ERNEST B. MAKULILO (EBM)

IF YOU ARE IN THE UNITED STATES NOW HIRING: Financial Services Professionals 💼 100% Remote | Commission-Based | U.S. & Canada Looking to control your time, income, and impact? Join our mission to empower families through financial education, life insurance, and retirement planning. ✨ No experience required — full training & mentorship provided! 💰 First-year income: $50K–$75K+ | Top earners: $100K+ 📍 Must legally live in the U.S. or Canada (SSN/SIN required) 🚀 Apply now: ebmscholars.com/financialprofe… 📧 Questions? Email: ebm@ebmscholars.com Transform lives — starting with your own

IMMIGRANTS IN THE USA, THIS IS FOR YOU! People with financial education become and stay wealthy and do not pay taxes. America is for the informed and uninformed. Education on finance and how the system works is very important You came to North America for a better life — but do you actually know how money grows here? Most people work hard… yet miss out on tax-free retirement, compound interest, and legacy planning that can build generational wealth. Don’t let that be you. Book your FREE 2-HOUR financial consultation with EBM today and learn how to make your money work for you — even while you sleep. Click the link below to get started: ebmscholars.com/financialeduca… Because it’s not about how much you earn — it’s about how much you keep and grow!

FOR IMMIGRANTS IN THE USA AND CANADA – FREE WEBINAR SAVING YOUR FUTURE: BETTER FINANCES Join us this Friday for a powerful and informative webinar designed to help immigrants in the United States and Canada better understand how to strengthen their financial future. During this session, we will discuss strategic ways to leverage the financial industry to improve your personal finances and gain practical knowledge on how to create, build, and protect wealth in today’s economy. Day: Friday Time: 08:00 PM Central Time (US and Canada) 09:00 PM Eastern Time (US and Canada) 06:00 PM Pacific Time (US and Canada) Join Zoom Meeting zoom.us/j/97673307418?… Meeting ID: 976 7330 7418 Passcode: wealth This session is exclusively for individuals residing in the United States and Canada. Guests are warmly welcome. Feel free to invite friends, family members, and anyone ready to take their financial future seriously.

SEMINA HII NI KWA WANAOISHI MAREKANI NA CANADA Ningependa sana uje usikilize, na unaweza pia kumualika rafiki yako ili ajifunze pamoja nasi. Mada hii itawasilishwa kwa lugha ya Kiswahili. JUMAPILI HII Muda wa kuanza : Saa 12 jioni – Pacific Time (California, Washington, Oregon time) Saa 2 usiku – Central Time (Missouri, Kansas, Illinois time) Saa 3 usiku – Eastern Time (Maryland, New York, Virginia time) Karibu sana kushiriki. Kama hutoweza kufika, tafadhali nijulishe mapema. ZOOM Join Zoom Meeting us02web.zoom.us/j/84302668639?… Meeting ID: 843 0266 8639 Passcode: MoneyTalk

@brhodes @cyrusmehta Because we are funding NATO. Otherwise we don’t fund NATO anymore each person should defend themselves

The arrogance of expecting allies to join a war that the US and Israel started for no reason is breathtaking.

SEMINA HII NI KWA WANAOISHI MAREKANI NA CANADA Ningependa sana uje usikilize, na unaweza pia kumualika rafiki yako ili ajifunze pamoja nasi. Mada hii itawasilishwa kwa lugha ya Kiswahili. JUMAPILI HII Muda wa kuanza : Saa 12 jioni – Pacific Time (California, Washington, Oregon time) Saa 2 usiku – Central Time (Missouri, Kansas, Illinois time) Saa 3 usiku – Eastern Time (Maryland, New York, Virginia time) Karibu sana kushiriki. Kama hutoweza kufika, tafadhali nijulishe mapema. ZOOM Join Zoom Meeting us02web.zoom.us/j/84302668639?… Meeting ID: 843 0266 8639 Passcode: MoneyTalk

@PredicHistory NBC is not Trump administration,

NBC asked Iran's Foreign Minister: "Are you afraid of a US invasion?" "No. We are waiting for them." The journalist went silent. Asked again. Got the same answer. America's entire strategy depends on Iran being afraid. Iran is not afraid.

SEMINA KWA WALIOPO MAREKANI NA CANADA LEO JIONI/USIKU Jumapili hii nitakuwa nafanya presentation (Online kwa ZOOM) kuhusu maisha ya Marekani na Canada, pamoja na elimu ya fedha, kodi, mipango ya kustaafu, na jinsi ya kuepuka changamoto mbalimbali kama mhamiaji. SEMINA HII NI KWA WANAOISHI MAREKANI NA CANADA Ningependa sana uje usikilize, na unaweza pia kumualika rafiki yako ili ajifunze pamoja nasi. Mada hii itawasilishwa kwa lugha ya Kiswahili. Muda wa kuanza: Saa 12 jioni – Pacific Time (California, Washington, Oregon time) Saa 2 usiku – Central Time (Missouri, Kansas, Illinois time) Saa 3 usiku – Eastern Time (Maryland, New York, Virginia time) Karibu sana kushiriki. Kama hutoweza kufika, tafadhali nijulishe mapema. ZOOM Join Zoom Meeting us02web.zoom.us/j/84302668639?… Meeting ID: 843 0266 8639 Passcode: MoneyTalk Asante sana. ERNEST B. MAKULILO Missouri

FURSA YA KUFUNDISHA KISWAHILI MAREKANI KWA WATANZANIA Website ya kuomba tz.usembassy.gov/education/fulb… Tag rafiki zako, na share kwa wengine waombe fursa hii

SEMINA KWA WALIOPO MAREKANI NA CANADA LEO JIONI/USIKU Jumapili hii tarehe 1 Machi nitakuwa nafanya presentation (Online kwa ZOOM) kuhusu maisha ya Marekani na Canada, pamoja na elimu ya fedha, kodi, mipango ya kustaafu, na jinsi ya kuepuka changamoto mbalimbali kama mhamiaji. SEMINA HII NI KWA WANAOISHI MAREKANI NA CANADA Ningependa sana uje usikilize, na unaweza pia kumualika rafiki yako ili ajifunze pamoja nasi. Mada hii itawasilishwa kwa lugha ya Kiswahili. Muda wa kuanza: Saa 12 jioni – Pacific Time (California, Washington, Oregon time) Saa 2 usiku – Central Time (Missouri, Kansas, Illinois time) Saa 3 usiku – Eastern Time (Maryland, New York, Virginia time) Karibu sana kushiriki. Kama hutoweza kufika, tafadhali nijulishe mapema. ZOOM Join Zoom Meeting us02web.zoom.us/j/84302668639?… Meeting ID: 843 0266 8639 Passcode: MoneyTalk Asante sana. ERNEST B. MAKULILO Missouri

HUWEZI KUTAJIRIKA MAREKANI KWA KUAJIRIWA TU. KODI ITAKUTESA SANA, HUTOBOI youtu.be/czIon_b46hw?si…

The British High Commission is seeking an Honorary Consul to represent the UK in Zanzibar. The role involves providing consular assistance to British nationals and strengthening the UK’s presence locally, working closely with the Consular Team in Dar es Salaam. We’re looking for someone who: • Has strong links to the UK • Lives in Zanzibar and is well-connected • Communicates professionally and empathetically • Is fluent in English 🗓 Apply by: 3 March 2026 🔗 Link in bio fco.tal.net/vx/appcentre-e…

Immigrants in America, let’s have an honest conversation. One of the biggest mistakes many of us make after arriving in the United States is this: we start working immediately… but we never start learning how money works in America. We celebrate getting a job. We celebrate earning dollars. We celebrate survival. But we ignore financial education. And that is where the real problem begins. Financial literacy is not optional in America. It is foundational. If you do not understand: • How taxes work • How to legally reduce taxable income • How retirement accounts function • How to grow money through compounding • How to structure your income properly You will work hard… but keep very little. The issue is not how much you earn. The real issue is how much you keep after the government takes its portion. Two immigrants can earn the same salary. Ten years later, one builds wealth. The other is still struggling. The difference is not effort. The difference is knowledge. America rewards those who understand its system. If you truly want to succeed here, do not only chase income. Chase understanding. Chase strategy. Chase financial literacy. Work hard — yes. But learn harder. Because income builds survival. Financial literacy builds freedom Get a FREE personalized 1-on-1 financial education to help you make informed decisions. 🔹 Sign up now: ebmscholars.com/financialeduca… 📍 Eligibility: Must be located in the USA or Canada.

When I first came to America, I thought I had figured it out. Get a credit card. Build a good credit score. Use it responsibly. I believed that once your credit score is “good,” you’ve unlocked the system. I was wrong. A good credit score doesn’t mean you’ve won. It simply means the banks trust you enough to offer you more debt. More credit cards. Higher limits. Auto loans. Personal loans. “Pre-approved” everything. At first, it feels like success. But if you don’t understand compound interest, you will slowly become a worker for the lenders. Your money will grow their wealth instead of yours. That was my wake-up call. The real game is not about borrowing better. It’s about growing smarter. Today, I’m not impressed by high credit limits. I’m focused on portfolios. I’m focused on assets. I’m focused on putting compound interest to work for me — not against me. To every immigrant coming to America — especially from Africa — don’t just arrive physically. Arrive financially. Learn the system early. Understand how money grows. Stop chasing approval from banks. Start building ownership. America rewards knowledge. But it punishes ignorance. Financial education is not optional. It is survival. Get a FREE personalized 1-on-1 financial education to help you make informed decisions. 🔹 Sign up now: ebmscholars.com/financialeduca… 📍 Eligibility: Must be located in the USA or Canada.

Kuandika Kitabu cha Kiswahili au English kwa kutumia ChatGPT youtu.be/E-eh13BZEio?si…

@Jeremy_ When he was in the office

🚨🚨The Obamas just released a statement on Minnesota They called for accountability for the federal government’s law enforcement agencies But they remain silent on Minnesota leaders who were in charge as $9 BILLION was stolen from programs supporting hungry kids Why are they ignoring that?!👇

@Siwanani17 @AbdulahiAdan10 There is something like this, not exactly the same title nber.org/papers/w26293

@AbdulahiAdan10 Where can I get a copy?

My loyal followers kindly read this book entitled HOW TO EAT ELECTION MONEY AND VOTE WISELY

NOW HIRING – FINANCIAL SERVICES PROFESSIONAL (REMOTE) U.S. & Canada | 1099 | Part-Time or Full-Time Take control of your time, income, and impact while helping families build financial freedom. • 100% commission-based (uncapped) • Residual income + bonuses • Fast-track licensing (≈21 days) • Training, mentorship & marketing support provided • No quotas | No territories | Work remotely 💰 Avg Year 1: $50K–$75K+ | Top earners: $100K+ ⚠ Must physically reside in the U.S. or Canada and be legally authorized to work. 👉 Apply here: ebmscholars.com/financialprofe… 📩 Questions: ebm@ebmscholars.com

NOW HIRING – FINANCIAL SERVICES PROFESSIONAL (REMOTE) U.S. & Canada | 1099 | Part-Time or Full-Time Take control of your time, income, and impact while helping families build financial freedom. • 100% commission-based (uncapped) • Residual income + bonuses • Fast-track licensing (≈21 days) • Training, mentorship & marketing support provided • No quotas | No territories | Work remotely 💰 Avg Year 1: $50K–$75K+ | Top earners: $100K+ ⚠ Must physically reside in the U.S. or Canada and be legally authorized to work. 👉 Apply here: ebmscholars.com/financialprofe… 📩 Questions: ebm@ebmscholars.com

How to Prepare Your Children for Wealth in America Stop Passing Down Po... youtu.be/0jnAA6rdHOQ?si…