Clyde F. Smith

Gotta love a strong work ethic. Disclaimer: I'm holding CEPT.

@annmarie We won? Feels so good.

Trump on the Strait of Hormuz:

Everyone should follow @401Casey. He's brand new to Twitter, but I've known him a long time, and can say that he's one of the most knowledgeable people I know about how the financial services industry actually works.

Even Jim Cramer gets it right sometime: cnbc.com/2026/03/20/jim…

“We have no idea what’s gonna happen here. We know the war is bad for stocks. The economic impact is global. Every positive seems to be met with two negatives, and all the positives seem to do is keep us from getting oversold enough to have a legitimate bounce,” Cramer said.

@hamptonism She is way behind. She needs a coach to push her to work smarter. Maybe an ai coach in each ear would do the job. Clearly she's sleeping too much. She needs to get up an hour earlier each day. And she needs to work harder.

a quant researcher I know is 25. She has: - $4.5M condo in nyc - $120k in her 401k - $3k in savings - $5M in the market She’s wondering if she’s behind. what do you think?

This won't show up in any market data, but it's a profound hollowing-out and weakening of America. "Nearly one in 10 people who had Affordable Care Act plans last year dropped health insurance altogether, after premium costs rose sharply" wsj.com/health/healthc…

$SPX Friendly reminder. If we lose 200-day, it's all Biden's fault.

@M_C_Klein Yeah we won! It was great.

Excuse me I was told this was over

Semafor: DOD is pursuing investment bankers from Goldman Sachs, Morgan Stanley, JPMorgan and Bank of America as prime recruiting targets for a 30-person team, Semafor reports, citing a document prepared by search firm Heidrick & Struggles. The goal of the new team is to invest $200 billion over three years in defense deals, in an attempt to counter China.

$KDK BREAKING: PACCAR JUST SAID ON THEIR 10 FEB ANALYST DAY THAT KODIAK IS A PARTNER, PUT THE VEHICLE IN THE IR SLIDE DECK AND HIGHLIGHTED THEIR WORK IN THE PERMIAN WITH ATLAS TO ANALYSTS USING PACCAR TRUCKS OPERATING WITH NO SAFETY DRIVERS ON PRIVATE ROADS! Honestly I did not want to post this before I secured my full position, because once Kodiak and PACCAR also formally announce their partnership this stock will easily gap up 50%+ in days. The main gripe with Kodiak is that they supposedly have no truck OEM deals and as such should be a small market cap, but like I said before you have to go beyond FinX into the industry to look for the real clues. Kodiak is also conservative in what they announce and what not. Basically during their analyst day PACCAR confirmed they are working with Kodiak. Aurora is their lead partner to develop the AVP, but it was always built for a multi partner strategy which includes Kodiak. Below I attached printscreen that they are talking for years about Kodiak, but in the latest updates this has intensified. Heck the Kodiak truck for Atlas Energy is also included in the PACCAR presentation on the slide next to $AUR. (Stack AV is an earlier stage start-up not doing pilots anytime soon) In fact management also mentioned it in the remarks: > Maintain an multi-partner strategy, including on- and off-higway solutions (off-highway clearly hints at Kodiak) > The clearest clue: We also operate in the Permian Basin right now under a different set of situations that don't require the same level of fail operational because of the speeds. This is a 100% direct reference to Kodiak's deployment with Atlas Energy in the Permian Basin, since nobody operates off-road and the truck is also in the slide deck. Also note that as in "We", implying this is happening with approval and monitoring from PACCAR. > Said they want to integrate different drivers This provides undeniable evidence directly from PACCAR management that Kodiak has a commercial partnership with them. Interestingly PACCAR indirectly approves Kodiak going driver out on private roads on truck owned by Atlas, but requires Aurora to have a safety driver on public highway. My guess that this is probably, because Atlas/Kodiak is operating on private property with no civilians and limited media attention if accidents occur. Also the Kodiak / PACCAR partnership is not formally announced, so all in all that creates less legal risk plus PR risk for PACCAR hence why they approve this configuration. They also said lower speeds make it less risky, but this is the Permian. Everything is dangerous there.. Seems like an excuse to justify. It's just not formally announced yet, but safe to say Kodiak secured their spot on the PACCAR truck OEM platform once it launches. Also PACCAR has a huge off road trucking business and Kodiak is the sole player there, so it was inevitable, but again this partnership is both for on road and off road. How and when it will be announced formally in a PR I have no clue, but I know what I need to know. Kodiak has an trucking OEM partner, whether FinX likes it or not. Direct quotes from management during the PACCAR Analyst day dated 10 february 2026 The underlying technologies have matured, and the AI drivers continue to expand their features and operating domains. We are seeing more commercial traction as it becomes clear the technology is no longer always five years away. The PACCAR Autonomous Vehicle Platform plays a central role in the advancement of autonomy. We maintain a multi-partner strategy, including on- and off-highway solutions, and we continue to be impressed with Aurora, our lead partner on the AVP. We also operate in the Permian Basin right now under a different set of situations that don't require the same level of fail operational because of the speeds. Autonomy is here. It's pulling loads without anybody in the truck every day. "There have been a lot of feints and moves, and I think that we don't wanna be the tip of the spear in that case. We wanna prioritize safety and effectiveness of the capability while we develop it. Also different than the car industry is that the partnerships we have with, like, Aurora, Stack, Kodiak. We need to watch their development curves, too, and see how they play in this space and come along with that. And then, as John and team have developed an autonomous vehicle platform that can integrate those different drivers, it gives us a space that I think is unique. And that, again, the make, build, buy, partner approach to things allows us to be participative without it being like the kind of capital raises that, say, Waymo is doing. And it allows us to watch technology, be ready when it's there, and commercialize it to our advantage when that time happens."

Yes

What happens when Walmart starts demanding the China AI price?

Reddit, Meta, and Google voluntarily “complied with some of the requests” from Homeland Security for identifying details of users critical of Immigration and Customs Enforcement (ICE).

Wham! Bam! Thank you Jeffrey! I bet he regrets that association. wsj.com/us-news/inside…

Nice example of building positive relationships between different nation's military personnel: war.gov/News/News-Stor…

I understand our CEO President needs a lot of yes men and women. That's not unique. But Lutnick is increasingly a liability and not just cause of the Epstein List. Fantasy projections help no one. cnbc.com/2026/02/10/tai…

What this ad doesn’t show: Ring also rolled out facial recognition for humans. I wrote to them months ago about this. Their answer? They won’t ask for your consent. This definitely isn’t about dogs—it’s about mass surveillance.

Of course I would say that needing to invest in customer service is true for almost every retail outlet I've been in over the last three years. Even the ones that seem to believe they're really good at customer service.

I'm starting to realize that not understanding their own business is an issue for Target's leadership. Though the investment in customer service is potentially spot on. cnbc.com/2026/02/09/tar…

The news about Target's new found focus on customer service also contained this: "If you’re a store manager now, yes, you’re supporting your in-store guest, and you’re also running a fulfillment business that’s gotten pretty big...I think we’re just now fully appreciating: