Adam Carlin

thank you @googlemaps

@DrifLotfi @TheEdPill 🤡

@TheEdPill Earliest i'd go is 12 , my output is pretty good, i always wake up fully rested, dreams etc , zero wake-ups, blacked out room..... work from 12-12 non stop, repeat lol

Sleeping at 11pm-7am yields profoundly different results than sleeping from 9pm to 5am.

@SpursOfficial 🫏

Micky van de Ven reacts to our defeat at Sunderland 🗣️

@NinjaScene92 @SunderlandAFC Jesus Damen lad come on

@SunderlandAFC We're in the middle of an injury crisis and we let a player go! Shocking stuff, I am going to write a strongly worded letter

Sunderland AFC today confirmed that Ian Poveda has agreed a permanent transfer to Internacional de Bogotá.

Jared Gillett turning up to a platform full of Sunderland at Bournemouth station after that performance wasn’t the wisest move like 🤣🤣🤣 #safc

@connor46474352 @JacobHorsfall_ Not a single Burnley player should even be mentioned

@JacobHorsfall_ Roefs Walker Ballard alderete Gudmunsson Ugochukwu Xhaxa Buonanotte. Aaronsson. Okafor Dcl

ooooof Roefs Mukiele Rodon Ballard Gudmundsson Xhaka Stach Sadiki Le Fee DCL Brobbey

@DeanoCummings85 @SAFCFANSVIEW He didn’t even get a minute against Oxford mate I highly doubt he’ll have any involvement at Bournemouth. He’s another one who’s just not ready for the premier league, needs a loan in the championship

@ACarlin22 @SAFCFANSVIEW Or Talbi or Traore or Diarra or Mayenda. Sorry Adam. Ill not mention Chris Rigg ever again ok mate

I wonder who’s on the wings next week at Bournemouth??? Abdoullah Ba and Ian Poveda maybe Anyone’s guess 😆 #SAFC

@DeanoCummings85 @SAFCFANSVIEW Chris Rigg? Jesus

@SAFCFANSVIEW Le Fee and Rigg

@shanehagan24 @SunderlandAFC Says a lot about us tho doesn’t it if these are gash then what are we

@SunderlandAFC Quick as a flash and we are 2 down to these. They're absolutely gash 😅

Raúl Jiménez converts. 0-2.

@SunderlandAFC All falling apart now

@SunderlandAFC Nobody can tell me mundle is premier league quality he absolutely abysmal

Raúl Jiménez scores. 0-1.

⏸️ Nothing between the sides as we reach the break. #SUNFUL

@hxxntrr @TheWilliamHarte HHahahahaha no you didn’t

@TheWilliamHarte i made 70k last month.... sorry buddy you are poor

Met a girl in Austin who owes $200K on credit cards and hasn't paid a single dollar of interest in over 5 years… Thought she was full of shit She pulled up a color-coded Google Sheet and walked me through it. The math actually checks out. She might be the smartest person I've ever met or the most reckless. Probably both She's been cycling balance transfers across banks in a loop that never ends The play is stupid simple once you see it: She takes $200K in 0% APR business cards. Uses the money for her real estate business. Month 10, before the 0% promo expires, she applies for a new round of 0% cards at different banks. Gets approved (because her score is 760+ since business cards don't report to personal credit). Does a balance transfer from the old cards to the new ones. 0% clock resets for another 12-18 months Old cards go to $0 balance. New cards hold the $200K. She hasn't paid a penny in interest "But you can't balance transfer business cards" Some banks allow it directly. For the ones that don't, she uses a workaround. She liquidates the new 0% cards into cash (2-3% fee through a payment processor), then uses that cash to pay off the old cards manually. Same result. Costs her about $4K-$6K per cycle which she treats as a business expense She's been doing this for 5 years straight. That's roughly $25K in total fees to maintain access to $200K in perpetual 0% capital The interest on $200K at normal business loan rates (8-12%) would be $16K-$24K per year. She's paying $5K per year instead. Over 5 years that's roughly $75K-$95K in interest she just didn't pay The spreadsheet tracks every card, every promo expiration date, every bank, every cycle. She has it planned out 18 months in advance. She knows exactly when to apply at which bank and in what order "Won't the banks figure out the pattern?" Some already have. Amex denied her last cycle. So she shifted to Navy Federal and US Bank which she says are less aggressive about detecting balance transfer cycling. Capital One still approves her every time She told me "banks offer 0% promos because they're betting you'll forget to pay before interest kicks in. I just never forget" The 2-3% fee per cycle is her rent for $200K in free money. She called it "the cheapest loan on earth that technically isn't a loan" 5 years. Zero interest. $200K in perpetual capital I checked the math twice. It works

Bully (2006)

@haaarveyyy @SunderlandAFC No we shouldn’t have had 2 pens what are you talking about hahaha

Van Dijk gives Liverpool the lead. 0-1.

Lad at work had Saints to win at 500/1 in the 80th minute but didn’t put the bet on 😂😂😂

@JoeThirlwell1 @Capt_Fishpaste To be fair mate, you surely can’t think mundle is good enough?

@Capt_Fishpaste I do feel a lot are waiting for some of the lads who got us here to make a mistake so they can claim they knew they were never good enough for this level. We’ve now seen it with Rigg, Hume, Cirkin, O’nein, Mundle off the top of my head. I prefer to trust RLB’s judgement.

I thought Trai Hume was pretty outstanding yesterday btw. No idea why I’m seeing so many negative comments on him. He’s a player we should all be immensely proud of. #SAFC

@ThatGuyBastin @WestHam_Central Not a West Ham fan, but please tell me how much Dibbling went to Everton for? From a relegated team

@WestHam_Central 40m for a relegated team, you're having a laugh 🫣

Fernandes is EVERYWHERE. Crazy. We'll lose him this summer. Difference will be whether it's £40m relegated, or £80m staying up.

@WarrenBedeBrown @BrownSlices Doesn’t matter who’s up against him he’s terrified to take a player on

@BrownSlices Tend to agree but in his defence, he was up against the best 'defending' full back in the league. Not many if any get past him....

Ship Mundle off asap, not ready for the premier league, and I’ve not got the patience for this