David

@SThor2701 @WifiMoneyPlant Don't bother with the 3 payments, 14 days cooling off period normally, ring up and pay it off then,

@WifiMoneyPlant Get the deal or incentives with the financing. Make 3 payments on it and then pay the loan off in full. Easy peasy!

Biggest "the kids are fucked" moment I've had recently was buying a car Walked into the dealership, told them what I wanted and said I'd pay up-front. Expected them to be thrilled Instead they were horrified. Spent the next 20 minutes trying to get me to finance it at some absurd rate Got me curious so after I left I read about car sale profit models. Apparently most US dealerships make more financing now than from the cars themselves I was such a boomer I assumed they'd want CASH In reality they want your ETERNAL SLAVERY at 19% APR

Bit windy at ramshaw rocks but nice to get out for an evening stroll

Decent effort today #garmin #beatyesterday

Decent effort round the roaches this morning #garmin #beatyesterday

Decent run round local nature reserve #garmin #beatyesterday

Big effort this morning to get under an hour #garmin #beatyesterday

Tough one today @glvale1 #garmin #beatyesterday

Tough conditions still plenty of mud #garmin #beatyesterday

Cobwebs gone @glvale1 #garmin #beatyesterday

Better conditions today #garmin #beatyesterday

Keep moving on a sunday @glvale1 #garmin #beatyesterday

Cold one yesterday snow on top again #garmin #beatyesterday

@knotty07 @rowey_9 Haha yeah had shit show written all over after archers last over, very fortunate come away with the win,

@DConTour @rowey_9 Kept his nerve tbf 😂 we were lucky come away with the win

@rowey_9 😂

Blowing the cobwebs away on a sunday @glvale1 #garmin #beatyesterday

@GLvale1 @landofangle Maybe we should lobby our local mp for some purity laws, (oh wait i've just remembered who our local mp 🫣)

@landofangle @DConTour

Brutal conditions again this morning slowed it down #garmin #beatyesterday

@knotty07 Must be his new moon ball variation 😆

How on earth does Sam Curran keep getting picked for England sides?? Haven’t seen him have a decent game for about 4 years #SLvENG

Brutal conditions this morning 🥶

@2147mill This has certainly been about before this Labour government took over, 2017ish for a guess,

Rachel from accounts gives 18–39 year olds an instant 25% return on their money. Most people have no idea it even exists. It’s called a Lifetime ISA. Put in £4,000. The government adds £1,000. Instantly. Every year until you’re 50. That’s free money. No other country offers this. Americans don’t get it. Australians don’t get it. Canadians don’t get it. They’d kill for it. Most people here either ignore it or think it’s “just for buying a house.” It isn’t. You can use it for retirement too. £4,000 a year for 30 years at 8% becomes £566,000. You put in £120,000. Rachel from accounts gave you £30,000. Compounding did the rest. We’ve been handed a cheat code for young people to build wealth - and most never press start. Have you?