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Praveen Kumar Verma
22K posts

Praveen Kumar Verma
@Alacritic_Super
FinTech @PaymentusCorp | AI | Mentorship | Trading | Mind & Health | Satire | Helping Businesses to integrate AI & Sharing Knowledge → DM ([email protected])
New Delhi, India انضم Ağustos 2016
474 يتبع2.1K المتابعون

Debt does not go away by ignoring it.
It goes away with a plan.
Simple approach:
• List all debts (amount, interest, due dates)
• Pay minimums on all
• Attack the highest interest first (avalanche method)
• Avoid new unnecessary debt
• Increase income where possible
• Automate payments
Small consistent payments beat random big efforts.
Discipline reduces debt.
Consistency removes it.
English

Tax statements can feel confusing.
AI can turn them into clear insights.
How:
• Upload your tax statement
• Extract income, deductions, liabilities
• Identify missed deductions
• Flag anomalies or errors
• Suggest optimization strategies
Example:
"You missed ₹50,000 in eligible deductions"
AI does not replace a tax expert.
But it helps you understand before you decide.
Follow for more practical AI use cases.
English

Loan statements are hard to read.
AI can break them down in seconds.
How:
• Upload your loan statement
• Extract EMI, interest, tenure
• Analyze principal vs interest split
• Detect hidden charges or patterns
• Suggest faster repayment strategies
Example:
"Pay $1,000 extra/month → loan closes 2 years earlier"
AI turns complex financial data into clear decisions.
Follow for more practical AI use cases.
English

Planning trips manually takes hours.
AI can do it in minutes.
How:
• Tell AI your budget, dates, and preferences
• Get optimized itineraries (day-wise plans)
• Discover places, food spots, hidden gems
• Estimate costs and travel routes
• Adjust plans instantly
Example:
"3 days in UAE under $10k with beaches + cafes"
AI → full itinerary + budget + places
Travel planning goes from stressful → instant and personalized.
Follow for more practical AI use cases.
English

@Simon_Ingari We work all the time isn’t culture. It’s unpaid labor with better branding.
40 hours paid = 40 hours worked.
Anything else is a boundary test, not a performance test.
English

Manager: I have you scheduled for a meeting at 7 PM tomorrow.
Gen Z: Is my attendance mandatory?
Manager: Yes, we’re working with a client in another time zone.
Gen Z: Okay, I’m happy to shift my hours to accommodate.
Manager: Excuse me, no—you still start at 8 AM.
Gen Z: If I’m working in the evening, then I’ll start later in the day.
Manager: Okay, don’t watch the clock at this company. We work when we need to work.
Gen Z: I’m contracted and paid for 40 hours a week, so that is what I work.
Manager: That’s a career-limiting move. Tomorrow is a busy day; I’ll need you to start right promptly at 8:00 AM.
Gen Z: Alright then, I will take the lieu time later this week.
Manager: Again, that’s not how we operate at this company. You work hard when you need to, and you don’t watch the clock.
Gen Z: Again, I work for the hours I’m paid for, and since overtime is not an option, I’ll go ahead and adjust my hours this week to accommodate the shift in the schedule.
Manager: You’re not quite understanding the company culture we have here—we work all the time.
Gen Z: And you’re not understanding that just because that is the way you do things does not mean that is how I’m required to do things as well.
Manager: (Silence)
English

2022: No raise 🙂
2023: No raise 🙂
2024: No raise 🙂
2026: Resigns
HR:
“Thanks for resigning. If we fired you, we’d have to pay severance.” 😊
Employee:
“So after 4 years… the biggest raise I got was saving you money.” 💀
Corporate logic be like:
"We couldn’t afford to pay you more…
but we’re very grateful you helped us not pay you at all."😭
English

@BeckInvestLLC @KeruboSk I have to train my kids now for school badly
English

@BuckOnTwidder I think that guy's listening to our conversation.
Meanwhile the guy:
👂🙂
Don’t worry, I didn't choose this podcast… it chose me. 😭
English

@lisaawrites What helps is not pushing harder.
It is:
• reducing load, not adding more
• taking real rest (not just scrolling)
• setting small, doable tasks
• asking for support, even if it feels uncomfortable
You are not broken. You are just exhausted.
English

@Purple__Win Oh yeah, Duolingo users are fluent… in maintaining streaks. 🔥😭
Bro can't order coffee in Spanish,
but hasn't missed a 742-day owl reminder.
English

@schiz04renic Fastest sustainable way:
• Calorie deficit
• High protein
• Lift weights + walk daily
• Sleep well
Result: ~0.5–1 kg/week
Anything faster = rebound + muscle loss.
English

@kritikakodes Interviewer: Design for 100 users
Candidate: launches NASA-level architecture 🚀
Microservices… load balancer… Kafka… queues… Redis… CDN… 🌐📡
Interviewer: Bro… it is 100 users 😭
Candidate: Yes, but what if it goes viral?? 📈🔥
Interviewer: It's an internal HR tool 💀
English

@LearnJPdaily Scattered effort wastes energy.
Blind repetition wastes time.
Focused, corrected repetition creates leverage. And income is just a byproduct of value delivered repeatedly to the right audience.
English

@ysuckme How to build it:
• Earn well (skills > titles)
• Spend below your means
• Invest consistently (index funds, long-term)
• Avoid lifestyle inflation
• Build multiple income streams slowly
English

@BeckInvestLLC @KeruboSk Then institutions are not safe either why we even bother to sent them
English

Sorry, but I'm with her. In the previous "world" where there was more implicit trust between parents and institutions then maybe. But considering how there have been too many high profile cases of schools (or activist teachers) that have completely broken the unwritten contract between parents and schools.
Hard no.
English

@observamus @kyliebytes Do you think it is pointless?
English

@Alacritic_Super @kyliebytes i didn't have anything to contribute to the conversation, which is why i didn't post
neither did you, but you instead asked a computer create and send a pointless reply for you
why?

English

@Nitya_4u Most people scroll.
Very few actually change their life.
If you want:
AI insights
Career clarity
Real-world tech skills
No fluff, no fake hype
Follow.
Because one good idea
at the right time
can change everything. 🚀

English

@Midsweet_ Most people scroll. Very few actually learn.
If you want AI insights, Career growth & Real-world tech knowledge
Follow.
I share things
that actually help you win. 🚀
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