

Here's where all the magic happens 👀 WFH I think it's really important you do everything you can to create the right environment for you to be productive and enjoy your job. 🙌 $SMSN @Samsung UW G9 Neo Odyssey doing bits. 😈 Whiteboard for important tasks for the day. ✅️ And a fridge for a cheeky energy drink on tap. 😂👀 I can have multiple applications open at once for multi tasking, secondary screen hooked up to my personal rig to keep an eye on the markets, you lovely lot, and run YouTube/Spotify in the background. 👍 What's everyone elses WFH and investment set up look like? 🐧

@layeredstacks Thank you mate 🙌

@PinguStacks Respect 👊

I've earnt my stripes 🫡 People outside the $BTC maxi space right now are capitulating like mad, selling their bags and calling it dead. I've seen this play out time and time again, human psychology never changes. Let me take you through my journey... My first $BTC came from NiceHash mining all the way back on January 22nd 2018. Back then you could mine profitably with your graphics card... I had my electricity bill included in my rent at the time (oops don't tell the landlord), so it was literally free sats. Price was £7,641 per coin. I had watched the peak euphoria in late 2017 which brought it to my attention... to then watch it drawdown 85%, from approx. £15,000 to £2,500, give or take. My first purchase, a grand total of £50, was made on March 18th 2018, £5,953 per coin. The wheels were in motion, I was converted to the idea of a decentralised sound money; a store of value that cannot be inflated or taken away from you, that required no central intermediary. Digging through the archives I found my best ROI purchase, £100 spent on 7th February 2019, with a BTC price of £2,617. 0.0367BTC for £100, can you believe it? Even today with the market in a bloodbath that's now worth £1,617, a 1600% return. You see, when you've weathered the storm of multiple crashes, you build conviction and resilience. This is not new to me, I have become comfortable in environments like this, history might not always repeat, but it certainly rhymes. From buying at £2,617 per coin, to seeing it rise to an ATH of £93,529, I've been through it all. The time is now where generational wealth can be made. This $BTC thing isn't going anywhere, the fundamentals have never been better, you are not bullish enough. Do with this information what you will. 🫡🐧

Nah no loans above 100k from what I remember, I think maybe just below was the highest... but honestly its mainly been MSTR thats the problem.. evencthough BTC was doing fine, I rode mNAV down from like 2.3 to 1, it crippled my profits 😂 $MSTR trading at $120 though with 840K BTC is a bloody steal imo, tax free in ISA, and prior ATH was $550... with like over 200K less BTC lol

@PinguStacks yeah i bought some btc at about 120, im always buying tbf ooof btc to mstr. personally i could never. but i doubt you took loans out above 100k x.com/tkzXBT/status/…

Time to rustle some feathers, this ones going to have a very divided opinion I can tell already 😂👀 Who's ready for some more transparency and insight into a degen gambler? 🤓 I have utilised £45,330 worth of debt via 0% CCs and low interest bank loans, to accumulate my current portfolio NW of £72,365, as of today's price 💰 3.54% effective interest rate across debt obligations ✅️ Effective 1.6x leverage on the balance sheet ⚖️ Short term obligation risk over the next 12 months stands at £8940, which will be paid off via cash injection and balance transfer offers 🔴 Home equity worth approx 35K due to be ready for deployment JUN 2027 to pay off remaining debt obligations, depending on current market dynamics 🏡 Cash flow per month approx £1000 after all essential bills and debt obligations, estimated 50% of this can be funneled into the market and/or overpayments, depending on currently conditions and tail risk 💸 I am essentially utilising the @saylor $MSTR playbook for my own investment portfolio, paying 3.54% for access to capital investments that I believe will have a higher CAGR than the monthly interest accrued 🪙 No margin call, no liquidation risk, clear plan in place for short and medium term obligations 🤷‍♂️ Flexible cash flow to balance leverage profile moving forwards 💪 If $BTC returned to ATH by DEC 2028 as a realistic estimate, I anticipate a 300% increase on holdings, due to exposure via leveraged $BTC plays within my ISA 📈 With additional capital at £500 a month till DEC 2028, this would result in a projected figure of £325,460 🤑 This would be absolutely life changing money for me. It almost seems too crazy to imagine, but the math checks out 🤔 Ultimately, due to the house sale equity and my stable well-paid career, I believe this strategy has a near zero percent probability of total collapse 0️⃣ If $BTC doesn't recover, I'll take it as a loss, pay off all debt by mid next year, and still not be forced to sell a single position 👌 If $BTC does reclaim ATH within the next few years and I stay the course, I will have created generational wealth for myself 👨‍👩‍👦 Time will tell whether this was the best strategy of my life, or a major bump to my long term compounding ability ⏳️ Do as I say, not as I do... I am not recommending anyone else do this, but I know my own risk tolerance and belief in $BTC 😌 Has anyone else considered utilising cheap debt to invest? ❔️ Leave your thoughts below - let the chaos ensue 😂 Over n out 🫡🐧

@tkzXBT Thanks mate... I'll need it, I cant bring myself to look at my portfolio today after another drop hahaha

@PinguStacks I’ll be over here rooting for ya

@tkzXBT Oh I was deffo buying up there 😂😭 My worst trade was swapping BTC for MSTR at $350 to watch the mNAV compression kill me off despite BTC not even going down 😂

@PinguStacks At least you didn’t do it at 120k $BTC lmaoo

@tkzXBT Thank you mate haha, time will tell 🫡

@PinguStacks I hope it all works out for you man. Could be a generational trade

@marc02200 All in. I've basically done it at this point, already 80% deployed... final full rotation from stocks will happen if we hit $50K most likely

Be honest with me… Would you go all-in with your entire savings into $BTC today, or keep DCA’ing over the next 12 months? Am I too scared for refusing to lump-sum everything even though I believe in it long-term?

@Lizardhunt_ That was 2022 😂😭

@PinguStacks Oh yea ftx crash in November.

I know mate if this bear market is another year long I will be stressing hahaha, hoping for a quicker recovery than that to above my entry price... once we are up above $75-80K I can chill out as ill then be in profit on my portfolio I think... any more than that and we're big in the money 😂

@PinguStacks It's a really nice trade dude. If you can stomach the volatility for a year or more haha!

@Lizardhunt_ Everything went downhill fast after October last year... can't put my finger on exactly what the catalyst was there. We were highly correlated with the NASDAQ then completely decoupled since then

@PinguStacks Yeah, it could all be a coincidence, everything lining up that way to make it look like it.

@Lizardhunt_ 😂😂😂 I know the cycle seems to be playing out... but never been a massive fan of the theory myself. I think this is just a liquidity issue, AI sucking up all the money, Iran escalation fears, interest rate hike fears, inflation, AI bubble etc etc

@PinguStacks Oh dang 😂. the 4 year cycle says June and October are low months so I'm trying to keeping that in mind. (Ignore the fact I fomoed last month at 80k 😂)

@Orange_Balance @stevienics

@PinguStacks @stevienics Yer this was added as the start of an entry and a learning process for a new platform. This process decline isn’t going to shake out people from 2018. We’re not trading.

🍊 Bought my first 1000 shares of Smarter Web Company. Time to support ₿itcoin in 🇬🇧 Thanks @PinguStacks for the help! This is also the start of me using T212 😱

@Lizardhunt_ Haha fingers crossed I won't need to as this really is the last thing I can do before I just have to watch from the sidelines and pray 😂

@PinguStacks 👀 I'll keep an eye out for the tweet. But yeah, it wouldn't surprise me if we have more downs over the next couple of weeks.

@stevienics @Orange_Balance "Could" Nobody can perfectly time the bottom, we are trading around the 200WMA which has historically been a very favourable purchase price for the long term 👍

@Orange_Balance @PinguStacks Btc treasury’s not the place to be buddy. Btc is crashing hard could retest 40-50k

@Lizardhunt_ Bloody hope so mate haha... That being said if it does drop to fuck even further from here that's my golden ticket to use the final trick up my sleeve to leverage myself even more 😂😂😂

@PinguStacks Cheers . Yea defo premature then. Let's see what happens to them anyway 🤷🏼‍♂️ Maybe we will get a relief rally next month.

I'd ask chatgpt to explain why they're bad long term cos I will butcher the explanation haha but basically... They rebalance daily, so there is volatility decay in that if you close at a 3x loss, rebalance happens... its now at a lower value so the way back up is more difficult... the up and down swings can kill your gains even if long term it goes up. I think if its not constantly up down etc if its up up up in a row it can be great, but can suffer from decay across longer time frames in choppy markets.

Haha, yeah, it's not much, just about £400 worth as an experiment, Right now, it's trading at around 9p a share, and if the market drops further, I'm guessing it could hit 3p to 5p. But I'm wondering if it would turn into £s during a bull market. You're probably right, though it’s definitely premature to start an X3. I’m probably drip-feed over the year most likely.

@brandon_Invests Loooool I've had to do that kinda thing before... interesting choice of photo though 😂

@PinguStacks What BS is this look like a convict

@brandon_Invests Haha yes mate let me know how it goes 😂

@PinguStacks I’ll keep you informed and drop you a coffee if is has 1 or 2ms in 🤣

@brandon_Invests Ahhhh that's so annoying mate I've had the same problem loads of times, you will be able to reset it, just often a load of faff 👍

@PinguStacks Just sent and email to get access 🤞 Blocked by 2FA 🫣

@Lizardhunt_ Ooooh shit son hahahahah have you actually, legend Just been careful of time decay on them... I'm honestly considering porting GIA stocks into MSTR LEAPs if we touch $50K 😂

@PinguStacks Let's see what next week has to offer. No more manual buys now . I have a limit order at $110 and $105 Picked up 12 share's today And got some mstr X3 leverage shares.

@brandon_Invests Haha no worries mate, time flies doesn't it... you might be sitting on a little pile in there if you can access it still 😂

@PinguStacks I mined with Nicehash in 2022 I don’t think it was much but I haven’t gained access in a very long time and this just reminded me thank you!