Kelly | Frog Moon Mama

@SavingsCaptain Congrats! That’s an accomplishment these days!!!!

Yesterday was our 31st wedding anniversary That week the S&P500 hit an ATH at 500 Experience has taught me not to get all bothered by daily headlines Think long term!

@lindsaybitcoin And they are all the same same but different

@FrogMoonMama None. They’re all for engagement imo lol

There sure are an awful lot of “I have a friend” + “What would you tell him?” posts on here … How many of you really have your friends coming to you for money advice?

@Investor_Jelle You too!

@FrogMoonMama Have a great day Kelly!

5am. My turn. Went fufu and added vanilla and half and half. It’s going to be THAT kind of day. Take care of yourself. Yes YOU. We got this. Have a beautiful day X friends.

@quiet8302 Long haul?

Good Morning 🌎 Driving loads by day. Buying dividends by night. Keep Grinding Keep Stacking 💯

@themojomindset That looks so good. Haven’t been to New Orleans in almost 30 years .. 🙈

Ohh muh gooodness. Lunch was hitting with a fried shrimp po boy from Singleton’s Mini Mart in Uptown New Orleans. 20/10 for the price! highly recommend

@MoneyJrod Why?

There’s a strong chance that no… you shouldn’t buy that rental property Just put in the market. Buy the S&P index fund Max out your Roth Get your 401k match Keep doing this for years

@Dividend_Learn 😅😅😅😅✨ right????

Lately it seems that everyone has a friend that: - spends a lot 💸 - needs advice for investments 📉 - doesn't invest🙈 - has an expensive car/house 🏎 For the love of God, choose better friends 😂😂

@TS_Secrets Thank you for confirming why I generally take the stairs.

There are only about 25,000 elevator technicians in the entire U.S. Let that sink in. Now think about how many elevators exist: • Apartments • Hospitals • Hotels • Office buildings • Airports Every single one needs maintenance… forever. Now here’s where it gets interesting: Elevator techs make $100k on average Top earners clear $150k+ With overtime in big cities? Even higher. And the “training pipeline” everyone talks about? It’s not 4 years of college. It’s: • Apprenticeship programs • Trade-based training • Earn while you learn So let me get this straight… We’re telling 18 year olds to take on $100k+ in debt… Instead of pointing them toward a career where they can make six figures fixing elevators? Here’s the controversial part: The shortage isn’t because the job is bad. It’s because no one is telling kids this path exists. We’ve marketed college. We’ve ignored trades like this. And now we have a massive gap. In 10–15 years? The people who chose these “invisible trades” are going to look like geniuses. Fun fact: only one out of the three elevators worked during our trip and average wait time was 10-15 mins.

@tropicaltrader7 Those look amazing. There is an art to the perfect chocolate chip cookie. I have not mastered it.

I went to a 🌮 Tuesday party last nite and of course I brought my famous cookies for dessert! 🍪 There was only 1 🍪 left at the end of the nite 😏

@BoomerDivvies @Marriott Beautiful!

The Renaissance upgraded our room to a nice harbour view suite. Great way to start the trip. Thanks @Marriott

@DividendDesi Nothing, investing broke till payday

Good Morning!☕️ What income you are buying now?

@TradingWithGuy No buys today. Payday is Friday and I’m tapped.

Gooood morning 𝕏 legends! ☀️ No coffee and sunshine today I’m packed with meetings this morning! Has anyone purchased / planning to purchase something from the market?

@SavingsCaptain Oooo I didn’t even think of that. They must be good friends. 😅

@FrogMoonMama And how do they get all the specifics, do they have their account passwords

@Investor_JPD 🤣🤣 but we all respond to these questions … 🤣🤣🤣 as if.

@FrogMoonMama None. No one has these friends 🤣

@Tommax65 @optguru Pretty much the same for me.

@FrogMoonMama @optguru No one in my family invests; I have two friends who also invest and have a portfolio. Otherwise, it's the X family.🤣😉

@Jainadave_ Wouldn’t say I love it… but I enjoy it.

Dear Algorithm, Connect me to all gym lovers ☺️

@optguru Ok, I’m not alone in this then. I have maybe 3 friends I might discuss money with IRL. 🤷🏼‍♀️

@FrogMoonMama None of my 4 friends that I have ever asked me.. yup.. I'm old. Not too many friends.. just 4

@thelucashalden Right? 😅 Even then I don’t know all their details.. maybe I’m too introverted.

@FrogMoonMama 😅 - one. I have a lot of colleagues that like to complain about money I don't know if that counts.

You don't need a raise. You need to stop funding your lifestyle inflation.

@Marcute22 Yep.

Longtime users are frustrated with X because it no longer works the way it used to. Back in the early days of Twitter, your reach was simple and direct. If you had 5,000 or 10,000,20,000 followers, your posts were delivered to them in real time. It was a true chronological feed—your tweets showed up in the order you posted them, and your audience actually saw your content. The “old” Twitter (pre-2016) was built around that real-time experience. Your voice reached the people who chose to follow you, without interference. Today, that’s no longer the case. X relies on an algorithm-driven, engagement-based feed, meaning even your own followers may never see your posts unless the system decides to prioritize them. That shift—from a guaranteed audience to an unpredictable algorithm—is why so many longtime users feel frustrated and disconnected.