Alex | Long Term Investor

Long-term investing isn’t about being optimistic. It’s about being disciplined when optimism disappears.

@RyanHaiss The strategy isn’t the hard part. Sticking with something that feels boring is.

One thing I’ve learned: Good investing and good decision-making usually look boring in real time. Most people want: → Instant certainty → Constant action → Dramatic predictions → Perfect timing What actually tends to work better: → Patience → Repeatable process → Emotional control → Knowing what not to do The internet rewards excitement. Results usually reward discipline. That tension explains a lot of bad decisions.

@dividendology Most millionaires aren’t extraordinary. They just live below their means, invest consistently, and give it time.

A team at Dave Ramsey's company conducted the largest study on millionaires ever. The results are not what you would expect: • Most millionaires were in their +40s with paid off Personal Homes • Most millionaires contributed to their 401k plans • Most millionaires shared a bank account with their partner • Most millionaires on average made less than $100,000 yearly • Most millionaires never took a business loan • Most millionaires are self-made It isn't easy, but being a millionaire is well in reach for many people.

@JonErlichman Plenty of people owned these. Very few held them this long.

Value of $10,000 invested 15 years ago: Nvidia: $4,043,000 Tesla: $2,490,000 Netflix: $310,900 Eli Lilly: $265,300 Amazon: $256,300 Alphabet: $216,800 Apple: $211,200 Mastercard: $203,200 Visa: $167,600 Microsoft: $157,000 Costco: $138,700 Home Depot: $90,800 Starbucks: $52,900

@TheLongInvest Just depends on your time horizon.

One thing is constant from the market It will never fail to go higher.

@kejca If you can’t explain it simply, you probably don’t understand it well enough.

Peter Lynch: If you can't explain to an 11-year-old in a minute or less why you own a particular stock, you shouldn't own it and should just buy a fund instead.

@brewmarkets Not even that big of a drop, yet it feels like everyone’s panicking.

The S&P 500 is down 4.4% in March.

@StockMKTNewz It can always get worse. But peak fear is usually where the best opportunities are.

The stock market Fear and Greed index is now in Extreme Fear currently at 17/100

@BrianFeroldi Easy to understand. Much harder to follow when emotions kick in.

@themoviedadsc Good take. Even if it doesn’t stick right away, at least it gives people a reference point later. I think most people know they should be investing but just have no clue how to start.

One of my "hotter" takes on this subject is every high school could implement this tomorrow, and it wouldn't make a big difference. 99% of 14-18 year olds don't care about money. They care about dating, friends, making varsity, and getting As & Bs so mom/dad don't yell at them.

@brewmarkets Par for the course lately. Still a good time to build long-term positions.

Happy Thursday.

@money_cruncher Probably the best and least stressful strategy for most people.

Beating the S&P 500 isn't difficult. But beating the S&P 500 consistently, over the long term, is very very difficult. Many people overestimate their ability to pick good stocks over the long term. They eventually realize that it’s a losing game. That's why just buying the market could be a good strategy.

@jimcramer Short-term moves are hard to predict. I’d rather focus on the long term.

Down opening..at last for semis... we have had up openings and they have all failed

@awealthofcs You have to be mentally prepared for anything the market throws at you.

There's a scene in Forest Gump where they're on the shrimp boat in the middle of a hurricane Lieutenant Dan says something like: You call this a storm?! Is that all you've got?! That's a lot of investors today Some ppl are just ready for a big correction

@iamtomnash It never feels like it in the moment, but history is consistent.

Investors panic during wars, fearing the end of the world. Yet, history shows markets recover. 70 wars in 30 years saw the S&P 500 surge 1200% and NASDAQ 2000%. Wars don't tank markets long term; data proves it.

@Kalshi If you’re a long-term investor, this is part of the process. Lower prices today mean better returns tomorrow.

JUST IN: Stock market plundges to "most amount" of fear in 6 months

@dollarsanddata We do something similar. Income stays separate, but we auto-transfer into a joint account for shared expenses.

There's a simple solution to this: -Joint bank account (all income goes in, all shared expenses come out) -Each spouse keeps separate account -Any surplus (in joint account) gets split (50/50) and sent to separate accounts -For big purchases, each party deposits back into joint

@Smartnetworth1 Exactly. It’s not about more stuff, it’s about more control over your time.

I’m investing as much as I can now so I can wake up without an alarm clock one day. That’s the goal. Not Rolex’s and Ferraris.

@Dividend_P New investors often confuse risk with volatility. Volatility only becomes risk if you panic.

People talk about risk like it’s a monster hiding in the chart. But most of the danger never comes from the market. It comes from the stories we tell ourselves when things move fast. A calm mind is still the strongest hedge you can have. #longterminvesting #dividends

@Dividend_P Well said. Most plans work if you stick with them long enough

@AlexCanInvest Most people want the perfect plan. The real shift is when you keep doing the simple things long enough for them to matter.

Most people focus on picking the perfect investment. A better focus: Increase income Control spending Invest the difference Repeat for decades

@themotleyfool After a few cycles, it stops feeling like fear and starts looking like opportunity.

The best investors aren’t fearless. They’re just trained to act despite fear.